Fi Money - Save & Invest Smart 4+

Saving, investing, and more‪.‬

epiFi Technologies Private Limited

    • Free

iPhone Screenshots


Open a zero-balance Savings Account online in under 3 mins! As a money management platform, Fi Money is the perfect solution for all your financial needs. The only money management app you need. Via Fi you can open a savings account online, track your expenses, maximise your savings, automate UPI payment online, invest in Mutual Funds & build your wealth! You don’t need to look for other finance apps anymore; Fi Money is all you need.

Get a sleek VISA Debit Card with zero FOREX charges. Powered by cutting-edge tech, connect your other savings accounts to Fi to view a combined balance.

Why Try Fi?
*Money insured up to ₹5 lakh
*No minimum balance
*Zero FOREX markup
*No hidden fees
*Withdraw from any ATM
*24/7 Friendly customer support


Make sense of your personal finance instantly
- Open a new digital zero balance savings account via Fi in minutes
- Use Ask Fi, your intuitive personal finance assistant and get simple answers
- Fi encourages you to build better money habits & manage money online
- Categorise all your expenses automatically
- Fi’s Smart Statements tell you just what you need to know — in plain English.

Get rewarded for saving money
- FIT Rules: Set fun rules that automatically save for you.
- SIP 2.0: Automate investments and transfer money into Mutual Funds on a daily, weekly or monthly basis
- Use Fi regularly to make smart financial decisions, send UPI payments online, grow your wealth & earn curated rewards
- Money doesn’t grow on trees, but on Fi Money, you discover the joy of growing ‘Money-Plants’

You spend smarter, not lesser
- Create AutoSave, AutoPay & AutoInvest rules as you go.
- Smart Deposit: A flexible way to save — designed around you & your goals
- Instant money transfer: Fi Protocol works out the best mode with zero transaction charges
- Fi will auto-create a unique UPI ID for you! Set a secure UPI PIN yourself, then send/receive UPI payment & transfer money with BHIM UPI.

Safe & Secure
• Our licensed partner bank hosts every Digital Savings Account & Visa Debit Card.
• The funds in your zero balance account remain insured up to ₹5 lakh as per the Deposit Insurance and Credit Guarantee Corporation (DICGC)
• Fi Secure also gives you state-of-the-art internet security for your money

You remain in control
- Pay with your VISA Platinum Debit Card, by swiping, tapping and even go contactless!
- Lost/misplaced your card? Tap to order a new one. Or freeze it in-app

And much more!
● No jargon: We will always communicate with you in plain English.
● No paperwork: No branch visits, no queues & no tedious processes⏳
For more: Visit

What’s New

Version 1.101.0

Big T20 win sparked newfound passions
Our Devs pumped fists & got clacking
Fixed bugs; Even added a brand-new facet

You'll find it in every transaction receipt
Right on top — a rewards update
What you've earned after each payment
Showing Fi-Coins/Cashback earned per Plan
"It just makes sense," said the QA team
Now, track rewards like never before

P.S. Can we brag a little bit?
Folks at VISA gave us an award
Why? 3+ million Debit Cards in use
Milestone achievement indeed

Ratings and Reviews

4.6 out of 5
17.3K Ratings

17.3K Ratings

Farooq.vv ,

Fi Bank Review: Amplify Your Savings with the Amazing Jar Feature!

I've been banking with Fi, a part of the Federal Bank, and I must say I'm impressed with their services. The Jar Facility is a fantastic way to boost my savings routine, with its smart auto-deposit feature and the round-up rule for transactions. It has motivated me to save more effortlessly. Moreover, their efficient and quick responses to any queries have been exceptional.

Another great thing about Fi is that they have no hidden fees, which is a huge plus for me. As a freelance worker, this bank has been a perfect fit for my needs. Their detailed bank account review helps me keep track of my monthly expenses with ease. Overall, I highly recommend Fi for its excellent services and customer-friendly approach.

airtel ,

App development team is great and that's about it

Used the app because my sister recommended it to me because of its great Ui, which to give them credit is worldclass, even giants like grofers and jiomart etc have a much worse UI, but the actual experience itself needs a lot more polishing to be useable leave aside better, I would have shifted all my banking here but the KYC for the first time got rejected for whatever reason, despite the person on the other side saying it was successfully done (you need to present your original pan card for the video)
Fine, but then they said I need to do it again but then it would never connect to the executive at all, it would keep me in finding an agent screen forever and I have wasted more than an hour in more than 5 attempts at different time when they are available but to no luck, it just didn't work no matter what!
This was a terrible disappointment for what could have genuinely been a great app, either they should have prepared for whatever load they will be facing or they should not have launched the app at all, otherwise this is just like government owned services/websites IRCTC with a better interface and cool content writing. (Neobanking and stuff)
Have requested to close my account, hopefully they do that in time.

Developer Response ,

We regret that you had a less than ideal experience on Fi. We would really like to help you out here, if you could provide us with your contact information by filling this form: Our Fi Care team will be in touch with you to sort the issue out. You could also reach out to us at 080-47485490 or mail us at— and our Fi Care team will assist you. We're sorry once again; we promise to make this better!

Devanira ,

Fraudulent people

I was using the app and the debit card for about a year and everything was fine until that time. I had updated my KYC at the very beginning only, all of a sudden one day when I open the app it says that I have to update my KYC. When contacted the customer care they said it’s a technical glitch and that my KYC is updated in their system. A few days later they have blocked my account and are saying that it is blocked due to fraudulent activity in my account. When I am the only person using my phone how can there be fraudulent activity in my account. When contacted the customer care they said it was blocked by the partner Bank (i.e. Fedral Bank). When contacted the partner Bank they said it has nothing to do with them and that I have to check with fi. This is going on for the past 2 months and every alternate day I have to break my head over these people asking them to give me my own money. Every other day they say that they will contact me and give a resolution but they have never even bothered to do it or even rectify it. If you people can not give a resolution you might as well shut down.

App Privacy

The developer, epiFi Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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