BHIM – Making India Cashless 4+

Bharat Interface for Money

National Payments Corporation of India (NPCI)

    • Free

iPhone Screenshots


What is BHIM?

BHIM (Bharat Interface for Money) is a UPI enabled initiative to facilitate safe, easy & instant digital payments through your mobile phone.


Before you register on the app, please ensure the following:

You have linked your Mobile Number with your Bank Account and the same is used for accessing BHIM.
Your phone should have an active SIM linked to your Bank Account.
In case of Dual SIM, kindly ensure that you’ve selected the SIM card linked to your Bank Account.
You have a valid Debit Card for your Bank Account. This is required to generate UPI PIN.

Supported Banks:

Visit our website to find out if your bank is live on BHIM

More about BHIM:-

• Transaction limit is Rs. 40,000 per transaction and per day
(Please note that your Bank’s Transaction Limit may vary from BHIM’s limit.)
• BHIM app is compatible with iOS 13.4 and above.

Terms & Conditions:-
For more information, visit

Stop. Think. Act. You will never be asked for a pin to receive money. Use UPI PIN only if you want to pay or check account balance. Enjoy your BHIM APP safely.

What’s New

Version 3.6.2


Launching UPI LITE X on BHIM app where users can do transactions using Tap N Pay option to merchant with max limit of Rs 500 per transaction.

Credit on UPI
User can now add new credit account on BHIM app.

RuPay Credit Card on UPI
Users can now use features like EMI for transaction done through credit card on UPI and credit card bill payments.

We are constantly working towards making the BHIM payment experience better by refining the app performance. Kindly update the app to get the best experience.

Ratings and Reviews

4.5 out of 5
103.4K Ratings

103.4K Ratings

Suni Kumar Anand ,

BHIM stopped working

Dear developers, BHIM app has stopped working saying it is not supported latest apple iOS. Could you please fix it as I am very proudful and dependent on BHIM upi transactions. We have 12.4.8 iOS as the latest software from Apple. We expect NPCI team to work on BHIM like how the other UPI provides do. I feel personally that this attitude is to promote other private vendors to be successful and bring Government owned companies to loose the market. This is only happening in INDIA and why don’t you treat all the citizens equally as it is developed for Citizens of INDIA, but made unusable by giving irrelevant reasons. We trust our government owned products and want see it to be successful more than any privately owned companies. My humble request is to develop our nation than joining the group, who wants to see our country undeveloped.

Developer Response ,

Hi, we regret the inconvenience caused. As per the recent update, for compliance and compatibility reasons UPI can be experienced on iOS version 13.4 and above. We request you to upgrade to the required version at the earliest. Please feel free to share your feedback at or call on our customer care number 1800-120-1740. Warm Regards, Team BHIM.

suneet sehgal ,

BHIM not working today Jan 7th 2019 checked on multiple iPhones with latest iOS and Latest BHIM app

Earlier review..I have been using this app on iPhone since it’s launch. Almost flawless. In previous version it used to have few minor issues. Now since many months no issues observed. I use it to pay monthly milk bill, sports fees for my kids, grocery bill, electricity bill, mobile, broadband bill even pay to my car cleaner using this app, add money to Paytm & equity account , wherever possible I use it. I feel this app much more safe and easy to use than other apps. One small suggestion—> it should give us option to activate multiple bank accounts simultaneously , so that I can choose one of the account while making a transaction.

Developer Response ,

Hi, we are delighted to read your feedback on the BHIM App. We're glad you liked the app. We hope you continue to enjoy using BHIM. If you have family and friends who might find BHIM useful, do recommend the app! Warm Regards, Team BHIM.

aniqwerty ,

Best one

So basically when this app was launched then I installed it and because that time it was full of bug. even I was not able to add my bank account, so uninstalled and forgot it that time.
Now a days I keep seeing bhim payment option in almost every payment page so again installed it for a try and wow this app is so improved and does its job very well.
Interface is so clean, adding and switching bank account is so easy. App is quite secure itself and because it is like your bank account is directly stored here so no need to add balance frequently like other wallet apps.
Now we can directly transfer money without going through long process via net banking
Thanks to developers and government for this concept.

Developer Response ,

Thank you for rating the BHIM App! We would love to hear more from you on what you liked about the app and if we can better it any way. We appreciate the feedback, always. Do let your friends and family know they can try the app too! :) Warm Regards, Team BHIM.

App Privacy

The developer, National Payments Corporation of India (NPCI), indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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