Send, pay, shop and save money with one simple app.
The ZEN.COM app is a modern digital mobile wallet designed for everyday payments, online shopping, calculating currencies and smart money management. Instead of switching between apps, you get one place for a digital wallet, debit cards, transfers, instant cashback deals and purchase protection. Clear pricing, free from hidden currency converter fees on your travel money, and full control over your personal finances.
One card wallet for everyday life
Whether you’re shopping online for deals, paying subscriptions or sending money to friends, ZEN.COM keeps everything simple. Pay in store or online, track spending in real time and manage everyday expenses without stress. ZEN.COM fits naturally into daily life at home and abroad.
Save money with instant cashback deals
With ZEN.COM, you earn Instant Cashback on online shopping at hundreds of popular stores. Cashback rewards work with well-known brands such as AliExpress and Temu, along with many other shops. Choose the best and latest deals, enjoy special instant cashback offers and get real money back – no points, no waiting. Saving on everyday online shopping becomes effortless.
Pay digitally and contactless
Use your phone or smartwatch to pay quickly and securely. Add your card to Apple Pay or Google Pay to pay contactless wherever you shop. Whether shopping online or in store, payments are fast and easy.
Multi-currency account with fair exchange rates
Hold and manage multiple currencies in one mobile wallet. Pay in local payment methods at competitive foreign exchange rates with no hidden currency exchange fees. ZEN.COM is ideal for online shopping, exchanging travel money, calculating currencies and international spending – helping you avoid unnecessary conversion costs as you track and plan your personal finances.
Send money simply
Send digital money locally or internationally with transparent rules and no surprises. Use ZEN Buddies to send money instantly to other ZEN users. All transfers and payments are visible in one place, so you always know where your money goes.
Secure payments and purchase protection
Your payments are protected with ZEN Care. If something goes wrong with a purchase, you can request support directly in the app.
How people in the UK use ZEN.COM
Emma shops online to find the latest hot deals at the best prices, and uses instant cashback rewards to save money on everyday purchases.
Fleur pays her subscriptions and does her online shopping using the ZEN virtual card.
James sends money, manages his personal finances and tracks monthly expenses in one app.
Why choose ZEN.COM
• Instant money-saving cashback offers and fair exchange rates
• Secure digital and contactless payments in store and online
• One wallet for cards, transfers and spending
• Secure payments with purchase protection
• Clear pricing and full control over money management and expenses
Download the ZEN.COM app and simplify how you pay, send, track and save money every day.
Thanks for bringing my wallet into the internet age. My bank is stuck in the 90s. The Zen real-time top-up is super convenient. From ByBit I count to 5–yes five seconds—to convert crypto/Euros.
Developer Response
Hello, thank you for your comment! We're so glad it's making a positive impact. Your enthusiasm is truly motivating for further app development from our side. Have a great day!
Εμβάσματα και πληρωμές
Λάμπρος Λάμπρος
Γρήγορες μεταφορές και άμεσες πληρωμές και αναλήψεις
Developer Response
Hello! thank you for your kind words about our service. We do our best to deliver you the best financial solution with fast and reliable payments. Enjoy the app features as much as we do! Regards!
Nice clear and simple
Alex Konstantinou
The app it looks great with its simple clear interface, but it doesn’t accept Greek ID like other similar banks do.
Developer Response
Hello! We're sorry to hear that you’re having a bad experience with our app. Your feedback is important to us and has been noted. Please, contact us at hello@zen.com, we'll do our best to help you!
Bad
moong778
Very slow and costly App
Developer Response
Hello! We place great importance on transparency and flexibility, and our customers can easily choose and manage their plans—from Free to PRO—according to their needs. If you have any questions or need assistance, please don’t hesitate to contact us at hello@zen.com. We’ll be happy to help and clarify any concerns regarding the mobility of the app as well. Regards!
The new version of the ZEN.COM app is ready! We are working on new features and improving existing ones. Managing your finances with the ZEN Card? Rate us in the store!
Version 2.6.1
The developer, UAB ZEN.COM, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.