Freo - UPI, Insurance, Loans 4+
Your All-in-One Money App
MyCash Fintech Pte Ltd
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Unlock flexible loans, invest in digital gold, secure insurance, & enjoy fast UPI payments - all in one app! Manage your money better - get Freo & power up your finances!
Freo App, where you can Pay, Invest, Borrow and Insure, all within a single app.
UPI Payments – Faster, Smoother, Better!
With Freo - Scan & pay across India - UPI Payments, Bank to Bank Transfer, Merchant Payment Account to Account Transfer, Bill Payment, QR Scanning - Powered by UPI
Link your bank account on Freo app to transfer money with BHIM UPI instantly! Freo app is safe, secure, meets all your payment, investment, insurance & banking needs.
Freo allows you to:
• Money Transfer with BHIM UPI
• Check Bank Account Balance
• Manage Multiple Bank Accounts in Freo app
• Save Beneficiaries across banks
• Make Offline Payments (Scan & Pay via QR Code at local stores like kirana, food, medicines etc.)
• Make Online Payments (food-grocery orders, shopping, travel bookings)
• Pay for Recharges (Prepaid-Postpaid mobile bills, Cable-OTT, Wi-Fi)
• Pay your utility bills (Gas, Electricity, Water etc.)
As one of India's top Finance Apps, Freo with its smooth payment feature, allows instant access to money for your financial needs.
Borrow flexibly with Freo (formerly MoneyTap)
A Personal Loan with Freo stands out as we charge interest only on the amount you borrow, not the full approved amount.
Our Most Loved Features
• Borrow small or big (any amount from ₹3,000 to ₹5 lakhs)
• Pay interest only on the amount you use
• Instant loans with no collateral risk
• 100% digital & paperless process
• Flexible EMIs
Loan Terms:
• Amount: ₹3,000 to ₹5 lakhs
• Interest rates: 12% to 36% per annum
• APR: 10% to 70%
• Tenures: 3 to 36 months
• Low processing & line setup fees
For ₹1,00,000 personal loan, for 1 year, @13% per annum*, a user would pay:
- Processing fee (at 2%) = ₹2,000 + GST = ₹2,360
- Setup fee of ₹999+GST = ₹1181/- to be paid upfront
- Interest = ₹7,181
- EMI = ₹8,932
Total amount to pay = ₹1,10,725/-
*Interest Rate varies based on your risk profile. Only a fraction of our customers get an interest rate higher than 30% p.a.
Our Lending Partners:
→ SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited)
https://bit.ly/46KNzh9
→ Incred Capital Financial Services Pvt Ltd
https://bit.ly/3eTT0op
→ Kisetsu Saison Finance (India) Private Limited
https://bit.ly/FreoCS
→ Cholamandalam Investment and Finance Company
https://bit.ly/Cholamandalam
→ Transactree Technologies Pvt Ltd
https://bit.ly/3UkU5WJ
→ Tapstart Capital Pvt Ltd.
https://bit.ly/3qOUeEc
Our Partners:
→ YES Bank - YES Bank Ltd.
→ Equitas SFB - Equitas Small Finance Bank
→ Lendbox - Transactree Technologies Pvt Ltd
→ Liquiloans - NDX Financials Services Pvt Ltd
Gold Investment – Start with Just ₹10!
• Invest in 24K gold starting from as little as ₹10
• No hassle of physical storage—buy & sell anytime, anywhere
• Haven’t invested in gold yet? Start small, start now with just ₹10 and turn your savings into something precious!
Insurance – Protect What Matters
• Curated insurance plans for life’s uncertainties
• Coverage for vector-borne diseases like Malaria & Dengue
• Daily cash benefits during hospitalization
• Comprehensive vehicle insurance for cars and bikes
• Women-centric health plans for specific healthcare needs
• Pet insurance to protect your furry friends
• Secure your valuables and big purchases with peace of mind
• Affordable, tailored protection for all. Haven’t secured your future? Explore Freo’s insurance options now!
Fixed Deposits – High-Return Rates
• Instantly book FDs from ₹1,000/- with returns up to 9%*
• Guaranteed growth with flexible tenures to suit your needs
• Choose from trusted banks & institutions for reliable investments
• Enjoy peace of mind with guaranteed returns. Start growing your money today!
Freo’s products are designed to help you get started with ease. Haven’t explored them yet? Start small, start now, and experience the difference for yourself!
Contact: hello@freo.money
What’s New
Version 3.1.3
What's New on Freo!
Ready to unlock more ways to simplify your finances and stay protected? Freo is here with three exciting updates that will change the way you manage money, invest, and protect yourself from life’s uncertainties. Here's what’s new:
UPI Payments – Faster, Smoother, Better!
• Enhanced UPI Experience: Get ready for a super-smooth UPI experience that’s fast, secure, and instant
• Create Your Unique UPI Handle: Set up your own personal UPI ID within seconds
• Link Your Rupay Credit Card: Use your credit card for UPI payments! Yes, that’s right, pay with credit effortlessly through Freo UPI
Haven’t tried it yet? Say Hi to Freo UPI and discover the magic of instant payments today!
Gold Investment – Start with Just ₹10!
• Invest in 24K Gold: Now you can invest in pure gold starting from as little as ₹10. It's that simple
• Go Digital, Stay Secure: No more worries about storing physical gold. With Freo’s digital gold, you can buy & sell anytime, anywhere
• Grow Your Spare Change: Even small amounts add up over time in gold, one of the most reliable long-term investments
Haven’t dipped your toes into gold investment yet? Try it now (start small, with just ₹10) as and turn your small savings into something precious!
Insurance – Protect What Matters
• Curated Insurance Plans: Freo now offers specially selected insurance products to cover life’s uncertainties
• Stay Covered Against Vector-Borne Diseases: Protect yourself from diseases like Malaria & Dengue
• Daily Cash Benefits on Hospitalization: Get financial support when you need it most
• Comprehensive Vehicle Insurance: Insure your car or bike at affordable rates
• Women-Centric Health Plans: Tailored healthcare coverage for women’s specific needs
• Pet Insurance: Yes, you can even protect your furry friends
• Protect Valuables & Big Purchases: Ensure your expensive belongings are covered, giving you peace of mind
These plans are pocket-friendly and designed to cover you from a wide range of unexpected events. Haven’t secured your future yet? Explore Freo’s insurance offerings now!
Ratings and Reviews
Best App But Not Suitable For All phone
I Used Freo Pay For Few Days Only Especially From Last Month End To This Month Starting I Purchased Using Scan And Pay Two Times. And Credit Limit Decreased A’s Per Calculation. No Problem.
Next I Tried To Shop On More Time, But App Is Not Opening And Crashing In My iPhone Still. I Tried So Many Ways By All Necessary Work Such As Uninstalling And Reinstalling The App. But Still I Couldn’t Able To Log On And View My Credit Line And Pay The Outstanding Amount, I Mailed So Many Times With Screen Recorder To Freo Pay Customer Care, But Not Response, Coming Jan 5th I Have To Repay The New Generated Bills. I Don’t Know How To Do This. Got Stuck In Middle.
Developer Response ,
Hi Siva. We sincerely apologize for the inconvenience. We are unable to find your details here. Kindly share your registered email address on this link: (https://bit.ly/Freopay). We'd be glad to help you.
Fraud & Useless & pathetic & No customer Support
Whenever I try to pay a merchant The Money gets Deducted From the available limit but The transaction status comes In Processing your Transaction Now They don’t Even Have a Customer Support No. So You can just contact them directly my days Old payment is still in Processing Your payment Position now wonder what should I do All they have is Just a Customer Support where they’ll Ask you to submit a screenshot & Will Display a message That wait for 2-3 days Our Team will contact you. till date & They Even close the Problem tickets Without even Talking to customer for his Inconvenience Now No wonder what You Will Do Of this useless service All payments gets stucked always They Even charge convenience Fee to of 2% Minimum Still Their All payments Gets stucked Not sure if they’ll Charge that fee on failed Payment too but Freo is just a useless Platform Even LazyPay & Simpl are way better then freo atleast Their Payment always doesn’t get Stuck in mid between and They Have A Proper Customer Support team With their dedicated proper Customer Support No. On which you can Contact easily & tell them if anything wrong happens or something is glitching & They fix too but In freo there’s Isn’t even A Single contact no. Available to talk to about your issue none of their executives calls You and they even close the problem tickets too This is really a Pathetic exp for a customer
From freo side
Developer Response ,
Hi Naman. We apologize for any inconvenience you may have experienced. We have difficulty identifying your concern as we cannot locate your information in our system. To assist you better, please provide us with your registered email address by clicking on the following link: (https://bit.ly/Freopay).
Scam and blackmail for money
I have been a user in freo pay for many months. This month I couldn't pay bill in time due to a financial crunch and they started giving me mental torture since my bill collection was allocated to a collection agency. The person from collection agency started calling and I couldn't pickup everyday to explain the same thing. It was a mental torture. Later all my relatives and family started calling saying that a person called and told them about me and how I didn't pay any bills. The person from freo pay started to defame me. I payed my bills immediately. I lodged a complaint in freo pay. Freo pay didn't take any action yet and it is been 2 days since the incident happened. Today he has sent a selfie and reached out to my dad asking for money. Still no one from Freo pay has stopped the person. If freo pay has not take any action on this. Please ban freo pay from apple store. I have already lodged a cuber crime complaint.
Developer Response ,
Hello Keerthana, we regret any inconvenience you may have faced. Your concern has been elevated to the appropriate team for investigation. If there is any error on the part of our collection agent, we assure you that strict action will be taken.
App Privacy
The developer, MyCash Fintech Pte Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- MyCash Fintech Pte Ltd
- Size
- 289.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.4 or later.
- iPod touch
- Requires iOS 13.4 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © MWYN TECH PRIVATE LIMITED
- Price
- Free