JioFinance 17+

Quick and Safe UPI & Bill payments, Bank account, Loans, Insurance, Money manager and Rewards

Introducing JioFinance, your one-stop app for fast and secure UPI payments, seamless bill payments, and personalised finance management. Enjoy new home loan, smooth home loan transfers, link all your mutual funds, access loans against property and loans on mutual funds —all with best-in-class terms.
Take control of your finances with Jio Payments Bank's secure savings account, featuring biometric authentication and a physical debit card. Easily track your expenses, pay credit card bills, recharge mobiles, and buy insurance tailored to your needs. JioFinance empowers you to handle all your financial needs digitally and effortlessly!

Seamless UPI payments
- Easy online payments while online shopping, food ordering, travel bookings, etc
- Scan QR codes & pay offline merchants like kirana stores, restaurants, petrol pumps, pharmacies seamlessly
- Link RuPay credit card and make quick merchant payments
- Send money to your friends, cab-driver, milkman or anyone using mobile number or UPI ID
- Effortless bill payments & instant recharges
- Make cross-border payments with UPI International
- Manage UPI settings like changing UPI ID, adding or removing bank accounts, manage mandates easily all from one place

Simplified Banking experience
- Open a zero balance digital savings bank account instantly in just 3 simple steps
- Get 3.5% interest rates on all your savings easily
- Transfer funds securely to any other bank account using NEFT or IMPS
- More secured with biometric authentication
- Get a physical debit card
- Easy account management services as listed below -
- View account balance
- Review transactions and passbook
- Update nominee details and communication address
- mPIN and security settings
- Customer support services

Easy Bill payments
- Now link and manage all your bills from one place and get due bill reminders to never miss out on any bill payment
- Convenient utility bill payments for electricity, water, piped gas, broadband, landline etc. with easy payment options
- Instant FASTag, DTH and mobile recharges to have uninterrupted experiences
- Pay your house rent, maintenance, office rental, security deposit, brokerage, etc. seamlessly
- Enjoy easy payments for credit cards, insurance, charity and education fees

Loans
- Get easy Loan on your Mutual Funds, Loan against Property, Home Loan and Home Loan Balance Transfer, just in a few clicks

Loans on Mutual funds
- 100% digital, seamless and easy process for quick finance
- In a matter of minutes you can now pledge your mutual fund investments and access money, that can be used for any of your financial needs
- That’s not all, you don't have to pay the loan interest on full amount at once. You will pay interest only on the utilised amount
- Eligibility of this loan is open to all salaried as well as MSME customers.

Highlights -
Finance Amount: ₹25,000 to ₹15 Lacs
Repayment Tenure: 3 years
Rate of Interest : Flat 9.9%
Processing Fees: Flat 0.50% of sanctioned loan amount Incl. of Taxes

Illustration -
For ₹1,00,000/- borrowed & fully utilised at a monthly interest rate of only 0.825% for 12 months (interest rate on actual utilisation amount annualised at Flat 9.9%), the payable amount would be: Processing fee of ₹500 (Flat 0.50%) , Other charges at ₹1000 (Annual maintenance charges levied at the end of each year : 1%) , and Interest ₹9900. The total amount to be paid back to Jio Finance Ltd after a year will be ₹1,11,400.

Loans against Property
- Get upto 10 crore loan amount
- Rate of interest starting from 9%*
- Repayment Tenure - 3 years to 15 years
- Product variants - Fresh LAP , Balance transfer and Top up ""

My Money
Link and view all your bank accounts and mutual funds in one place and analyse all your income and expenses with My money on JioFinance

Insurance
Compare a range of Health, Car, Two-wheeler and Life insurance plans offered by multiple insurers

Rewards
Earn exciting rewards with every UPI transaction and bill payment