Cube: Financial Freedom App 4+

Simple and Intuitive

While I can understand why most of the apps are catering to the young crowd, this is another iteration with skilful execution. I have used this app for over 3 months now and their 12% return on a debt product is market best.

The evaluation that they provide is also very helpful and the customer support is excellent. I am yet to try their family products but 10/10 would recommend.

Start here if you're confused on investing

I cannot recommend this service enough. The biggest reason I signed up because the founder's vision for the company is clear and earnest. I won't go into the UI/UX aspect of the app- there are definitely many things they could improve here, and that is why I've reserved a 5 star rating. But I would give their financial services full marks so far.

For me the most important thing about investing from a middleman like cube is not the return, but the transparency - both about what's in it for them, and the risks for the end user. For the former, I think they get a cut from the instrument we invest into. Users don't pay anything so far. For the risks, they do some explaining with their "high-low" spectrum. But beware, there are some inconsistencies in their own rating for the same instrument.

Bottom line: highly recommended if you want to invest regularly and easily. I love their private debt offerings. They could do with a website and better UI/UX

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Great platform for investments

As an investor looking to park their money into different instruments, I have only been used to regular offerings mutual funds, equity and of course the FD.

Where cube differentiates itself is by offering other relatively risky instruments which usually I would not have come across were it not for cube. The additional instruments such as the receivables financing or the consumer loans have provided better returns than your regular FDs. Additionally I have recently signed up for their equity advisory which has just begun so I wouldn’t be able to comment on its success yet.

What I can vouch for is that cube will offer interesting alternatives to invest ones own funds and also act as a platform where one can see how their funds are performing over time. That is highly convenient as I would have to do this manually otherwise.

What would be great is that cube could potentially provide an option to add ones other investment (not through cube) and provide monitoring of that.

Nonetheless it’s a great investment platform and I am flag I found while I am still relatively young. Hopefully I have trusted my funds with the right set of options. Only time will tell. Till then I will confidently Bank on Cube for my investments!