Spensio is a modern expense tracker and budget planner that makes everyday money decisions feel simple. Track daily spending, subscriptions and loans in one place, get smart insights, and stay on top of your cash flow without spreadsheets.
Spensio is built for real life spending: quick captures, clear reports and thoughtful reminders so you do not miss bills or lose track of small everyday purchases.
Key features:
Fast Expense Capture
- Add expenses in seconds with a clean, focused sheet
- Tag spending with categories, wallets and notes
- Edit or delete transactions anytime
Smart subscriptions hub
- Track all your recurring subscriptions in one place
- See next renewal dates and monthly totals
- Mark payments, view recent charges and avoid surprise renewals
Budget planning and control
- Create budgets by category and wallet
- See progress, remaining amount and overspend at a glance
- Filter by period to understand how your goals are tracking
Loans and Repayments
- Add loans with amount, rate and term
- See remaining balance and upcoming due dates
- Track payments and progress toward payoff
Multi‑wallet support
- Separate personal, work, cards and accounts
- Assign every expense to the right wallet
- Understand where your money actually sits
Rich reports and Insights
- See spending by day, category and time of day
- Visual charts for trends and category breakdowns
- Filter by custom date ranges for deep dives
Smart capture tools
- Scan receipts to extract amount, date and merchant
- Optional AI voice mode to turn natural language into expenses
- Intelligent quick‑add suggestions based on your habits
Thoughtful Reminders and Notifications
- Subscription reminders before renewals
- Loan and bill overview on the home screen
- Gentle nudges to review your recent spending
Privacy and Offline friendly
- Your data is stored on device using Apple technologies.
- No account required to get started
- Export data to CSV or JSON whenever you want a backup
Why Spensio?
- Designed for clarity, not complexity.
- Focused on the three pillars that matter most: Daily Expenses, Subscriptions and Loans.
- Built for people who want control over their money without becoming finance experts.
Spensio helps you see where your money goes, stay ahead of recurring costs and feel confident about everyday spending, all in a calm, focused experience.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://spensio.netlify.app/privacy
Can I get the more details about the data backup, If I reset my mobile, dont want to restore the entire mobile configuration fromicloud backup, is any option to restore the data that I stored earlier.Thanks
User Feedback & Feature Requests
Hassan_seematti
Hello Spensio Team,I have been using the Spensio app for the last 10 days and I really like the concept. I would like to suggest a few improvements that will make the app more user-friendly:1.Plus (+) option inside the same categoryExample: If I add Food = ₹10, later I should be able to press a “+” button and add another ₹10 directly to the same Food category, instead of creating a new entry.2.Quick “Add” from category screenAfter choosing a category, there should be a + button to add amount immediately in that same category.3.Add Category option inside Plus buttonWhen clicking +, please provide an option to add a new category from there itself (no need to go back to settings).4.Report section is too complexToo many options in reports. Please simplify it.5.PDF export for reportsIt would be very helpful if we can export reports as PDF.These features will greatly improve daily expense tracking and overall usability.Thank you for your support. Looking forward to future updates.
iCloud backup is not working in all devices
Atoms.b
I had tried to give input in my iPad, but the same details is not reflecting into my iPhone 15. Even though I had purchased pro version, but I could not able to find the iCloud backup option. It seems that iCloud backup is not enabled in this app or could you please guide me how to do that ?
Good app
Gopi Sarangapani
Bro need reminder git few bugs because i given already completed subscription but that show some bugs
Safety Tip: You may take a manual backup of Spensio Data in App Settings before Updating.
- Default Categories Delete Option available
- Fixed Duplicate Notifications alert for Subscriptions and Loan Payments.
- Tap and Hold to Edit Loan Repayment Schedules only in Manual mode
- Loans Repayment Schedule Paid, Overdue Indicators
- Loans Page UI Refinements for Better Understanding
Version 1.1.6
The developer, Robinson Chinnappan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
