12% Club 4+

P2P investments


    • 2.8 • 623 Ratings
    • Free

iPhone Screenshots


Say hello to The 12% Club, powered by BharatPe and in partnership with RBI-approved NBFCs Peer to Peer (P2P) that grows your wealth with industry-leading returns.
What makes it a great investment?

Start with as low as Rs 10,000
Earn daily interest, track returns daily along with your lifetime earnings
Zero fee whatsoever. No joining charges or withdrawal fee
Request withdrawal anytime
Easy and transparent with seamless digital convenience

Find the perfect plan that suits your financial goals.
Join the growing community of smart investors and move beyond traditional investment instruments to make your money get you more money! Trust us, your future self will thank you.

4 easy steps to get started

- Signup using your Mobile number and OTP
- Add your details and verify them
- Choose your preferred plan
- Start earning….

NBFC partners : 12% Club is a platform and does not give out returns on investments to users. 12% Club has partnered with RBI approved NBFCs - Liquiloans(NDX P2P Private Limited) and LendenClub (Innofin Solutions Private Limited).You will be shown deposit agreement when you choose to invest money.

Permissions : We only collect your approximate location to assess your creditworthiness and for risk assessment purposes.
You can check the privacy policy for details - https://twelve.club/#/privacy-policy
12% club is registered trademark of Resilient Innovations Pvt. Ltd. (Developer name: BharatPe)

Contact Us:
For any queries, feedbacks and suggestions
Address: BharatPe, Building No. 8 Tower C, 7th Floor, DLF Cybercity, Gurgaon-122002 Haryana
Email: support@twelve.club
Website: twelve.club

What’s New

Version 1.1.3

Bug fixes and improvements.

Ratings and Reviews

2.8 out of 5
623 Ratings

623 Ratings

akshay.patil936 ,

Date are really confusing

I had taken 2 loan on x date and second loan y date, then it was z date to pay x loan but with later on y loan it got merged showed to pay on z1 date. I was really confusing, I had already paid almost half after merge, I was thinking to pay before z1 date after z date, Customer care and their managers called harassed me paying loan immediately, I was really in chaos , They are pointing mistake on me instead they have done these confusion, Moreover, I paid it within 10min , Manager spoke really harsh, I really don’t recommend anyone to buy loan with some kind of apps, These ppl harassing ppl with date and confusing them, Better go to the bank get loan.

sigmamale_singh ,


After using this app over a year, I can really confidently say that this is really a safe application as investments and withdrawals both are done correctly and in timely manner. If there are of any delay’s the support team of 12% is always there to help and they do provide resolutions to the fullest. The referrals earning is also correctly reflected as someone who referred me used to get there return’s correctly. See this investment is not regulated try to understand However the technology behind this is really rock solid, I mean where guy’s take loans through LenDen Club. This review is from someone who has invested in lakhs earned in thousands and was able to successfully withdraw as well.

ManashJyotiNath ,

Not allowing to withdraw money/ support team is weak

I’ve been a user of this app from the last 5 months and never have i ever faced this issue I’m facing right now. The app shows it has detecte a suspicious activity and now my withdrawal of money is blocked. I mailed the supprt team and it has been two days but neither my issue got resolved nor i got any kind of information or support from their support team.
Please be careful with your money because apps like this are not trust worthy. I’m suffering now and I really don’t want anyone to face the same with their hard earned money. If I could rate this app 0 stars I’d have happily do it this app doesn’t even deserve 1 single star

App Privacy

The developer, RESILIENT INNOVATIONS PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • Contacts
  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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