&me: Saving & Investing App 4+

Welcome to &me. Your path to financial freedom starts here.

&me is an investing app that has partnered with M&G Wealth to unite their first-class investment expertise with a cutting-edge approach to digital finance.

With &me, you get exclusive access to strategically developed portfolios and support from one of the most experienced teams in the financial world.

Whether you’re saving for your first home, putting money away for retirement or simply building up a rainy-day fund, &me can help you achieve your investment goals.


WHAT WE OFFER

- Stocks & Shares ISA
Join the millions of people in the UK who now use a stocks and shares ISA to grow their savings. You can squirrel away up to £20k each year and enjoy the feeling of tax-free growth on your investment.

- Personal Pension (SIPP)
The Self-Invested Personal Pension lets you control how to invest for your retirement. It can work alongside your other pensions or when you want to combine multiple pensions under one roof. You’ll also enjoy HMRC adding £25 for every £100 you pay in yourself.

- Junior ISA
Watch your children’s money grow as they do. Give your child the tax benefits you enjoy in your own ISA and feel comfort that their money is locked away until they turn 18.

- General Investment Account
For when you’ve used up your ISA allowance or don’t want to transfer your existing ISA. No limits to how much you can invest. Any gains can be offset against your Capital Gains Tax allowance.

HOW DOES IT WORK?

When it comes to investing, the biggest priority is setting goals and understanding what you want to achieve with your money. That’s why the first stage is all about getting to know you.

1) We’ll ask you a few simple questions: What’s making you consider investing? Ideally, how long do you want to invest for? How much would you like to invest?

2) Your answers will help us determine your investment style and assess your attitude towards risk. After all, with investing, you’ll need to be comfortable seeing your money rise and fall over time.

3) We’ll match you with one of our six &me portfolios to align with your investment goals. Then, you’ll be all set up and ready to choose the type of account you want to use.

Simple.

- Socially Responsible Investing

At &me, we believe investing is about choice. And the choice of what your money supports can create a more sustainable future for the planet, our society and those we love.

When investing with us, your money is place in a portfolio to help it grow. Each portfolio contains hundreds of companies hand-picked by our investment experts.

- Help is on hand if you need it

At &me, we’ve waved goodbye to jargon and cut the investment techno-babble as much as possible. But if you’re ever stuck on anything, you can always reach out for help.

When you invest with &me, you get access to a team of dedicated investment experts. Easily get in touch through the app to ask questions and feel confident when investing. Best of all, this service is included in your overall fee — no hidden costs.

With &me, you’re never alone when investing.

- Trusted and Transparent

Our partner, M&G Wealth, is a leader in helping people do more with their money. You can feel safe in the knowledge that &me is:

· PROTECTED. &me is covered by the Financial Services Compensation Scheme, protecting your money up to £85k.
· REGULATED. As part of MFM Investment, &me is regulated and authorised by the Financial Conduct Authority (FCA)
· EXPERIENCED. &me is powered by a range of M&G Wealth-advised portfolios, meaning you benefit from a lifetime of expertise.

With no commitment to invest, see how &me could grow your money and help you feel invested.

Remember, all investing should be regarded as longer term. The value of your investments may go up or down, and you could get back less than you invest.

Ready to get started? Install the &me app now.