Nutmeg Saving & Investment 4+

The smarter way to invest‪.‬

Nutmeg Saving and Investment Limited

    • #193 in Finance
    • 4.8 • 13.8K Ratings
    • Free

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Download the Nutmeg investment app, tell us how much you want to invest, what risk level works for you and then let our investment experts do the rest. The investment app lets you access your account 24/7 for a clear view of your investments wherever you are. Technology keeps charges low. No hidden fees. No jargon. Just fair and transparent investing. Whether you’re looking to buy a first home, fund a comfortable retirement, or give your child a financial head start in life, we want you to feel empowered.

Why choose the Nutmeg app? 

- Straightforward setup

Whether you are opening a new account or transferring from another provider, you can create an account in minutes on our app. Let us know your financial situation, risk tolerance and how much you want to invest. We’ll do the rest.

- Transparent

We’ll clearly show you what you’re invested in and how your investments are performing. We’ll even score your portfolio against environmental, social and governance criteria.

- Globally diversified

A globally diversified portfolio that’s regularly rebalanced can help boost your returns while spreading your risk. We don’t chase ‘hot stocks’ or market fads.

- Designed by experts

Our in-house investment team have built a range of portfolios, including socially responsible options, and can adjust them according to your risk appetite and investment style.

- Award-winning

Winner of Your Money Best Online Stocks & Shares ISA provider 2014-2019

What we offer:

- Stocks & shares ISA

- Lifetime ISA

- Junior ISA

- Personal pension

- General investment account

As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may be subject to change in the future. Projections are never a perfect predictor of future performance, and are intended as an aid to decision-making, not as a guarantee. The projection includes the effect of Nutmeg’s fees, investment fund costs, and market spread. Past performance is not a reliable indicator of future performance.

What’s New

Version 2.7.1

Monthly payments for Junior ISA pots are here. You can set up a Direct Debit right from the JISA pot overview screen. We value your feedback, so if you have something to share then email us at If you’re enjoying the app, please leave us a rating and a review.

Ratings and Reviews

4.8 out of 5
13.8K Ratings

13.8K Ratings

Thiv3000 ,


I really love how much information you have with this app and on the website. The graph often investment through the ages is my favourite. It’s a really transparent way of investing, where I have seen higher than anticipated returns over the past year and a half (much better than a savings account!). This is dependent on your individual risk appetite, which is established before you start investing. I think the app is brilliant, giving real time valuation of your portfolio (so I find myself checking up on how the funds are doing daily!). I can split funds into various risk portfolios, hold a separate pension pot, am in the process of transferring my ISA, and fees are deducted automatically so I don’t even notice them go. Plus, the return is post-fees, so I’m still making a return even after fees! I’d recommend to anyone who’s looking to invest. There’s nothing to stop you from investing a small amount first, to get a feel for things and play around with risks first, and then seeing if it’s your cup of tea, as I understand that there’s no exit fees either. The Socially Responsible Portfolio also has excellent returns and I would highly recommend.

tarks147 ,

Perfect for a novice

I saved for a year and wanted to get more interest shall we say than the rubbish high street banks offer.
Obviously nothing is guaranteed with stocks and shares but I liked the reviews given by nutmeg customers so gave it a go.
This was 18 months ago. Everything was going great. Approx 5% return. Then the pandemic hit. My savings were going down down down. Hit rock bottom of approx -7%. I didn’t touch it and since then it’s gone back to even and now when I write this I am 11% up. Of course this can go back down again but so impressed with how little I have to do. So impressed with the traders. Nutmeg hardly take any money. You don’t even notice it!! Highly highly recommend nutmeg to everyone.
Once we get back to something like normal I can only see my investment growing.

Josh Turner7 ,

Fantastic update to this app!

Absolutely love the updated version of this app. Definitely helps to respond to calls for more UX functionality including the ability to edit risk level in app, change to/from fixed or fully managed portfolio management, and the ability to see the individual ETFs behind each pot and their rationale. Very transparent and clear design, in line with the ethos of Nutmeg and it’s wider mission. My favourite addition to the app is the new focus on social, environmental and ethical investing. You are now able to see how your investments score in a number of areas such as CO2 emissions, and even the percentage of companies in your investment pot that employ more than 30% women on their boards. I am so impressed that Nutmeg are giving customers more oversight and control of the social, environmental and ethical impact of their investments.

App Privacy

The developer, Nutmeg Saving and Investment Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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