Money makes the world go round – but it can also make your head spin if you’re not on top of your own finances. Imagine if you could have an independent money manager with you at all times to analyse and optimise your spending and borrowing. Meet Emma, your personal wealth advocate.
First, import details from your bank. After confirming your credentials, you’ll schedule when you expect to get paid and set up a monthly budget. Most major high street banks are welcome, plus PayPal, Monzo and well-known credit brands like American Express and Capital One.
Your Feed and Analytics sections are where you get an overview of your money habits in a colourful, accessible format. No dry statements here – just bright cards, making it clear what’s coming in and going out.
You can receive a notification every morning with how much cash is available to spend. Emma will alert you to wasteful subscriptions, and remind you to save funds if that’s your goal.
Emma’s thought of everything: there’s even a Scramble mode, which conceals your data so you‘re free to show the app to friends without revealing anything specific – great if you want to demonstrate your planning but not display the contents of your account.