Stashfin - Personal Loan App 17+
Personal Loan & Credit Line
Stashfin
-
- Free
iPhone Screenshots
Description
Stashfin Credit Line and Instant Personal Loan App Online
Enjoy the power of instant money with Stashfin- One of India’s fastest, easiest, safest, and smartest Credit Line and Personal Loan App. Stashfin is powered by Akara Capital Advisors, an NBFC duly registered with Reserve Bank of India (RBI). With its quick and easy loan application process, Stashfin lets you enjoy instant personal loans up to ₹5,00,000 at low interest rates and flexible repayment plans that are best suited to your needs.
Best Instant Personal Loan App in India
• Credit line ranging from ₹1,000 to ₹5,00,000 straight to your bank account. 24*7 access to cash
• Pay interest only on the funds you utilize
• Flexible payment terms. Repay your loan with convenient EMIs. Pick a tenure that works for you ranging from 3 months to 36 months
• Minimum documentation, instant approval, and quick loan disbursal.
• Transparent pricing. No hidden fees
• Completely secure process
• No joining fees
Instant Loan
We also provide small instant personal loan as low as ₹1,000 and up to ₹500,000 and we are operational in 30+ cities across India. In matters of funds, one size doesn’t fit all, and we offer you the choice of picking a credit line best suited to your needs and help you take control of your finances. We offer interest rates ranging from 11.99% - 59.99% APR (Annual Percentage Rate), the rates may vary on a case-to-case basis. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment. A low processing fee is charged in certain cases and there are no hidden costs.
Example-
Loan Amount: ₹10,000
Loan Tenure: 3 months
Rate of Interest: 11.99% p.a.
Processing Fee: ₹0
Total Interest: ₹167
Loan EMI: ₹3389
APR: 11.99%
Amount Disbursed: ₹10,000
Total Loan Repayment Amount: ₹10,167
*For selected customers with 0% interest for 30 days, there is a small transaction fee.
Sample Monthly EMI with Sample Principal and Interest
EMI Principal Interest
₹3389 ₹3305.74 ₹83.25
₹3389 ₹3333.26 ₹55.73
₹3389 ₹3361.01 ₹27.98
How does Stashfin Work?
4 Easy steps to get instant cash loan and solve all your money problems
• Download the Stashfin App and register
• Fill in your details and upload verification documents
• Once verified the final loan application status can be checked on the App You will also be notified of your approval status via SMS
• Once approved, E-sign the loan agreement and the approved amount will be disbursed to you within 5 minutes. An SMS notification will be sent to your registered number notifying the same
Eligibility Criteria to Apply for Instant Personal Loan-
• Indian Citizen
• Above the age of 18
• Must have a source of income (either salaried or self-employed)
Documents Required for Instant Personal Loan-
• Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
• Identity Proof (PAN ID)
In some cases, you may be asked for the following documents
• Bank Statement
• ITR/ GST Paper
Stashfin is currently Operational in 30+ Cities-
Delhi NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar, Coimbatore, Kolkata, Allahabad, Udaipur, Jaipur, Lucknow, Prayagraj, Kanpur, Bhopal, Shimla, Haridwar, Ranchi, Ahmedabad, Mangalore and more.
Security & Protection of Privacy-
Data security and privacy is a top priority at Stashfin. Our backend APIs comply with mandated security standards and robust protocols which have been tested and certified.
Stashfin has partnered with reputed and well-regulated entities like SBM Bank, DMI Finance, Visu Leasing Finance, AU Small Finance Bank, Kisetsu Saison Finance, Chola Finance and Western Capital.
Stashfin Instant Personal Loan App requires the following permissions to function properly:
• Text messages
• One time access to Location, Camera & Media
• Limited Device Info.
For queries, please mail us at grievance.officer@stashfin.com
What’s New
Version 5.6.3
Minor bug fixes and improvements.
Ratings and Reviews
A better option over other apps in the category
I have been a Stashfin user for over 3 years now and the experience have been satisfactory so far. The app is still evolving which causes issues while availing the services but then some people from customer support personally take care of the issue for you and get you the resolution in time. In case you are facing an issue, try asking for “ Prince “ and talk to him and he will make sure the issue is resolved in said time. Thanks to the upper management as well for being responsive always.
Reliable Financial Partner
Being a small-scale businessperson, I am well aware of the unexpected challenges that can arise. During a time when I urgently needed funds, I turned to StashFin for a loan. I have had generally positive experiences with StashFin. Their user-friendly app provides a convenient and efficient way to access financial support when needed. Once my loan was approved, the funds were quickly disbursed into my bank account, allowing me to address my financial needs without unnecessary delays or complications. StashFin's competitive interest rates and transparent fee structure made managing the loan and repayment much more feasible for a small business like mine.
I would like to extend my heartfelt thanks to StashFin for their invaluable assistance during this challenging time.
Developer Response ,
"Dear Customer,
Thank you for rating us highly and choosing us as your preferred lending App. We strive to provide outstanding service to all our customers and we promise to continue improving your experience on Stashfin.
-Team Stashfin"
Fraud company. Pathetic service. Please read this before applying for this fraud service.
I have taken a Stashfin card around a year back from now. I had taken 30k loan and after paying around 3 emi i preclosed the Loan with them. After checking my cibil scores if show my account is active and I have missed 5 payments, when I have already pre-closed the Loan with them. When I tried to reach Stashfin about it, first there is no number you can call them on, secondly it took me weeks to get a response from them. After which they reach back to me on email saying that it will 45 days and they have sent correct report to cibil for them to correct my scores. But it’s been 52nd day now and still there is no correction on my cibil and I can’t even open the support section on their app. This is utterly frustrating and disappointing service. Please don’t use their card if you want to be happy in life.
Developer Response ,
Dear Customer, we sincerely regret the inconvenience caused. We highly appreciate your feedback and helping us identify issues we can improve upon. For further assistance, www.stashfin.com/contact-us would be the best channel to get your query resolved at the earliest.
App Privacy
The developer, Stashfin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Eqx analytics Pvt Ltd
- Size
- 114.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 17+
- Copyright
- © Eqx analytics Pvt Ltd
- Price
- Free