BHIM – Making India Cashless 4+

Bharat Interface for Money

National Payments Corporation of India (NPCI)

    • Free

iPhone Screenshots


What is BHIM?

BHIM (Bharat Interface for Money) is a UPI enabled initiative to facilitate safe, easy & instant digital payments through your mobile phone.


Before you register on the app, please ensure the following:

You have linked your Mobile Number with your Bank Account and the same is used for accessing BHIM.
Your phone should have an active SIM linked to your Bank Account.
In case of Dual SIM, kindly ensure that you’ve selected the SIM card linked to your Bank Account.
You have a valid Debit Card for your Bank Account. This is required to generate UPI PIN.

Supported Banks:

Visit our website to find out if your bank is live on BHIM

More about BHIM:-

• Transaction limit is Rs. 40,000 per transaction and per day
(Please note that your Bank’s Transaction Limit may vary from BHIM’s limit.)
• BHIM app is compatible with iOS 13.4 and above.

Terms & Conditions:-
For more information, visit

Stop. Think. Act. You will never be asked for a pin to receive money. Use UPI PIN only if you want to pay or check account balance. Enjoy your BHIM APP safely.

What’s New

Version 3.7.2

1. Optimization for Faster App Launch: Implemented engineering fixes to decrease the app's opening time, ensuring a smoother user experience.

2. Improved Scanner with Enhanced Camera Functionality: Upgraded the camera functionality for the scanner feature, introducing a zoom feature to enhance scanning accuracy and efficiency.

3. Explicit User Consent for Terms & Conditions and Privacy Policy: Introduced explicit user consent prompts for accepting Terms & Conditions and Privacy Policy, enhancing transparency and user control over their data usage.

Ratings and Reviews

4.5 out of 5
103.8K Ratings

103.8K Ratings

Suni Kumar Anand ,

BHIM stopped working

Dear developers, BHIM app has stopped working saying it is not supported latest apple iOS. Could you please fix it as I am very proudful and dependent on BHIM upi transactions. We have 12.4.8 iOS as the latest software from Apple. We expect NPCI team to work on BHIM like how the other UPI provides do. I feel personally that this attitude is to promote other private vendors to be successful and bring Government owned companies to loose the market. This is only happening in INDIA and why don’t you treat all the citizens equally as it is developed for Citizens of INDIA, but made unusable by giving irrelevant reasons. We trust our government owned products and want see it to be successful more than any privately owned companies. My humble request is to develop our nation than joining the group, who wants to see our country undeveloped.

Developer Response ,

Hi, we regret the inconvenience caused. As per the recent update, for compliance and compatibility reasons UPI can be experienced on iOS version 13.4 and above. We request you to upgrade to the required version at the earliest. Please feel free to share your feedback at or call on our customer care number 1800-120-1740. Warm Regards, Team BHIM.

shesakanta ,

Messy Account Pin set up

For last few days not able to transact money from my default account, with message that your upi pin is not set please proceed to set your UPI pin . And while i am trying to generate one it is asking about my debit card number which I don’t have one . So in nutshell to get the pin generated i have to apply for a new debit card ( which I don’t need ) , wait for its arrival then using the card get my pin generated .
BHIM or UPI is supposed to help customers to do transactions without going to bank . But slowly these apps also becoming cumbersome, with regular changes like automatic pin deactivation and extra unnecessary features. All in name of safety.
But why the hell you people are trying to make it a bank like with multiple unnecessary additions which ultimately renders unsafe due to its wider application.
And how many passwords can a person remember in today’s life if all applications and internet sites started asking for regular password change .
Now Situation is like you can’t keep one password for all for safety reasons and neither can remember so many passwords in today’s world .
These things are not making life or transaction easier rather cause anxiety due to above mentioned impossibility.
Hope app developers understand this difficulty. Whether you understand or not , i think it’s better the old way than unnecessary absurd and ever increasing impossible terms from these internet based uses .

Developer Response ,

Hi, thank you for writing in. You can share your concerns/feedback at or call on our customer care number 1800-120-1740. Warm regards,
Team BHIM.

suneet sehgal ,

BHIM not working today Jan 7th 2019 checked on multiple iPhones with latest iOS and Latest BHIM app

Earlier review..I have been using this app on iPhone since it’s launch. Almost flawless. In previous version it used to have few minor issues. Now since many months no issues observed. I use it to pay monthly milk bill, sports fees for my kids, grocery bill, electricity bill, mobile, broadband bill even pay to my car cleaner using this app, add money to Paytm & equity account , wherever possible I use it. I feel this app much more safe and easy to use than other apps. One small suggestion—> it should give us option to activate multiple bank accounts simultaneously , so that I can choose one of the account while making a transaction.

Developer Response ,

Hi, we are delighted to read your feedback on the BHIM App. We're glad you liked the app. We hope you continue to enjoy using BHIM. If you have family and friends who might find BHIM useful, do recommend the app! Warm Regards, Team BHIM.

App Privacy

The developer, National Payments Corporation of India (NPCI), indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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