iPhone Screenshots


User can avail instant loan ranging from ₹ 5000 to ₹ 25000 on the app and once the loan is approved it get disbursed on a real-time bases into the bank account.

No credit history is required and no prepayment charges at all.

Creditt uses a proprietary scoring engine to evaluate the scoring to provide the best experience to the users in the need for an instant loan.

Creditt’s feature list
Instant loan approval based on eligibility
Money transferred in real-time into the bank account
Short tenure loans (7 days to 28 days)
No prepayment charges at all

Multi-language, we have 9 languages:
1. English
2. Gujarati
3. Hindi
4. Marathi
5. Bengali
6. Telugu
7. Kannada
8. Tamil
9. Malayalam

Cities/States in which Creditt App is available:

1. Delhi
2. Gujarat
3. Haryana
4. Karnataka
5. Madhya Pradesh
6. Maharashtra
7. Pondicherry
8. Rajasthan
9. Telangana
10. Uttar Pradesh

Document required
1. Aadhaar card needed to register
2. Customers will get the loan according to the Address mentioned on their Aadhaar card
3. Active PAN card needed to apply for loan

How Creditt app works?
Register using Aadhaar and mobile number
Avail a loan in 4 simple steps
On approval, loan amount transferred into the bank account in real-time

Data Security & Privacy
All the data are secure and safe with us

What’s New

Version 3.4

- Performance enhancement

Ratings and Reviews

4.0 out of 5
781 Ratings

781 Ratings

mawlinr ,

Very few banks listed in the net banking verification process

I am a regular user of Creditt and it has been good experience as the services are swift and effortless. However after the recent update the list of several banks are gone. Now am stuck on the last step and unable to proceed further as UCO bank is not listed. I have mailed a few times to support however no guidance received so far. Kindly look into the matter. Thank you

Subway-surfer ,

No matter what do not use this app!

I understand monetary emergencies but just read their replies to the other reviews, you’ll realise that getting loan from them would be one of the worst decisions you can make. As part of KYC, they can collect our personal name, address and such but they cannot as per RBI regulation discuss our loan details or defaults with anyone other than us! They lack humanity and openly defend the use of Gundas and harassment right here in the reviews by saying, it wouldn’t happen if you paid on time! Do Not Use This App! If the harassment is bad, find someone you know at the local police station and file a complaint! You can also report to the NBFC ombudsman if they cross the limit! Record every conversation with there agents for evidence!

Saravanan Ganesan ,

Privacy and data theft

Hi all , please don’t install this app , they are stealing your contact list( even though access the contact list action was disabled in app setting ) with out your knowledge from your mobile and calling the persons in your contact list randomly by telling them that your friend is not paid the EMI correctly even though you paid the EMI on time , very worst and rude customer service, like gundas they will speak to you in call ,I registered the complaint in Cyber crime branch regarding this . Moreover I request App Store and Apple to remove this app from the App Store app list and kindly secure the other customer data and mark this app as an malware . Its my kind request .

Developer Response ,

Dear Ganesan,

Thank you so much for your feedback. If you have paid the EMI's on time this situation might not have occurred.
As a registered NBFC we are obligated to collect required details before we disburse the loan to ensure KYC information is most up-to-date. Our systems are designed to recognize and validate against provided ID proof so we can prevent fraudulent activity.


97.7 MB

Requires iOS 12.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Tamil, Telugu

Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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