- Removed Ghana Card images and Bank details from KYC flow - Bug fixes and improvements

- Updated Zoe to include knowledge bases for 16 additional pages, including navigation tooling - Improved timeout for deposits, withdrawals, adding momo wallet, etc. With clearer error messaging - Updated activities to show activities specific to each fund - Included a withdrawal note to communicate weekday withdrawals only - Bug fixes and improvements

Introducing the After School Fund Feature The After School Fund is a goal-based investment product designed for students in Ghana. Users set a financial target and a graduation date, and the app tracks their progress toward having money ready for life after school. Funds are invested in a regulated mutual fund (FIAP — Fixed Income Alpha Plus) managed by Blackstar Advisors and regulated by the SEC of Ghana, earning interest (users earned 16% in 2025). Currency is GHS (Ghanaian Cedis). Setup flow: 1. Plan selection — user picks what the money is for: NSS/relocation, starting a business, furthering studies, or "still figuring it out" 2. Graduation date — pick expected graduation year and month 3. Target amount — set a savings target with quick-select chips and breakdown cards 4. Discipline lock — choose "Full Discipline" (no withdrawals until graduation) or "Partial Discipline" (can withdraw up to 50% of balance, once every 30 days) 5. Confirm lock — slide-to-confirm with explicit acknowledgement switches ("Even if life changes, my money stays locked until then") 6. Terms & conditions — accept terms 7. Success — shows target, mentions interest earning, auto-deposit availability, and that funds are SEC-regulated Withdrawal discipline modes: - Full Discipline: completely locked until graduation date - Partial Discipline: up to 50% of balance, once per 30-day period, with countdown to reset

- Remove image cropping on KYC for seamlessly identity verification - Fixes issues of peer comparison profile picture not showing - Fixes issues of missing email during KYC submission - Includes internet connectivity checker toast notification - Fixes total deposit and withdrawals count on challenges feature - Includes user experience improvement for momo selection during withdrawal - General bug fixes and improvements

- Fixes issue where deposits does not reflect in challenges - Fixes challenges leaderboard - Bug fixes and improvements

What's New: Introducing Challenges: Push your financial goals further with our brand-new Challenges feature. Stay motivated and track your progress! iOS Referral Fix: Resolved an issue where referral links were not working correctly on iOS. Smoother Login: Fixed navigation glitches during sign-up and sign-in for a seamless start. Better Performance: General bug fixes and under-the-hood improvements to keep the app running smoothly.

What’s New in This Release! We are always looking for ways to improve your experience, and this update is all about making sure you get the help you need, faster than ever. What's new: Zendesk In-App Messaging: Connect with our support heroes in real-time through our new built-in chat. Just tap the Support button to get started! Smart Notifications: Don't want to wait around for an answer? You don't have to! We'll send you a push notification the moment we reply.

- Fixed issues with live selfie capture and added a manual capture fallback when automatic capture fails. - Bug fixes and improvements

- Improved AI recommendations with surveys - Improved Zoe AI responses - Bug fixes and improvements

Added Liveness Selfie integration and direct NIA verification to instantly match your face with your official Ghana Card. Explore our new financial dashboard! Check out a sneak peek of upcoming features, and access your Emergency Fund, which has now moved directly inside this page. General bug fixes and stability improvements for a smoother experience

This update gives you a powerful new way to measure progress with Financial Health Score, your real-time view of how your saving habits are building resilience in Phundit. We also fixed recent PIN reset and authentication issues to make sign-in more stable and reliable.

- Notification badge, count permission and filtration improvements - KYC Bank verification improvements - General Updates and improvements

Referrals just work. Tapping a friend's invite link now reliably credits both of you with coins, even if the app needs to be installed first. Auto Deposit Polish. Several improvements to make scheduling and managing recurring deposits faster and more reliable. General bug fixes and improvements

- Referral system system bug fixes - Improved notification system for external links - General bug fixes and improvements

Lots of updates now, and it's simply because we want to offer you the very best experience for trusting your money with Phundit as an early Phunder. For that we say thank you. Here is what's new - Fixes issues in autodeposit where pages are skipped during setup - Fixes issues of the home page showing make first time deposit wrongly - General bug fixes and improvements

- iOS Splash Screen Hotfix

- Enhanced customer success delivery with new tools - General bug fixes and improvements

- Enhanced KYC new flow setup - Improved Withdrawal flow with Zoe AI - Fixed Apple Sign-in issues on Android - Fixed navigation issues with linking multiple accounts - UI improvements on verify Phone number screen - Improved device-aware camera and gallery permission handling with guided permission request flows - General bug fixes and improvements

- Fixes Autodeposit Preapproval PIN entry issues - General Bug Fixes and Improvements

- Ghana card image upload hot fix - Improved data loading for seamless app start

• Auto Deposit – You can now schedule automatic deposits into your emergency fund, giving you more control over your recurring savings schedule. • Better Photo Handling – Resolved issues with uploading and cropping profile pictures, including improved support for WEBP image formats. Photos now compress and convert more reliably across all devices. • Improved Permissions Experience – Permission prompts for camera, photos, and notifications now show device-specific instructions tailored to your iPhone model and iOS version, making it easier to grant the right access. • Forgot PIN – You can now reset your PIN directly from the login screen if you've forgotten it. • Rewards Enhancements – Reward item names now display correctly in redemption confirmations and activity details, so you always know exactly what you've earned. • Emergency Fund Milestones – Milestone tracking for your emergency fund has been streamlined for a smoother, more reliable experience. • Bug Fixes & Performance – General stability improvements, code cleanup, and resolved issues with transaction displays and permission handling.

- Fixes KYC form filling reset issues - General bug fixes and improvements

- Fixes KYC form filling reset issues - General bug fixes and improvements

- Fixes Zoe Chat Errors - Handles concurrent Zoe chat inputs - General bug fixes and improvements

- Fixed deposit navigation issues - Bug fixes and improvements