New S&P 500 Heat Map (1928–2025) Visualize annual market performance across nearly a century. New Net Worth View Track assets and liabilities in a dedicated, cleanly designed screen. Time-Lapse Market Replay Replay historical market performance year by year to see how returns evolve over time. Refined S&P 500 Data Table (1928–2025) Improved presentation of detailed historical returns in a clear, readable format. Enhanced Time-Lapse Growth Graph Visualize long-term compound growth across years, including withdrawals. Refined Savings Goal Calculator Plan toward a target using contributions, time horizon, and return assumptions. Improved Compound Growth Modeling Supports both contributions and withdrawals for more realistic scenarios. UI & UX Polish Improved layout consistency, readability, and interaction flow across the app. Performance & Stability Improvements Internal refinements for smoother navigation and support for larger datasets.

1. Expanded Savings Calculator Features New Input Fields: Added inputs for the initial amount, goal amount, interest rate, and number of years. Custom Frequency Calculations: Now calculates both weekly and monthly savings targets based on user inputs. Improved UX with Animations: Introduced smooth transitions for toggling result visibility (.easeInOut, .scale, .opacity) to enhance the user experience. 2. "S&P 500 Performance Simulator" (New What-If Analysis Tool) Historical Timeframe Selection: Users can choose custom start and end years for the S&P 500 index to simulate "what-if" investment scenarios. Contribution and Withdrawal Customization: Added fields for annual contributions and withdrawal rates, allowing more accurate growth projections. Growth Charts: Visualizes performance over time with interactive line graphs to highlight how different variables impact outcomes. 3. Compound Interest Calculator Enhancements Monthly and Annual Contributions/Withdrawals: Supports both positive (contributions) and negative (withdrawals) cash flows, making calculations more realistic. Automatic Summary Generation: Displays future value, total contributions, withdrawals, and earned interest in a concise breakdown. Simplified Input Layout: Improved the user interface with better padding, alignment, and consistent styling for input fields. 4. Improved Navigation and UI Design Standardized Form Layouts: Unified the appearance of forms across all views, with rounded borders, background highlights, and consistent spacings. Action Buttons with Dynamic Colors: Added clear "Calculate" and "Next" buttons with color changes (blue for default, red for cancel) to guide user actions. Adaptive Design for iPad Support: Layouts adjust dynamically to fit larger screens, ensuring usability across all iOS devices. 5. New Financial Planning Insights Goal-Based Messaging: Added motivational text like "Save Today, Thrive Tomorrow" to keep users engaged and inspired. Historical Analysis: Provided detailed annual and multi-decade return summaries for long-term market insights. CAGR Comparison: Introduced Compound Annual Growth Rate (CAGR) calculations to compare raw returns with adjusted scenarios. 6. Data Persistence with @AppStorage Persistent User Inputs: Fields for savings goals, interest rates, and other key values are stored using @AppStorage, so users can resume where they left off without losing data. Summary of Improvements: Your app has evolved from a simple calculator into a comprehensive financial planning tool. It now includes historical market simulators, custom frequency options, detailed summaries, and a more engaging, user-friendly interface.

In this latest version, each view has undergone significant enhancements for a more visually appealing and user-friendly experience. The updates focus on refining aesthetics and simplifying navigation, ensuring an intuitive and engaging interaction for all users.

Improved styling for all views.

Time Lapse view of S&P invested. You pick the year and see value of amount invested. Updated historical information, updated interface for improved intuitive user experience.