iPhone Screenshots


security enhancements and minor bug fixes for customer convenience

Karur Vysya Bank presents KVB Upay – A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA), IFSC & Aadhaar.

What is UPI?
Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The UPI is regulated by the Reserve Bank of India (RBI) and works instantly by transferring funds between two bank accounts on a mobile platform.

If you operate multiple banks account & use multiple apps for your payments? Switch to KVB Upay for managing all your accounts at one place.

Benefits of using KVB Upay
- No need to remember account number, IFSC for fund transfer
- Send/Collect money using a Virtual Payment Address
- Access all bank accounts linked to your mobile number in one app
- Pay to friends & relatives using their VPA
- Pay to any user using any UPI application.
- Request money from any UPI user
- Scan a QR and pay on the fly.
- Make Payments by QR Scanning
- Check account balance
- Block unwanted VPA as Spam

What are the requirements for using KVB UPay?
You should have following
- A iPhone with internet services
- An operative bank account
- The mobile number being registered with UPI must be linked to the bank account.
- Active debit card relating to this account for creating mPin.

How to register for KVB Upay?
- Download “BHIM KVBUPay” from iOS App Store
- Click on “Proceed” to verify your mobile number.
- An SMS will be sent from your mobile for verification.
- After your mobile number is verified, the Profile Registration screen is displayed. Fill in the required details.
- Create six digits numeric application password for logging in to application and confirm the same.
- Once successfully registered, login to the app and create VPA for the bank account linked.
- Select the Bank & create VPA for the bank.
- Set mPin for the selected bank using debit card

Support 24 X 7:
Email id: customersupport@kvbmail.com
Toll Free Number: 18602001916

Supported Banks: Visit our website https://www.npci.org.in/bhim-live-members to find out if your bank is live on BHIM

Permissions for App and reasons

SMS - As per NPCI guidelines, we will be sending a background SMS to verify the customer and mobile number linked to it.

Location – As per NPCI guidelines, we will capture location details

Storage – We need this permission to store the scanned QR Code.

Calls – We need this permission to detect SIM present or not

Go ahead and download BHIM KVBUPay application to experience the unique way of making payments using a Virtual Payment Address (VPA).

What’s New

Version 1.1.17

security enhancements and minor bug fixes fixed in this app version

Ratings and Reviews

3.2 out of 5
5 Ratings

5 Ratings

Fever2050 ,

Best app in KVB

Great UPI app launched by KVB. Perfect app for VPA transactions. UPI is easier than IFSC transactions. Developers need to improve by adding #Touchid" to the users in next update. Touchid feature should also be added in KVB book app.

PJAsh ,


Not sure why these banks waste money making poor quality things. The app developers should be fired and the bank managers should be told to pack up and go as well ! App doesn’t work. SMS doesn’t send so you can’t proceed.

vjdjbvjo ,

Worst app not working

I have initiated the sms for two times and still app not moving to next step only the sms is keep on going and I have been charged for the sms too

App Privacy

The developer, THE KARUR VYSYA BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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