CheQ: Credit Bill Payments 4+
Easy Repayments, Real Rewards
CheQ
Designed for iPhone
-
- Free
iPhone Screenshots
Description
CheQ is India’s most rewarding credit card bill payment platform.
Join over 30 lac+ users who are rewarded every month for making their credit card bill payments on CheQ.
Manage your credit card bills on CheQ & earn 1% chips on every bill payment.
Get discounts on every bill and redeem vouchers from top brands on CheQ.
If you are thinking, why pay on CheQ? Here’s why:
Instant bill payments:
- Credit card bill payments on CheQ are instant & are settled to the bank within 2 mins.
The best Rewards on your bill payments:
- Earn 1% CheQ Chips on every credit card bill payment.
- These CheQ Chips can be used to get discounts on your next credit card bills.
- You can redeem the chips for exclusive brand vouchers like Amazon, Flipkart, Myntra, and many more!
Secure Payments:
- All your transactions are 100% safe and encrypted on CheQ, thanks to our PCI DSS and CICRA-certified, iron-clad payment security.
Monthly Bill Reminders:
- Automatic bill reminders will keep you on top of your credit card due dates.
That’s not all! We’re making your credit life a whole lot easier with
*NEW* Utility Bill payments with credit cards are live on CheQ:
- Pay your electricity bills with your credit card at the lowest fees
- You can also recharge your FASTag on CheQ.
- That's not all - Pay Insurance & water bills with your credit card
- Other Categories: Mobile Prepaid, LPG Cylinder, Landline bill, Broadband bills
Quick Tip: You can use your CheQ chips to get discounts on all your FASTag recharge & electricity bill payments
Instantly pay rent to your landlord with your credit card.
You can make payments for your:
- House rent with credit card
- Office rent with credit card
- Security deposit with credit card
- Society maintenance
Instantly pay education fees with a credit card. We support the below payment types:
- Tuition fees with credit card
- School fees with credit card
- College fees with credit card
CheQ Insta Cash: Helping you with unsecured & secured loans at the lowest interest rates
- Get an unsecured personal loan with the lowest interest rates starting 14%
- Introducing Loan against Mutual Funds: You can now pledge your mutual funds and get loans upto Rs. 5,00,00,000 at interest rates as low as 10.49%
Privacy Policy
https://www.cheq.one/privacy-policy
Our partner NBFCs
• Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited)
• Bajaj Finance Limited
• Amica Finance Pvt. Ltd
What we offer
- Min & Max Repayment Period: 3 months to 36 months
- APR: 13.5% to 55%
Sample Personal Loan Calculation:
Let's say you borrow ₹5,00,000 for 3 years, then:
Processing fee (3% of loan amount + 18% GST) cost to: ₹17700
Interest rate: 20% p.a. (on reducing principal balance interest calculation)
Your EMI will be: ₹18582
Total amount to be paid: ₹18,582 x 36 = ₹6,68,945
Total interest paid: ₹1,68,945
Total cost of loan: ₹1,68,945 + ₹17,700 = ₹1,86,645
APR (Annual Percentage Rate): 21.92%
Eligibility for Personal Loan:
- Age: 21-55 years
- Minimum in-hand monthly salary requirement: ₹25000 above
- Should be a resident of India
Eligibility for Loan against Mutual Fund:
Age - 18 to 65 Years
Mutual Fund Investment - Minimum 50,000 Portfolio
Nationality - Indian
Interest rate for Loan against Mutual Fund - 10.49% Per Annum
We support cards issued by HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, Yes Bank, Bank of Baroda, AU Small Finance Bank, Federal Bank, Citi Bank, Standard Chartered Bank, DBS Bank, South Indian Bank, American Express, HSBC Bank, etc.
We support all cards issued on the VISA, Mastercard, Rupay, and Diners Club Networks.
Contact Us:
We’re here to solve your concerns and value your feedback. Reach out to us at support@cheq.one!
CheQ: Credit Card Bill Payments | CheQ Chips, Rewards & Cashback | Rent & Education Fee Payments with Credit Card | Unsecured Personal Loans with lowest interest rates | Apply for new Credit Cards
What’s New
Version 3.5.6
You asked, we delivered!
You can now recharge your Mobile Prepaid number right from the app. Whether it is Jio, Airtel, Vi, or BSNL. Fast, smooth, and super convenient, just how it should be. We've also made behind-the-scenes improvements for a faster, better experience.
Got feedback? We’re all ears at support@cheq.one.
Update now and never run out of data again!
Ratings and Reviews
Deceiving by CHEQ- very bad experience
CHEQ has started collecting 0.2% upfront for credit card payment and gives 1% CHEQ chips earlier these CHEQ chips could be cashed at 0.25/chip this was stopped later CHEQ allowed payment of credit card using chips, this was the USP of the App, Now even this has stopped and now only way to use chips is to use for redemption of useless vouchers that eventually entails lot of cost hence CHEQ Is is now completely useless app. I have stopped using it.
I fail to understand the rationale of charging 0.2% for credit card payment and disallowing use of cheq chips for credit card payment. Truly bad idea and CHEQ having killed it’s USP is not going to survive.
Suresh Iyer
Developer Response ,
Hi Sri, it looks like it's been a while since you've had a chance to visit CheQ! We're pleased to inform you that we've heard our users, and processing fees is a thing of the past! You can now enjoy the best in-class rewards, fastest settlement times and easiest app experience all at CheQ. We hope you do opt to give us another chance, so that we can deliver a seamless and rewarding experience!
Very okayish
I thought of switching from CRED to CHEQ application, but thank God, I did not completely because this is not a reliable application. It will not tell you that the payments had failed and even if I failed. There are no notifications regarding that you yourself have to go back and check in the transaction history if the payment was successful because every time, even if you have a failed transaction. It will show that it was a successful transaction other than that the refund on the field transactions are not immediate. I had multiple failures for some utility bill payments, and those were not reflected upfront and the refund was also not initiated from this CHEQ application, because of which I had to need to make the payment of the credit card inclusive of the fail transactions as well on this application it could be good in terms of the CHIPS. As credit. Do not provide you much cashback but on the other hand, this is not a very reliable source. Because on CRED, you don’t have to keep track of the failed transactions. You don’t have to worry about the refund. Coming back to your source or not. But on this application, you have to be very invested about how your money is flowing.
Developer Response ,
Hi Farheen, we sincerely regret the inconvenience you've experienced. We understand how important a smooth and reliable payment experience is, and we truly appreciate your patience. Our team has already addressed your concern through the support ticket you raised. However, if the issue persists, we encourage you to reply on the same ticket, and we will ensure it gets the attention it deserves. Your experience matters to us, and we're here to assist you!
Great platform to manager credit card bills and earn rewards
CheQ app is outperforms many credit card bill payment apps and manage to provide more rewards and offers than any other.
It has its unique features and simplify UI which enable you to pay the bill seamlessly.
One suggestion is to improve feature of reading emails and show the credit card bill amount with notification to user so that they don’t miss out due date and also to add feature to pay fractional (decimal) amount. As of now payment can be made only in whole numbers.
Rest everything is good and I love the payment option available again with cheq coins without processing fee.
Developer Response ,
We want to express our sincere appreciation for your invaluable support and positive feedback. Your kind words mean a lot to us, and we are thrilled to hear that you had an outstanding experience with our application. However please note that our system allows the retrieval of statements via email if you link your registered email securely within CheQ Safe. In case there is a particular issue that you might be facing, please do not hesitate to write to us at support@cheq.one
App Privacy
The developer, CheQ, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- CheQ Digital Private Limited
- Size
- 84.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 16.0 or later.
- Mac
- Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 2023 CHEQ DIGITAL PRIVATE LIMITED
- Price
- Free