Wealthify Saving & Investments 4+

Invest effortlessly today

Wealthify Limited

Designed for iPad

    • 4.4 • 2.5K Ratings
    • Free



Wealthify is your easy-to-use, online saving and investing service.

We have a range of products for people at every stage and from all walks of life – helping anyone make more of their savings, investments, and pensions. With investing and pensions, your capital is at risk.

Using our simple, award-winning app or online dashboard, start from as little as £1 (£50 for Pensions), set the terms for your money, then let our team of experts take care of the rest.

Because Wealthify is for people who want more from their finances by doing less; people who value their time just as much as their money.


• Best Investment Platform for Beginners @ YourMoney Investment Awards 2024
• Best Managed Stocks & Shares ISA @ Good Money Guide Awards 2023
• Winner of Best Junior ISA 5 years in a row @ Personal Finance Awards


• We keep your personal information safe with TLS encryption and will never share it
• Secure your money with a PIN, Face ID, or Touch ID (on enabled phones)
• Wealthify is owned and backed by Aviva: one of the UK’s largest financial institutions


Instant Access Savings Account
• Variable interest rate, meaning the rate can go both up and down
• Deposit as much as you like from £1, with no upper limit
• Access your money whenever you want, with no limit on withdrawals


Stocks and Shares ISA
• Invest up to £20,000 tax-efficiently each year
• Invest from as little as £1; withdraw your money at any time without penalty
• Your Investment Plan is built and managed by our team of experts

General Investment Account
• Start a GIA from as little as £1
• No limit on how much you can invest annually
• Withdraw your money at any time without penalty


Self-Invested Personal Pension (SIPP)
• Combine previous pensions into one handy pot
• Start from £50
• Provides multiple investment options to suit your needs
• Choose an Ethical Pension to save in line with your values


Junior Stocks and Shares ISA (JISA)
• Invest from as little as £1
• A tax-efficient way to save up to £9,000 every year for your child
• Allow family and friends to contribute directly to your child’s JISA to grow their money further
• Easily transfer another Junior Cash ISA or Child Trust Fund to your Wealthify JISA

With investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future.


If you choose one of our investment products, you can track your Plan’s performance effortlessly using your online or in-app dashboard. You can also add money to your Plan how and when you want.


If you have any questions or ever need help, our friendly and award-winning Customer Care Team can be contacted via Live Chat, phone, or email.

Wealthify products are managed by the following custodians: Winterflood Securities Limited hold the funds for our Stocks and Shares ISA, Junior ISA, and GIA; Embark Investment Services Limited hold the funds for our Pensions; and our Instant Access Savings Account is powered by ClearBank Limited.


We accept customers over the age of 18 who are permanent UK or Channel Island tax residents. Channel Island residents are only permitted to open a GIA. We cannot accept US citizens.

Wealthify does not offer advice. The tax treatment of your investment will depend on your individual circumstances and may change in the future. T&Cs and ISA rules apply. The value of investments may go down as well as up, and you could get back less than originally invested.

Wealthify Limited is authorised and regulated by the Financial Conduct Authority. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

All figures and projections shown are for illustrative purposes only and are not an indication of future returns.

What’s New

Version 2.38.1

We’ve implemented some minor bug fixes and made other improvements to keep things running smoothly.

Ratings and Reviews

4.4 out of 5
2.5K Ratings

2.5K Ratings

Dan05061987 ,

Good enough

The general platform is good enough. I’ve never invested before but seen my dad play the stock markets for years with some success.
This app makes it quite easy for newbies with no experience in investing like me.
The only two issues I’ve found so far are the app occasionally freezes and crashes, which is easily resolved by shutting it down and restarting it.
The other issue is that you can’t change your password via the app, you must go online to do it and if this is done using apples automatic strong password generator, it doesn’t transfer that password to the app.
Other than that a good app and well worth it for new time investors.

Stoveboy ,

It does the job.

I’m not entirely sure this is the best option on the market, however it’s very easy to work with and set up. I have 2 gripes both I’m sure they could fix and one is probably my naivety.
1. Please just take a payment directly from the app. Why have I got to set it up from my bank as well. You cannot do quick payments directly from the app. In 2018 this is not entirely acceptable.
2. They deal a lot, this is based on your risk level I’d imagine.

Otherwise it’s a good ISA to perhaps run along other investments you have or if it’s your first punt. I’ve said I’ll give it a year then reassess as it’s a buyers market.

Adamsky3 ,

Great app

Great app. Haven’t come across any problems, just writing a review to say that I preferred the old layout where all your plans could be viewed on the dashboard without having to swipe. It was a lot clearer.
The dashboard now has news articles which I’m not interested in cluttering it up. An option to turn these off would be welcome.
I usually log in just to see the progress of my plans, not to see news. These two things should be separate pages in my opinion.

App Privacy

The developer, Wealthify Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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