Transfer Money & Mobile Pay
GET READY FOR THE ALL-IN-ONE PAYPAL APP
Join the millions of people who trust PayPal to send, spend, & manage their transactions without sharing financial information.
The PayPal App lets you shop online and in person, send & receive money and raise or donate for a good cause - right from your phone
SEND & RECEIVE MONEY
A simple, secure way to quickly send & receive money to family and friends.
Exchange messages to make payments between friends more fun & less awkward & more interesting with our animations, emojis & range of themes.
With encryption technology, we go the distance to help make sure your money transfers are secure.
SEND MONEY GLOBALLY
Transfer money using our Xoom service to 130+ countries, even if the recipient doesn't have a PayPal or Xoom account.
Buy, sell, and hold Crypto. Conveniently explore crypto with confidence in the PayPal app.¹
1PayPal account required. Terms apply. GBP service only available in the UK. Buying & selling cryptocurrency is subject to a number of risks & may result in significant losses & the loss of the entire amount you have paid. Cryptocurrency is volatile. The value of cryptocurrency can rise or fall suddenly so you can lose money just as easily as you can make it. Cryptocurrency sales can be taxable. You can buy, hold & sell cryptocurrency through PayPal’s cryptocurrency service, but you can’t use it to send cryptocurrency. Purchases & sales of cryptocurrency aren’t reversible & cannot be changed. None of the information provided by PayPal should be taken as tax, financial, legal, trading or investment advice. Consider seeking advice from your financial or tax adviser. PayPal’s cryptocurrency service is not regulated by the UK Financial Conduct Authority or the Luxembourg Commission de Surveillance Du Secteur Financier. Therefore, if something goes wrong with the cryptocurrency, you won’t be able to use the UK Financial Ombudsman Service, the European Consumer Center or have the protection of any UK or Luxembourg Financial Services Compensation Scheme.
BUY NOW, PAY LATER
Keep track of all your PayPal Pay in 3 and PayPal Credit repayments.2
2 Subject to status. UK residents only. Late fees apply for purchases made on or before 30 September 2021. PayPal is a responsible lender. Pay in 3 performance may influence your credit score. T&Cs apply.
PAY IN PERSON
Paying in person is as easy as scanning a QR code at checkout - and it's contactless. You don't have to handle cards, or cash, simply use the app.
PAY HOW YOU WANT
Add your debit or credit cards or link your bank accounts for extra flexibility at checkout. You'll even be able to continue collecting rewards points.*
*subject to credit card provider
GET INSTANT NOTIFICATIONS
Whether shopping at your usual store or somewhere new, we help keep checkout fast & your eligible purchases protected. You also get instant spend notifications, so you can easily keep track of all your online hauls.
KEEP YOUR BILLS IN ONE PLACE
Manage your subscriptions & household bills, all from one place.
DONATE & RAISE FOR A GOOD CAUSE
Give to support causes you care about through the app or at checkout.
Raise money for yourself, friends in need, or local businesses that need a boost.
PayPal (Europe) S.à r.l. et Cie, S.C.A. is duly licenced as a Luxembourg credit institution in the sense of Article 2 of the law of 5 April 1993 on the financial sector as amended and is under the prudential supervision of the Luxembourg supervisory authority, the Commission de Surveillance du Secteur Financier, with registered office in L-1150 Luxembourg. Deemed authorised & regulated by the Financial Conduct Authority. The nature & extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
We have completely revised the PayPal app to make it even faster, clearer and more personal for you.
- Reply with a message when receiving or sending money.
- Create fundraising campaigns for yourself or others with the Generosity Network.
- Pay by scanning a QR code at participating retailers.
- Buy, sell, and hold Crypto.
- Keep track of all your PayPal Pay in 3 and PayPal Credit repayments.
Ratings and Reviews
PayPal focuses on unethically maximising commissions
I recently had a poor experience with PayPal. I paid for an item in USD and when they refunded the amount in GBP, the applied a very large spread over the market price. I ended up paying over 5% each way (total over 10%). Only 3% was due to market moves and the remainder was PayPal applied spread over spot. Worst part of this experience, is the fact that the seller made a genuine mistake in processing a refund to me (as I am actually purchasing the item and not returning this) and we have asked PayPal to kindly revert the payment. They stated that this is not possible. Instead, they clearly want me to make the payment again such that they can charge for a third time the punitive commission. I find this very poor on PayPal’s behalf and I hope that the Financial Conduct Authority (FCA) looks further into these unethical market practices that the company has been implementing on its customers in order to unfairly maximise revenues.
I am disappointed, however I am quite resigned to the fact that a fair outcome is highly unlikely to be provided by PayPal. The firm is clearly more interested in short term commission churning rather than customer retention.
Good but could do better.
I’ve been using PayPal for a long time and up until recently I would say their service was excellent. I can’t fault them regarding paying money into my Bank Account after I’ve been paid by my customers. Within seconds of me requesting payment it’s done. 5* for this. But where they’ve let me down badly over the last few weeks is when I’ve requested them to refund my customer. Although I’ve had/got money in my PayPal account and my Bank account, it seems they have a problem with sending refunds. For the last couple of weeks I keep getting the message - Unable to refund due to technical problems. Please try again later - on my account page. Easier said than done. I’ve been on the phone to them regarding this for the last 5 days, sometimes 2 or 3 times a day, and although the staff have been VERY helpful, friendly and sympathetic, I’m still no nearer getting this problem resolved. My customers are getting fed up waiting for their money to be returned and I’m sure they are probably thinking I’m just using stalling tactics, when I obviously am not. I like to get these types of situations sorted quickly and efficiently as I consider myself to offer an excellent customer service to all of my customers. So PayPal people - when you read this, please try and sort this problem out as fast as you can. Then I will quite happily return to giving you a 5* rating.
Equally Easy & Enraging
Makes my life so easy to request and receive money that at present seems to have more importance too me than ever before. Once received I can transfer easily usually within moments, unless the site is down ( regarding my bank account app not pay pal app ) the only complaint I have is if I send over 100, that I desperately needed right away due to having no home and needing to pay for a hotel via bank not cash & it decided to screw me over and make me have to wait 12 - 24 hours although at this very moment I can’t say which, but imagine having no money and finally receiving some only to find out I may be sleeping on a bench as I had no access to funds that were my own to spend as I earned them but cannot access it and so homeless and sleeping rough was almost an option aside begging in tears for help and trust of a hotel, so that is a massive nightmare. Then if not on family and friends you deduct some £ and that also means when it came to trying to get cash from machine and such i of course was unable as that was all I had and you can’t take 8 £ from machine or give 10 £ and pay rest on card or try pay 20 for what I needed it for but couldn’t because I no longer had it or option to ask for the extra from anyone … that really upset me.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Search History
- Browsing History
- Usage Data
- Other Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Privacy practices may vary based on, for example, the features you use or your age. Learn More
- PayPal, Inc.
- 433.1 MB
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
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