Creditt - Instant Loan Online 4+

Instant Loan Online

Credify Technologies Pvt Ltd

    • Free

iPhone Screenshots


Creditt is India’s first fully online instant loan app provider 100% digital platform.

- Instant personal loans from ₹ 5,000 to ₹ 30,000
- Sanctions in just 30 mins
- Interest rate 0% - 30% per annum based on the product availed
- Tenures from 61 to 90 days
- Processing fee starts at just ₹ 350
- No membership or upfront fees

Representative cost of a Creditt’s Instant Personal Loan:
If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 61 days after deducting any other fees

The overall cost of the loan at the time of repayment = ₹10,000 x 20%/365 x 61 = ₹334 and the Total Amount payable would be ₹10,328

*This is an indicative calculation, interest and other charges varies based on the Creditt profile

No credit history is required and no prepayment charges at all.

Creditt uses a proprietary scoring engine to evaluate the scoring to provide the best experience to the users in the need for an instant loan.

Cities/States in which Creditt App is available. The exception to certain pin-codes which are still non-operational from below list

*Customers having below mentioned Cities/States on their Aadhaar Card are eligible for applying an instant loan


Document required
• Aadhaar card needed to register
• Customers will get the loan according to the Address mentioned on their Aadhaar Card
• Active PAN card needed to apply for a loan

How Creditt app works?
• Register using Aadhaar and mobile number
• Avail a loan in 4 simple steps
• On approval, loan amount transferred into the bank account in real-time

Data Security & Privacy
• All the data are secure and safe with us
• Phone contact list will be uploaded to Creditt server

NBFC Partnered Details
• RBI NBFC registration number: 05.00683
• RBI NBFC registration number: 01.00214

What’s New

Version 5.1.3

- Performance enhancements
- Bug fixes

Ratings and Reviews

4.4 out of 5
4.9K Ratings

4.9K Ratings

Siddi0606 ,

Absolutely Helpful and a very useful app.

I started using this app during the Covid phase and I must tell you this is one legit app which has a very easy process and is also a company which keeps its promise. They don’t have hidden charges they charge u what they mention on the app. Also their customer service is a very friendly and quick I guess it’s the only app whose customer service is even very active on Whstapp and they are very quick in responding. I would suggest if any one is looking for quick loan then please try this app and I am sure they would definitely help you. Thank you Creditt for helping me in the time of need and that too so quick. God bless you all.

Developer Response ,

Hi, we are glad we could be of help during such difficult times. Please keep supporting and encouraging us to help you and others, day after day. We really appreciate your feedback and review.

Saknanj ,

Instant loan approval

If you are in of need some emergency amount when your credit score is less then definitely Creditt app the one who can rely on . The process of applying was smooth and Bhagyashree from Creditt team helped me in understanding the loan process well , Once your loan application is approved your amount will be credited within few minutes . i got my approved loan amount in bank account less than 15 mins.
Though the interest rate is calculated on per day basis and little higher but we can get the amount when you really in need of the amount even when CIBIL score is affected or less .

ravi_ss ,

Threatening call and WhatsApp message

I am using this app since 5-6 months and all are good and really helpful but suddenly last month I faced financial issue and they started threatening call like they will call everyone from my call list and all I paid some amount and again they called few contacts and again I paid some amount and till now almost 70 percent loan clear and still they are threatening me by message and call because of that I am not able work and sleep even after paying partial amount and asking last amount date for sometime I haven’t done by fraud and anything they way these guys talking it’s really frustrating If something happen to me really my family in trouble Please help I need some time to pay final amount and this helpful as a genuine customer I am ready to pay interest and all

App Privacy

The developer, Credify Technologies Pvt Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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