FlexPay: Personal Loan App 17+

Personal Loan App for Salaried

VIVIFI INDIA FINANCE PRIVATE LIMITED

    • 3.9 • 370 Ratings
    • Free

iPhone Screenshots

Description

FlexPay, is an Instant Credit Line & Personal Loan app that provides customers for a loan of up to 3 lakhs online. FlexPay is a loan offering from Vivifi India Finance Pvt. Ltd., (N-09.00447), a non-banking financial company registered with the RBI. APR ranges between 19% & 55%; Loan Tenure is 10 to 36 months.
Payment Example*: For a loan amount of ₹ 50,000 at 29% annual interest rate for a tenure of 36 months, the maximum APR will be 31.16%. A one-time Processing fee of ₹ 1,000 will be charged for the loan at the time of 1st withdrawal. Flexible Monthly Instalments, Minimum payable is ₹2054. A total amount of ₹ 74,872 to be paid at the end of 36 months.

Annual Interest Rate ranges from 18% to 36.5%; One time processing fee of ₹ 0 to ₹ 1,250 will be charged at 1st withdrawal; Conditional interest ranges from 0% to 1.75% per month; ZERO Late Fee, ZERO Bounce cheque fees, & ZERO Prepayment penalty.

If you meet our simple loan eligibility criteria, you will receive instant cash in your bank account on the same day. FlexPay aims to be one of the most user-friendly Fast Personal loan apps in India.

FlexPay is an online personal loan app which is focused primarily on simplifying the life of users by offering superior features such as instant access to credit, a simple & quick loan application process, & Scan-now Pay-later option.

FlexPay provides instant credit for salaried individuals in India with an easy online application process. Using FlexPay personal loan app, you can get a quick loan online that you can use to pay for your groceries, food, medicines, bike service or buy train tickets & much more just using a smartphone & pay later at your convenience.

You can repay the instant cash loan along with interest conveniently in flexible payments at any time. So, apply for an instant personal credit & use the funds for your immediate needs.


Why use FlexPay?
Instant Credit Approval & disbursal: Get access to instant credit
Credit management: Check pending dues, review payment history, & track your spending
Quick payments: Make quick & easy merchant payments & send money to your friends & relatives instantly
No hidden Charges
Scan QR Code Flexible Repayments
Multilingual platform
One-time approval, anytime cash
Multiple withdrawals
Pay interest only on used money
Use instant credit to buy now & repay us the amount with minimal interest, anytime at your convenience.
FlexPay online personal loan provides a quick & easy Buy Now Pay Later - digital credit solution. You can call it a quick personal loan app or an app that offers a quick cash loan. Avail instant credit, rewards, & more on FlexPay.


Documents Required for Verification:

• Identity Proof (Aadhaar / Driver’s License / Passport / Voter ID)
• PAN card
• Address Proof (Driving License/Utility Bills / Aadhaar / Passport / Bank
Statements /Voter ID)
• Net banking verification for validating your income
• Selfie/Photo

To be eligible for a loan you must be:

• an Indian Citizen
• above the age of 21
• having a minimum salary of ₹4,000

About Safety and Security: FlexPay is completely safe & secure. Information you share is encrypted & only used to verify your application.

*The APR shown in the above example is based on an indicative payment schedule shared as part of loan agreement. Customers have full flexibility to either follow the indicative schedule or make multiple withdrawals and payments at their discretion, including the ability to pay off the entire outstanding balance without any prepayment penalty.
Queries?
Mail: support@flexpay.in, Call: +91-40-4617-5151
Address: Unit A, 9th Floor, MJR Magnifique, Khajaguda X Roads,
Raidurgam, Hyderabad, Telangana- 500008

What’s New

Version 3.7(2)

The latest version contains bug fixes and performance improvements.
- We're always improving our app to make it easier for you to use, so be sure to update it regularly or just turn on automatic updates.

Ratings and Reviews

3.9 out of 5
370 Ratings

370 Ratings

Kashif_Ali ,

UPI id and scan feature not working properly

Hi,

This app working fine except few of the services-

could not able to add UPI id to make the payment

Scanning feature not working while scan the QR it showing “this is not merchant id”

Could not able to add other bank details where we can make the payment

Please added those feature to improve the performance of app and I hope will be adding more customers.

Shivakumarhm ,

Worst Service

They chase you when at the beginning of Opening an account like no Holiday. Once you open account you cannot even conclave them. And they charge Interest and a service Charge. Which is unexplained anywhere.
You cannot contact even a peon of their office. Worst Fin service company I have ever come through. Pls dont go with this. Better find other.
I am rating one because I have no option less than that. If I had I could have underratted them to -1.
Guys pls don’t get in to their trap.

Hephzibahsathish ,

Not working

Hi I got a credit line increase message then I confirmed and waiting for video KYC update more than a ten days it doesn’t work always shows all are executives are busy so now I’m unable to open that app because if try to open that app goes directly to that kYC update
Even I couldn’t update my video KYC then how can I repay my dues after this
Pls give me a solution for this I don’t want to increase credit line I just want to repay my dues atleast properly
Pls solve this problem

App Privacy

The developer, VIVIFI INDIA FINANCE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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