FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹
¹UK: Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Credit subject to status. Klarna Financing has a representative APR of 21.9% (fixed).
¹Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply. https://www.klarna.com/ie/terms-and-conditions/.
SHOP WITH A KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No credit impact to apply. Unlock exclusive benefits with a membership.²
²UK: Paid membership required to access Pay Later plans. Representative APR 30.5% (fixed). Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Paid membership required to be eligible for a Klarna Credit Card. Borrowing more than you can afford, or paying late, may make it harder to get credit. Credit subject to status. T&Cs and late fees apply. Representative APR 9.5% (variable).
²UK & Ireland: Paid membership required for a physical card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.
UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³
³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/cashback-update
Ireland: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-IE/cashback
UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴
⁴Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: https://www.riksgalden.se/en/our-operations/deposit-insurance.
KLARNA MOBILE
Get unlimited 5G for just £15/month.⁵ No hassle, cancel anytime.⁶
⁵UK: Klarna Mobile is provided by Gigs, and uses the Vodafone network. Klarna acts as an agent on Gigs' behalf. Klarna Mobile Subscription Terms and Gigs' End User Service Agreement apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/KlarnaMobile. Unlimited data is subject to Gigs' Acceptable Use Policy: https://gigs.com/legal/uk-end-user-terms/uk-end-user-service-agreement-appendix-1-gigs-acceptable-use-policy.
⁶UK: You may cancel your subscription at any time in the Klarna app. If you cancel, your plan will stay active until the end of your current billing cycle. The cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods.
YOUR LOYALTY CARDS, ALL IN ONE PLACE
Access all your loyalty and reward cards right in Klarna - the new home of Stocard.
24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.
I was forced to change from Stocard. I chose the option to make a new account by phone number and email address but I lost all my data! ALL MY CARDS and photos! Please restore them asap! Thank you in advance!Thank you for reaching out, I'll do accordingly.
Developer Response
This might either be a bug, or you signed up with a different email other than the one used in the Stocard app. In any case, we will of course help you retrieve them. For that, please follow the following steps:Open the Stocard app, you will see what we call a Post migration wall.In the Learn more section, on the bottom you can find your Customer ID that you should copy.You should then fill out the homepage form that is specific for data not being migrated, and make sure to paste your Customer ID in the form.Our team will pick it up from there and help you retrieve your cards.
Moving from Stocard, a complete disappointment
pearce1644
Forced to change from Stocard to this completely useless app. First, all my cards which were added to Stocard disappeared after logging in to Klarna (and I was also locked out from Stocard at this point). Nevermind I thought, added them manually, hoping for a similar experience as with the old app. Huge disappointment. I just simply can not understand whoever in their right mind thinks that adding an annoying popup screen every single time the app is opened describing a grand new feature is a good idea. Dear developers, your app 99% of the time is opened at cash registers in stores, where time is of the essence and if people start tapping around in random apps, other people in the line behind them are not going to be particularly happy with it. I was using Stocard for a simple, two-tap solution for my discount cards, as Klarna simply can not provide this, I will be deleting the app and look for a better alternative, which is a simple and reliable app, without annoying popups and loading screens for a barcode generated from 20 digits.Moving to SuperCards, which has the exact functionality that Stocard used to have
Developer Response
Hi there, we do want to make sure this issue is resolved smoothly and by doing so, you can report this incident to our team so that this can be forwarded to a senior specialist who can further investigate this for you. Please visit us at https://www.klarna.com/us/customer-service/how-can-i-make-a-formal-complaint-to-klarna/. Thanks.
No Wallet and no Widget - major stepback from StoCard
Godot111
I was forced to switch to this app after Stocard was discontinued, and I’m extremely disappointed. This app lacks Wallet support and doesn’t offer any widgets—both of which were essential features for me. Accessing my cards has become a tedious process, making it far less convenient than Stocard ever was. I’m deleting my account and changing to another app named Barcodes, which has all these features.
Developer Response
Hi there, We understand that the updated app is a new change, and we appreciate your feedback! Thank you for taking the time to leave a review.
with no smartwatch compatibility currently works JUST fine
Gergo85
It would be nice to have AppleWatch compatibility as it was always available with late Stocard. After Stocard clients were taken over by Klarna the app is unavailable on AppleWatch which now practically makes this a major downgrade for us.. Fixing it would be appreciated for using this app is way more comfortable from a smartwatch.
Developer Response
Hi,Thank you for your feedback on our app update following the removal of Stocard. Since Stocard has been integrated into the Klarna app, you have to connect your cards again in our app by logging in to our app or website https://www.klarna.com/us/.If you have any other questions or concerns, please feel free to contact our customer service through our live chat or call us. You can find our current phone number on our website:https://www.klarna.com/us/customer-service/.Have a nice day!
Shop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.
Version 26.43.379
The developer, Klarna Bank AB, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Search History
Browsing History
Identifiers
Usage Data
Diagnostics
Other Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
