Kredivo - Paylater & Loans
Installments & Cash Loans
Only for iPhone
Free
iPhone
Proofs that Kredivo is the most flexible payment:
- Loan products: Pay next month and 3, 6, 9, 12, 18 and 24-month installment
- Interest rate: No interest (0%) & admin fees for pay in next month and starting from 1.99% per month for 3, 6, 9, 12, 18 and 24 month installment or a maximum annual rate of 41.51%
- Limit: maximum limit up to Rp50,000,000
- Example: If you choose a 12-month installment to pay a transaction worth IDR 4,000,000 Kredivo charges an interest rate of 1.99% per month. The repayment amount that must be made per month is IDR 412,950 and the total payment after a year is IDR 4,955,400
Want to shop online on installment but don't have a credit card?
Need quick loans for emergency situations?
Want to apply for credit but too many hassles or have been rejected before?
Luckily, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans.
Kredivo is an award-winning app that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few hours. If approved, you can directly shop on installment using Kredivo “buy now and pay later” on Alfamart, Indomaret, Tokopedia, Shopee, Lazada, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's and 10.000+ other merchants with just 2 clicks.
Want to buy a new mobile phone? You can buy it online, no credit card needed and zero down payment, by choosing Kredivo as a payment method at your favorite merchant. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink and AirAsia. Want to buy furnitures? Fashion items? You can buy anything, anywhere with Kredivo.
You can also buy pulsa/data, pay utility bills, buy gaming and streaming vouchers or take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need with 3, 6, 9, 12 and 18-month installment.
No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo:
◉ SIMPLER AND FASTER
Kredivo offers accessible and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get fast personal loans.
◉ SAFE AND SECURE
Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed!
◉ NO INTEREST, ADMIN FEES, OR DOWN PAYMENT
0% interest and no admin fees for payments made next month. Plus, there is no down payment charged for all Kredivo services.
Have feedback for us? Email us at support@kredivo.com or call 0804-1-573348.
Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260
Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430
Yaaay! Happy New Year 2026, KrediPal~
This new year, Kredivo is bringing tons of surprises to make your shopping experience even smoother and way more rewarding.
- New Kredi Klab period is here! Enjoy more cashback vouchers, FREE Points every month, and 0% installment payday promo
- Want to kickstart a business in 2026? We got you! Getting a Kredivo Business Loan is now easier and faster with a fresher look
Let’s update your Kredivo app now!
The developer, FinAccel Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- FinAccel Pte. Ltd.
- Size
- 268.6 MB
- Category
- Finance
- Compatibility
Requires iOS 14.0 or later.
- iPhone
Requires iOS 14.0 or later. - iPod touch
Requires iOS 14.0 or later.
- Languages
- English and Indonesian
- Age Rating
4+
- 4+
- Copyright
- © 2025 PT Kredivo Finance Indonesia