Feel empowered by your pension with Penfold’s intuitive interface, powerful tools and friendly customer service. We make pensions easy so you can have confidence about life after work. Capital at risk.
Get started in under 5 minutes
• Create an account with an email and password
• Enter some details like your name and address
• Transfer an old pension or pay in some cash
• All done! Complete access to a modern pension
Transfer your pensions for free
• Combine old workplace and private pensions
• Enter a few details about your old pension in-app
• Our transfer specialists do the paperwork for you
• Get transfer progress updates on your dashboard
It's important to compare providers’ fees and any guaranteed benefits when deciding on whether to transfer, and be sure that the investments available are suitable for you. If your employer is paying into your pension currently, transferring that pot may mean you lose out on their contribution.
Track down lost pensions
• Use our in-app Find My Pension tool
• Simply enter your previous employer’s name
• We’ll tell you the provider and contact details
Completely flexible pension contributions
• No minimum monthly contribution amount
• Set up recurring or make one-off payments
• Easily top-up, adjust and stop your contributions
• Receive a 25% tax relief top-up automatically
Switch pension investment fund any time
• Lifetime: Automatically adjusts risk level over time
• Standard: Choose your preferred risk level
• Sustainable: Invest in high ESG rated companies
• Sharia: Investments approved by a Sharia board
Low pension fees and no hidden charges
• An annual fee of 0.4% to 0.88% depending on your investment fund and account balance
• No charges for anything else including exits, transfers and drawdown
Friendly, expert pension service
• Our UK-based team are on hand to support you
• Ask questions via in-app chat, email, or phone
• No waiting lines, call centres or jargon!
Securing your pension savings
• Investments are managed by the largest money managers in the world - BlackRock and HSBC
• We safeguard your data with the most up-to-date security technology and strictly comply with GDPR
Penfold are part of the Financial Services Compensation Scheme (FSCS) as well as being authorised and regulated by the Financial Conduct Authority (FCA).
I’d been looking into pensions for a while feeling confused and stuck before I came across Penfold. I’m a self-employed wedding photographer so I didn’t feel like I fit in properly with other providers. The saving process with Penfold so far has been amazing! It’s so quick and easy to set up, and I love how they allow flexibility with payments. If you’re self-employed in particular, I would highly recommend using Penfold!
Easy to set up and super quick transfers!
keirbdwk xio
Really impressed with how quickly they were able to find and transfer my old pensions in - special thanks to Josh for chasing my Nest one down! I’ve also noticed my pot has grown loads since I started it. Love being able to check it on the app as well. Highly recommend!
Thank you for making it easy!
KimCook91
I’ve put off sorting out my pension for AGES as I always assumed it would be annoying and complicated. A friend referred me to Penfold, it was super easy and straightforward to set up. Thank you for making this small part of being a freelancer straight forward and easy.
Flexible way to see your pension grow
KezNoz
Joining Penfold a few years ago, the Penfold app has given me the flexibility as a self employed person to pay what I can when I can and top up extra whenever I want. The choices are simple and stress free. Highly recommend to any business / contractor unsure how much commit to paying into a pension but needing to start somewhere. Wish I’d joined sooner.
Fixes a bug preventing Instant Payments working on iOS.
Version 2.0.14
The developer, Penfold, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Penfold Technology Ltd
Size
25.1 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
iPhone Requires iOS 13.0 or later.
iPod touch Requires iOS 13.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
