Cusp
Your financial alter ego
Only for iPhone
Free
Cusp helps you track, plan, and grow wealth - not just yours, your family’s too.
In a world where financial advice often feels impersonal and distant, Cusp emerges as a groundbreaking ally in personal finance, designed with a singular vision: to transform the way you grow and manage not just your wealth but that of your family’s too.
Imagine having an alter ego, a version of yourself, that tirelessly works to aggregate and understand every aspect of your financial landscape. That’s what Cusp does. It’s not just a tool, it’s an extension of you.
Cusp is your partner in your financial journey, aggregating all your wealth in one place and leveraging the world's financial knowledge to grow your wealth in a personalized manner. Whether it’s optimizing your savings, investing wisely, or managing expenses, Cusp guides you every step of the way, putting you at the heart of your financial success.
Together, we’ll navigate the complexities of personal finance, ensuring that your money not only grows but thrives.
Welcome to a new era of financial empowerment. Welcome to Cusp.
more It's a new day for me.
This version helps you understand your investments better, gives you more control, and makes Cusp feel even more accessible for everyone.
Now, I help you find what matters faster and refresh only what needs attention.
• Mutual Fund Breakdown gives you a clearer view of how your investments are organized
• VoiceOver is smoother, color contrast is stronger, and text now scales up for a more accessible experience
• Finding the right funds is now easier with Scheme Category, Scheme Subcategory, and Parent Fund filters
• Refresh individual accounts whenever you need, instead of refreshing everything at once
• The Help section is smarter — search answers instantly and browse more naturally with an improved scrolling experience
• Polished experiences across Investment Profiles, CAN verification, and Mandates with fixes and improvements throughout
• Bug fixes and UI Improvements
There's also a lot more that's improved behind the scenes to make everything feel faster, smoother, and more reliable.
Still learning you.
Cusp
1.9.0 18 Jul
It's another step toward my vision of helping you make better investment decisions and making it easier to start your investment journey with me.
This release brings a complete revamp of Investments.
• Track returns and performance against benchmark indices across your entire family portfolio
• View profit/loss, taxes, exit loads, and detailed transaction history for all your investments
• Discover portfolio insights such as fund overlap and underlying holdings analysis
• (Beta) Get mutual fund recommendations based on your or your family member's risk profile
• (Beta) Invest directly through me with a brand-new investment experience
This is just the beginning. I'll keep improving quickly, fixing rough edges, and making investing simpler and more intuitive.
Still learning you.
Cusp
1.8.0 26 Jun
It's another step toward my vision of helping you make better investment decisions and making it easier to start your investment journey with me.
This release brings a complete revamp of Investments.
• Track returns and performance against benchmark indices across your entire family portfolio
• View profit/loss, taxes, exit loads, and detailed transaction history for all your investments
• Discover portfolio insights such as fund overlap and underlying holdings analysis
• (Beta) Get mutual fund recommendations based on your or your family member's risk profile
• (Beta) Invest directly through me with a brand-new investment experience
This is just the beginning. I'll keep improving quickly, fixing rough edges, and making investing simpler and more intuitive.
Still learning you.
Cusp
1.7.0 25 Jun
It's another step toward my vision of helping you make better investment decisions and making it easier to start your investment journey with me.
This release brings a complete revamp of Investments.
• Track returns and performance against benchmark indices across your entire family portfolio
• View profit/loss, taxes, exit loads, and detailed transaction history for all your investments
• Discover portfolio insights such as fund overlap and underlying holdings analysis
• (Beta) Get mutual fund recommendations based on your or your family member's risk profile
• (Beta) Invest directly through me with a brand-new investment experience
This is just the beginning. I'll keep improving quickly, fixing rough edges, and making investing simpler and more intuitive.
Still learning you.
Cusp
1.6.0 24 Jun
It's a new day for me.
This version is a step closer to making Cusp easier to trust, easier to share, and easier to stay connected with.
Now, I help you keep things running smoothly with less effort.
• Accounts that stop refreshing for a week can now be reconnected with fresh consent — without losing your existing data
• Sharing Cusp is now easier — use the new "Invite Friends & Family" option in Settings to introduce me to the people you care about
• Want to show some love? You can now rate and review me directly from Settings with the new "Rate Me" button
There's also a lot more that's improved behind the scenes to make everything feel smoother and more reliable.
Still learning you.
- Cusp
1.5.0 11 Jun
It's a new day for me.
This version is a step closer to making Cusp easier to learn, easier to use, and more personal to you.
Now, I guide more and assume less.
• VoiceOver experience is now much smoother - making Cusp easier to navigate and use for users with visual impairment
• New guided app tours help you learn by doing - I walk you through features one step at a time
• You now have more control over notifications - choose which insights, alerts, reminders, nudges or action requests you want from me
• Prefer fewer pings? You can now manage whether I reach you through email or WhatsApp too
• Added a much smoother experience when family members join and log into shared family
There's also a lot more that's improved behind the scenes to make everything feel smoother.
Still learning you.
- Cusp
1.4.0 27 May
It's a new day for me.
This version focuses more on clarity and transparency.
Know your real bank balance - overdraft included, and get more clarity on outdated numbers.
Now, I make everyday actions simpler
• Select and update multiple transactions faster using search and filters (tags, merchants, etc.)
• If your account has overdraft or cash credit, I now show both total limit and utilised amount clearly
• No more confusion on balances - I show which accounts are still updating or haven't shared data yet
There's also a lot more that's improved behind the scenes to make everything feel smoother.
Still learning you.
Cusp
1.3.0 1 May
It’s a new day for me.
Last time we met, you had a lot to say. I heard you!
I focused a lot on making things quicker for you in my new version.
Now, I help you edit things faster
- Long press on a transaction to see quick actions instantly
- Bulk actions are here — edit multiple tags, merchants, bookmarks etc. in one go
- When you fix one transaction (change tag & merchant), I now suggest similar transactions too
I help you find things faster
- Transaction search now highlights top matches
- Payment history now allows to search and filter transactions
- Recently used tags show up when you need them
- Filter transactions where you wrote some notes instantly
- Notes are now visible where the transactions are listed
- Bookmark recurring transactions so they’re always within reach
I help you move quicker
- Jump to next or previous transaction without going back, just swipe left and right
- Tap a tab to scroll to the top instantly
And I’m easier to reach too
- Support is right there on home
- You can reach out on WhatsApp — details are in the support page
There’s also a lot more that’s fixed behind the scenes to make everything feel smoother.
Still learning you.
1.2.0 20 Mar
Hi, I'm Cusp !
I'm not that friend who gives unwanted finance gyaan.
Not a finfluencer who gives paid advice.
I'm a version of you — quietly keeping track of your and your family's finances, and helping you make them better.
Your data stays private, like a secret between us.
This is my first day with you.
What I can do today?
Link bank accounts - track balances and transactions for your entire family
Link investments - monitor mutual funds, stocks/ETFs, and NPS for all your loved ones
Cashflow analysis - automatically categorize income and spends to show where your money really goes
Personalised tagging - learn your habits and auto-tag transactions accurately
Smart nudges - alerts for updates in linked assets, big spends, low balances, and unknown transactions
Search & filters - find any transaction quickly
Recurring transactions - plan fixed monthly expenses and spot anything you missed
It's just Day 1.
And I'll only get better from here.
------------
- Minor bug fixes
1.1.4 11 Jan
Hi, I'm Cusp !
I'm not that friend who gives unwanted finance gyaan.
Not a finfluencer who gives paid advice.
I'm a version of you — quietly keeping track of your and your family's finances, and helping you make them better.
Your data stays private, like a secret between us.
This is my first day with you.
What I can do today?
Link bank accounts - track balances and transactions for your entire family
Link investments - monitor mutual funds, stocks/ETFs, and NPS for all your loved ones
Cashflow analysis - automatically categorize income and spends to show where your money really goes
Personalised tagging - learn your habits and auto-tag transactions accurately
Smart nudges - alerts for updates in linked assets, big spends, low balances, and unknown transactions
Search & filters - find any transaction quickly
Recurring transactions - plan fixed monthly expenses and spot anything you missed
It's just Day 1.
And I'll only get better from here.
------------
- Minor bug fixes
1.1.3 7 Jan
Hi, I'm Cusp !
I'm not that friend who gives unwanted finance gyaan.
Not a finfluencer who gives paid advice.
I'm a version of you — quietly keeping track of your and your family's finances, and helping you make them better.
Your data stays private, like a secret between us.
This is my first day with you.
What I can do today?
Link bank accounts - track balances and transactions for your entire family
Link investments - monitor mutual funds, stocks/ETFs, and NPS for all your loved ones
Cashflow analysis - automatically categorize income and spends to show where your money really goes
Personalised tagging - learn your habits and auto-tag transactions accurately
Smart nudges - alerts for updates in linked assets, big spends, low balances, and unknown transactions
Search & filters - find any transaction quickly
Recurring transactions - plan fixed monthly expenses and spot anything you missed
It's just Day 1.
And I'll only get better from here.
------------
- Minor bug fixes
1.1.2 5 Jan
Hi, I'm Cusp !
I'm not that friend who gives unwanted finance gyaan.
Not a finfluencer who gives paid advice.
I'm a version of you — quietly keeping track of your and your family's finances, and helping you make them better.
Your data stays private, like a secret between us.
This is my first day with you.
What I can do today?
Link bank accounts - track balances and transactions for your entire family
Link investments - monitor mutual funds, stocks/ETFs, and NPS for all your loved ones
Cashflow analysis - automatically categorize income and spends to show where your money really goes
Personalised tagging - learn your habits and auto-tag transactions accurately
Smart nudges - alerts for updates in linked assets, big spends, low balances, and unknown transactions
Search & filters - find any transaction quickly
Recurring transactions - plan fixed monthly expenses and spot anything you missed
It's just Day 1.
And I'll only get better from here.
1.1.1 3 Jan
Hi, I'm Cusp !
I'm not that friend who gives unwanted finance gyaan.
Not a finfluencer who gives paid advice.
I'm a version of you — quietly keeping track of your and your family's finances, and helping you make them better.
Your data stays private, like a secret between us.
This is my first day with you.
What I can do today?
Link bank accounts - track balances and transactions for your entire family
Link investments - monitor mutual funds, stocks/ETFs, and NPS for all your loved ones
Cashflow analysis - automatically categorize income and spends to show where your money really goes
Personalised tagging - learn your habits and auto-tag transactions accurately
Smart nudges - alerts for updates in linked assets, big spends, low balances, and unknown transactions
Search & filters - find any transaction quickly
Recurring transactions - plan fixed monthly expenses and spot anything you missed
It's just Day 1.
And I'll only get better from here.
1.1.0 2 Jan
All your financial accounts are now unified in one place. Users can seamlessly connect bank, equity, ETF, mutual fund, and NPS accounts to view their complete wealth portfolio in a single dashboard. The latest version also introduces enhanced visibility into transactions, cash flow, and recurring expenses, empowering users to better manage budgets, track spending patterns, and make informed financial decisions with greater clarity.
1.0.1 31/12/2025
It's a new day for me.
This version helps you understand your investments better, gives you more control, and makes Cusp feel even more accessible for everyone.
Now, I help you find what matters faster and refresh only what needs attention.
• Mutual Fund Breakdown gives you a clearer view of how your investments are organized
• VoiceOver is smoother, color contrast is stronger, and text now scales up for a more accessible experience
• Finding the right funds is now easier with Scheme Category, Scheme Subcategory, and Parent Fund filters
• Refresh individual accounts whenever you need, instead of refreshing everything at once
• The Help section is smarter — search answers instantly and browse more naturally with an improved scrolling experience
• Polished experiences across Investment Profiles, CAN verification, and Mandates with fixes and improvements throughout
• Bug fixes and UI Improvements
There's also a lot more that's improved behind the scenes to make everything feel faster, smoother, and more reliable.
Still learning you.
Cusp
more Version 1.9.0 18 Jul
Data Not Collected The developer does not collect any data from this app.
Supported Features
VoiceOver
Larger Text
Sufficient Contrast