Fold Money 4+

Manage all your finances

Lunchbrake Technologies Private Limited

    • 4.4 • 289 Ratings
    • Free

iPhone Screenshots

Description

To maintain a sincere record of your finances, every rupee and paisa accounted for, is the advice sent down through generations. But because of immovable consistency and considerable will required to follow this advice, only a very few managed to do it and reap the benefits of being in check of their money.

Fold aims at making those benefits accessible to everyone, without any effort required. Every time you make a transaction, for whatever purpose, a reminder to make a note of it, where it’s spent, on what e.t.c shouldn’t be hovering over your head all the time. Fold connects to your bank accounts, credit cards and investments to automatically get, tag, add merchants & extract insights without you having to do anything.

Use Fold to:

- Connect your bank accounts and automatically track transactions and balances.
- Connect your credit cards and track real-time usage and transactions.
- Connect your investments to track how well your portfolio is doing.
- Add rich metadata to those transactions, like notes, tags, icons, merchant e.t.c.
- Search and Filter transactions, figure out exactly how much you’ve spent and on what in a given duration.
- Put a rein on your spendings by being aware of where your money is exactly going, and places you can control your spending.
- Check your Cash Flow and compare it with previous months.
- Track accounts of dependents and loved ones so they never have to explicitly ask you for support.

All in all, be on top of your finances as if you’ve hired the smartest personal accountant. Except you’ve not, you’ve just downloaded Fold.

What’s New

Version 2.6.1

New Beta Playground Option: To help you recall the purpose of a transaction while tagging it, enable the new “Show narration while tagging transactions” option to see the narration sent by your bank. If you add notes while transacting through UPI, this will be especially useful!

This update also includes the following bug fixes and improvements:

- Increased the tap area of Tabs in the Transactions view.
- Updated the copy in Investments refresh sheet to clarify how Mutual Funds refreshes work.
- Fixed an edge case with "Augment with CC debt" option in the Total Balance widget where chosen credit cards were resetting on tapping Cancel even when the toggle was ON.

Ratings and Reviews

4.4 out of 5
289 Ratings

289 Ratings

Gokulkrishh ,

Frequent data sync is missing

Frequent data sync is missing, not sure if AA is not providing such a functionality but i have to wait for 1 day to see my transactions. It would be great if i could do refresh of data on demand or more than once auto refresh like every 8 hrs. Otherwise i love the app and its design plus minimal functionality and features.

Sagarpatel124 ,

Great Start 🚀

I am seeing such apps in western market from long and great to see initiatives by Fold Money. That is even more exciting to see Indian Banking Ecosystem taking technology seriously and opened up for startups. Our talent will push this to next level and help lots of consumers.

My one advice to fold money team, Take this as opportunity to serve consumers by making them financially educated. It will not just about showing data better way, implement things intelligently and inspire them to make wise decisions. e.g. Show them you can take a loan of x amount if you have y amount of balance. Same for their investments. Also cheering up them for more investment focused than expenses focused. Those personalise notifications and complete set up financial education module in app will make wonders.

I know, It's start and I am sure it will improved a lot in coming years. I just wanted to say, you are having best UI/UX team 🎉. Best of luck team for your future endeavours.

KrishnaAR ,

MoneyMate: Your Ultimate Financial Companion

I have started using this financial app from last couple of months which is powered by Account Aggregator technology, and I'm thoroughly impressed. It simplifies my financial life with features like seamless bank account tracking, intuitive tagging for expenses.

The app's user-friendly interface and comprehensive functionalities make it a must-have for anyone looking to take control of their finances. It's a game-changer!

Eagerly waiting for upcoming credit card, investment tracking and budgeting features.

App Privacy

The developer, Lunchbrake Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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