With this app in hand, you'll have more money in your pocket. Because every time you send, spend, or receive money internationally, you'll pay the lowest possible price.

Join over 6 million people around the world who are already saving.

*Send money internationally*
Traditional providers like banks and PayPal might mark up your exchange rate, or charge you high fees, or both. At TransferWise, we do neither. You always get the real exchange rate, for a low, upfront fee, when you send money to over 70 countries.

*Spend money internationally*
Your free multi-currency account will let you hold over 40 currencies at once and convert between them – at the real rate – whenever you want. And you can spend them around the world with our debit card.

*Receive money internationally*
Your account gives you bank details for the UK, US, Eurozone, and Australia – so you can get paid from those places with zero fees.

*Do it all on your own time*
Think of this app as your international finance dashboard – available anytime, any place. It will also keep you updated on your transactions with push notifications, and let you log in to your account with Touch or Face ID.

Bye bye bank fees, hello world.

What’s New

Version 5.35

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

Ratings and Reviews

4.8 out of 5
37.4K Ratings

37.4K Ratings

Editors' Notes

Sending money to friends and family in other countries can be a pricey proposition, unless you can find a way to avoid the unfavorable currency exchange rates set by banks. TransferWise uses the standard exchange rate—not your bank’s—when you wire money abroad. It’s remarkably streamlined and easy to use, especially for frequent transfers, and it’ll save you plenty of dollars, pounds, euros, zloty…whatever money means to you.

DanSinopticum ,

Cant use money from account for transfer unless app re-launch

Use case: User initiates a transfer. At payment discovers he does not have the required balance in his transferwise account. So the user transfers the money while transferwise app is kept open [you’re already guessing what happens]. The user finds the unfinished transfer in his list but seems like the payment option to use his transferwise balance is still disabled. The user normally panics because he just transferred tons of money to transferwise account and maybe for some reasons this feature is disabled for his region or whatever. The user quickly understands that transferring the money back to its source cost some fees on transferwise so he is even more upset. Luckily the user has some software development knowledge and gets the brilliant idea “hmm, maybe just the state of the payment methods does not get updated, let’s try relaunching the app and if it does not work let’s hope hope we should not recreate that transfer with all its complicated details {don’t get the wrong IBAN and reference} “. Relaunches app and celebrates as the option is now enabled. Let’s avoid the users panic and stress (;

RED o2R ,

Shockingly convenient and easy

This is an amazing app for independent consultants. The borderless account is exactly that, borderless. I have client all over. First invoice payment from an Australian corporate client into my borderless account using Australian bank details was just amazingly smooth. I was nervous about the whole thing but, I got paid in AUD to the borderless account, I transferred it to my UK bank account and all of it happened in less than 5 minutes and all on my phone. It’s just lovely!!

I accidentally found the account cause of frustration caused by an online bank. I was searching for solution when I came across it. I had opened an online business account, expressly asked if they accept payment from outside the UK and EU, was told yes only for them to tell me later that they can’t accept payment from outside the EU. Got on the internet to find solution - the borderless account was what I found, although was seriously nervous - it worked a treat!!

Independent consultant or small business with clients outside the UK or EU - you need this!! Or client paid, I got the money instantly cause it’s in the local curecy and into a local account details - lovely


TransferWise LTD
105.8 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.


English, French, German, Hungarian, Italian, Japanese, Polish, Portuguese, Romanian, Russian, Spanish, Turkish

Age Rating


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