Have you ever worried about money? You are not alone.
Download YNAB, get good at money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free one-month trial and stop feeling like you’re bad at money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)
The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
(YNAB) is hands down one of the most effective budgeting apps available today. Its envelope-style method, intuitive interface, and emphasis on proactive money management truly help users gain control over their finances. However, it’s disheartening to see that YNAB still doesn’t offer regional pricing or any form of purchasing power parity. For users in countries like India, the $99/year subscription becomes prohibitively expensive due to the currency conversion and lower average income levels. Despite its global user base, this lack of inclusive pricing prevents many from accessing a tool that could genuinely improve their financial health.YNAB is brilliant in design and function — it just needs to be more financially accessible to fulfill its mission for everyone, everywhere
Developer Response
Thank you for your kind words about YNAB, and for sharing this feedback on subscriptions being charged in USD! We would love to see folks all over the world loving how they spend their money, and we'll be sure to announce it loud and clear if we are able to offer regional pricing in the future.For now, I hope that the free material on our blog and embracing the YNAB Method will still be helpful for those located in regions where a subscription cost is more prohibitive! Third parties like Apple or Google may adjust the cost based on geographic region, so it could also be worth a try to see if there's an adjusted subscription cost offered there. - Caity @ YNAB
Reports Improvement for Mobile App
G_Waran
The App is great overall ! The only thing missing is the reports page is very simple in the mobile app and we can’t analyse anything there. It would be much better if it showed information just like in the desktop site. Please work on it as we need to analyse our spendings in the mobile app. Thanks !
Developer Response
Thanks for your review! I appreciate your feedback on mobile reports, and will be sure to pass that along to our team. 😊 \- Aubrey @ YNAB
Budgeting App in True Sense
Raktim Raj Baruah
This is a budgeting app in true sense where in you can assign your money to your planned expenses. Other so called budgeting apps are just expense tracker but here you are suggested to plan ahead before spending the money. Hence in true sense you can save money & not just track your expenses. The platform has a learning curve but once you get the hang of it (which is pretty basic to be honest), you will fall in love with budgeting and money management.
Developer Response
This is so wonderful to read, Raktim! I'm excited that YNAB's proactive approach has made a difference and helped you to love managing your money. Thanks for sharing! - Caity @ YNAB
Excellent app to break paycheck to paycheck cycle
GourabDey
YNAB is the app which i was looking for since 3-4 yr and finally my search for the app ended here. It has all the functionalities which i wanted in an app starting from budgeting to expense tracking including future expenses. It’s helped me to break the “Paycheck to paycheck” cycle. Highly recommended one.Only thing I felt it’s lacking is the chart and report in mobile app. I have to use the web application for pulling the report.
We've squashed some bugs and made a few improvements to make it easier than ever to get good at money. Notably: Current Goal just got more flexible! Categories with certain monthly, yearly, and custom targets now qualify, so it's easier to track the savings goal that matters most to you.
Version 26.20
The developer, You Need A Budget LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More