BHIM UCO UPI 4+
UCO BANK
Designed for iPhone
-
- Free
iPhone Screenshots
Description
UCO Bank launches official UPI-Unified Payment Interface app for all banking needs of customer.
UCO Bank is a commercial Bank and a Government of India undertaking and providing various services to its customers.
BHIM UCO UPI-Unified Payment Interface allows customers to Pay/Collect money using Virtual Private Address. Virtual Private Address is unique for each customers account. Customer can download the UPI app and install it in device(Mobile/ Tablets). While doing the registration, UPI app communicates with NPCI in encrypted data format. The customer has to create virtual address and complete profile information. The customer can add UPI enabled Bank accounts based on their Mobile Number registered in banks. After adding the bank account, it has to verified using debit card information and set MPIN using OTP. After debit card verification, the customer can pay/collect to other bank accounts. The customer can do the balance enquiry. UPI uses IMPS as underlying base. The customer can use P2P(using MMID and Mobile of Remitter), P2A(using IFSC and account), P2U (AAdhar payments) and VPA(Virtual Private Address) for doing payments. The customer can initiate collect request to other UPI customer. It will appear in Collect Authorisation option where user can accept or reject requests. The transaction history shows details of all payment and collect requests. Using Add beneficiary, the customer can add beneficiary of other banks for doing payments.
The Unified Payment Interface allows payments to be initiated by the payer, or by the payee. In the basic payee initiated flows, the payment request is routed by the initiating application through the NPCI switch to the payer for approval. However, in certain instances, where it is possible to connect with the payer immediately, it is preferred that the payee sends a payment request to the payer, who can then initiate the payment request with his credentials.
Unified Payments Interface (UPI) is an architecture and a set of standard APIs to facilitate the next generation online immediate payments leveraging trends such as increasing smartphone adoption, Indian language interfaces, and universal access to Internet and data. UPI is launched by National Payments Corporation of India with Reserve Bank of India's vision of migrating towards a 'less-cash' and more digital society. NPCI has built on the Immediate Payment Service(IMPS) platform through which one could transfer money instantly by going online-by adding another layer that allows easy debit capability even on mobile phones.
Bank as a part of digital banking, is introducing QR code for its BHIMUCOUPI. This will facilitate in leveraging quick fund transfer and healthy replacement of PoS (Point of Sale).
What’s New
Version 2.5
Feature added to set UPI pin through Aadhaar No and OTP validation.
Ratings and Reviews
Very poor service
Why Uco Bank service is so poor in this competitive era . In this Bhim Uco Upi unable to activate beneficiary each time when i tried to activate the beneficiary it is logged out .Tried to convey the same to uco customer care team but no reponse if you people dont care for customers complain why do u make this app this app available in the Ios store .Very pathetic service not even a active portal for online grievances
App take longer time to open
The server is too slow and specifically night time server is very bad didn’t receive any mssge really frustrated. Plzz doo something
Developer Response ,
Dear Customer, we regret the inconvenience caused. Thank you for raising your concern. Our technical team is analysing the issue for resolution. If you are having any other issue, kindly share at:- uco.mbanking@ucobank.co.in or reach our toll free number at 18001030123. We will be happy to assist you. You may also raise complaint through https://spgrs.ucoonline.in
Who deals with UPI related complaints
There’s no specific link in UCO Bank’s website to get upi related complaints registered. Even when one calls consumer care there’s no option where one may get upi id related complaints registered. UCO tram please look into this. I started using uco mBanking plus App and deregistered myself from UCO UPI and since then I am not able to use my VPA. It says your user Id is blocked. I even visited my bank accounts home branch, even they seemed helpless.
Please look into this.
Developer Response ,
Dear customer, Sorry for the inconvenience caused. You can raise complaint through link https://spgrs.ucoonline.in
App Privacy
The developer, UCO BANK, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- UCO BANK
- Size
- 14.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.4 or later.
- iPod touch
- Requires iOS 13.4 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2018-19 UCO BANK
- Price
- Free