Amigo AI: Agentic intelligence meets liquid glass design. Your AI financial advisor that optimizes budgets, and plans your future - all in one beautiful, fluid interface
Amigo AI is your intelligent personal finance assistant, designed to simplify financial management on iOS. Whether you're tracking transactions, creating budgets, managing bills, or seeking personalized advice, Amigo AI combines the power of AI with secure data handling to provide clear, actionable insights.
Key Features:
- Automated Transaction Logging: Syncs transactions and categorizes them automatically, so you don't have to worry about manual entry.
- Dynamic Budgeting: Real-time budget adjustments based on spending patterns help you stay on track with your financial goals.
- Split Expenses: Easily divide costs with friends, family, or roommates and track who owes what.
- Debt Management: Monitor and manage your debts with smart repayment strategies and progress tracking.
- Bills Management: Never miss a payment with automated bill tracking, reminders, and payment scheduling.
- Currency Converter: Access real-time exchange rates and convert between currencies instantly for international transactions.
- Smart Calculator: Built-in calculator with integrated currency conversion for quick financial calculations on the go.
- Personalized Financial Guidance: Tailored advice on budgeting, spending, and investing supports your long-term financial health.
- Privacy & Security: Your data is safely stored in iCloud using CloudKit, giving you full control and ensuring only you have access.
- Customizable Experience: Amigo AI adapts to your unique needs, offering options to personalize with your own OpenAI key, tone, and more.
PERFECT FOR:
- Couples sharing household expenses and tracking joint budgets
- Students managing limited budgets and splitting costs with roommates
- Freelancers tracking business expenses and tax deductions
- Travelers converting currencies and tracking international spending
- Anyone seeking a Mint alternative with enhanced AI capabilities
WHAT MAKES US DIFFERENT:
Unlike traditional budget apps, Amigo AI learns your unique spending habits and provides proactive insights. Our AI assistant anticipates your needs, suggests savings opportunities, and helps you avoid overdrafts before they happen.
LOVED BY OUR USERS:
***** "App for the AI era!! Voice Siri to add expenses enables lazy people like me to track easily" - Eesansiva
***** "The financial insights section is amazing, helped me track my expenses and keep watch" - Avnish S.
***** "Made a significant change in my expense tracking and helps me follow budget goals" - Nadz04
***** "User friendly design and AI driven insights make tracking expenses a breeze" - Nikitarao
NEW IN 2025:
- Smart Debt Management - Track multiple debts with snowball & avalanche calculators
- Advanced Bills Tracker - Never miss payments with intelligent reminders & auto-scheduling
- Real-time Currency Converter - Live exchange rates for 150+ currencies
- Financial Calculator Pro - Built-in currency conversion for instant international calculations
- Gmail Receipt Scanner - Auto-import and categorize email receipts from any bank
- Bank Statement Import - Upload CSV/PDF files for instant AI categorization
- Expense Splitting - Divide costs with friends and track who owes what
- Voice Commands - Add expenses hands-free with Siri integration
Why Amigo AI?
Founded by indie developer Tirupati Balan, Amigo AI was created to address the challenges of managing finances on iOS without SMS synchronization or manual logging. With an intuitive design and advanced machine learning, Amigo AI turns financial management into an effortless experience.
Secure and Private
Amigo AI prioritizes your privacy, ensuring compliance with GDPR standards, routine audits, and secure access through Apple's DeviceCheck API. From end-to-end encryption to customizable financial insights, your security is at the forefront of everything we do.
For inquiries, reach out to Tirupati Balan at hello@amigo.finance.
Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
This app had potential, but it completely fails at the one thing a budget tracker should do: keep track of your money reliably. If you remove the app from the background or it closes unexpectedly, all your transactions vanish. No backup, no autosave—just gone. Imagine logging every expense and then losing it all randomly. It defeats the whole purpose of budgeting. Until this is fixed, I can’t recommend it to anyone serious about managing their finances.
Works Well, Need Expense Splitting
Girish_3995
Amigo AI is solid for budgeting and tracking expenses, but it would be even better with an expense-splitting feature. Currently, I find it a bit cumbersome to manually divide costs with others when we share bills or group expenses. A feature that allows me to easily split expenses with friends or family, track shared payments, and settle balances would make this app much more versatile. Additionally, integration with payment platforms to automatically split and settle these expenses would streamline the process even further. This would save time and reduce the hassle of managing shared finances, making Amigo AI a more comprehensive tool for both personal and group financial management.
Developer Response
Hey Girish,Thank you for your valuable feedback. We are glad to hear that you find Amigo AI useful for budgeting and tracking expenses. We're continuously working to improve the app, and your suggestion for an expense-splitting feature is noted and appreciated. We love hearing ideas that help us make Amigo AI even better for everyone!Cheers,Team Amigo
Poor expense tracking
Kiran B Chitari
This app is disappointing. It has several issues — pulling down to refresh often crashes the app. It doesn’t track expenses automatically, so I have to enter all expenses manually or rely on Gmail sync, which doesn’t even capture all transactions accurately. While the AI integration is impressive, it’s pointless if the app can’t perform its core function of tracking expenses effectively. Honestly, I find the CRED app much better for expense tracking. If CRED adds AI features, this app will have nothing unique to offer.
Developer Response
Hi Kiran,Thanks for your valuable feedback. I will consider smoothing out the experience of adding expenses more easily and crash free.To work auto sync it depends on Gmail only which support tested sync of HDFC and AXIS bank only. Will try to support all other bank syncs which uses AI that is the reason it is not that accurate.Thanks for gesture on AI integration part. Will work hard to make smooth everything as possible.Cred has thousands of employees around them to fix things in Amigo everything is single handled.Still will try best to give experience like CRED even more better one cant even imagine.
Very Useful for Daily Tracker
Nadz04
This is a must try app !!! I have recently started using this app and it had made a significant change in my expense tracking and helps me decide and follow budget tracking.You can set your expense goals and this will help you save for your next goal.
Optimization which matters the most!!
Love
Amigo
Version 2.0.112
The developer, Tirupati Balan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Voice Control
Larger Text
Dark Interface
Information
Provider
Tirupati Balan
Size
96.2 MB
Category
Finance
Compatibility
Requires iOS 17.6 or later.
iPhone Requires iOS 17.6 or later.
iPad Requires iPadOS 17.6 or later.
Mac Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.