The simple way to manage your life/finance with an app and Visa debit and credit cards.
More than 4,000,000 users have started to build a better financial life with Jenius.
Now you can access all of your financial needs, from transactions, savings, credit, investment to financial reports in one place without switching between applications.
Ready to start simplifying your life finance?
Download Jenius, register and activate your account in no time.
With Jenius main debit card and 3 additional debit cards, you can make transactions at various Visa merchants across the world. You will also have a virtual card for movies and music streaming services, games, and other online purchases.
Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. Redeem points into travel miles, points, even e-Wallet balance in real time.
Lots of benefits are available to you in one place. Discover your free cash withdrawal quota, unlimited free transfers to other bank, Yay Points redemption, vouchers, and a variety of merchant offers in Your Rewards.
If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available 24/7 at Jenius app. Link them to your m-Card for international transactions with no conversions.
For transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your $Cashtag
- QRIS: Scan with Jenius for quick and easy payment option
- Transfer Money: Transfer to various accounts
- Pay Bills/VA: Pay all your bills with convenience, from internet, credit card, top up mobile credit, utilities zakat, and others
Want to save up? Find your own suitable savings options:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Maxi Saver: Open as many deposits as you want from your smartphone
- Cash Cow: Special savings for cashbacks and your daily transactions
- Flexi Rasa Maxi deals: Locked savings for upfront cashback
Other features that you can use:
- Top up e-Wallet: An easy way to top up e-Wallet and e-Money GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, and ShopeePay
- Pay Me: Send money requests
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Investment: Grow your wealth through mutual fund and bonds
- Moneytory: Get insight for your financial report
Just by paying Feesible (subscription fee) for only IDR10.000 per month, you can experience the simplicity of financial management with Jenius.
Jenius is a digital banking app and part of PT Bank SMBC Indonesia is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).
Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.
#ThinkUnthinkable
Head Office
PT Bank SMBC Indonesia
Menara SMBC – CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Website: https://www.smbci.com/id/tentang-kami/segmen-usaha/jenius
Initially I was impressed with the new account opening concept. They are the first bank that allow account opening from an app in INDONESIA.I had trouble with the registration though, my first registration did not goes as smoothly as I hoped. But after quite some time, back and forth with the helpdesk and Jenius partners. Problem was solved.Saving money never been so easy, interest rate are comparatively good, free transactions quota and withdrawals from ANY Bank's ATM in Indonesia is interesting. Separate top up e-card from visa would create a safer internet transaction..Can't give full score on the apps due to the registration problem, but the bank's staff was very helpful.PS : to the developer, when updating the apps it is customary to tell the App Store customer what is being updated (bug fix, encryption, new menu, etc) instead of commercials like "6,25% deposit etc. ".
What happen
sonisinungan
E-Wallet centre always loading and cannot be click. Please fix it
Nice app❤️
sustinaperry
Fiturnya mudah digunakan dan memudahkan dalam setiap transaksi termasuk dalam hal menabung. Banyak fitur fitur keren yang bisa dimanfaatin dari jenius ini. Semoga kedepannya semakin berkembang menjadi lebih baik lagi dan lebih banyak fitur fitur canggih lainnya.
Unreliable Service
dnluk
keluar dari ekosistem jenius adalah langkah paling tepat di awal 2021-ku. emang penyakit ya kalian ini.... udah kena potong feesible Rp 10.000 tapi performa aplikasi juga gak ada beda sama sebelum dikenakan feesible. malu sama BCA, fee cuma Rp 7.500 tapi layanan sangat reliabel. malu sama DBS, sama2 digital banking-nya tapi layanan lebih bisa diandalkan... gak kena potongan biaya apapun lagi
Developer Response
Hi, boleh diinfokan apakah saat ini kamu masih mengalami kendala yang sama? 😊
To help you invest in the right product, you can now compare multiple products from Mutual Funds or Bonds in one screen. Update your Jenius app now!
Version 4.69.0
The developer, PT. Bank SMBC Indonesia Tbk, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Contacts
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
PT. Bank SMBC Indonesia Tbk
Size
165.5 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Languages
English
Age Rating
13+
13+
This app has an age rating of 13+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.