• Location in Log Your Day — your location is auto-detected and attached to each expense. Tap the location card to pick a different spot on the map. • Stability fix — resolved a crash that could occur when deleting expenses in Log Your Day. • Smarter SMS detection — after adding an expense from a copied bank SMS, Ruply won't prompt you for the same transaction again. • Bug fixes — fixed Share My Week date range, improved icon alignment on the home screen, and general polish.

What's New in 1.5.4 • Spending Map — see where your money goes on an interactive map with city detection • Partial Settle Up — settle any amount, no need to pay the full balance • Bulletproof iCloud Sync — auto-recovers from errors, your data stays safe • Streak milestones now awarded correctly when streak is restored • Custom categories now appear in transaction filters • Repair Sync button in Settings when sync is unhealthy • Splits UX fixes, design polish, and accessibility improvements • Inline App Lock toggle in Settings

Bug Fixes & Improvements • Fixed sign-out and sign-in flow — no more getting stuck on the restoring screen • Fixed App Lock sometimes showing "Authentication failed" on launch • Small spending categories in pie charts are now grouped into "Others" for better visibility — tap to see the full breakdown • Delete Account now properly removes all data including splits • Security fix: transaction alerts no longer appear over the lock screen • Consistent spacing and card styling across all screens

Bug Fixes & Improvements • Fixed an issue where App Lock could show "Authentication failed" on launch — Face ID / Touch ID now works reliably every time • Small spending categories in pie charts are now grouped into "Others" so every rupee is visible — tap to see the breakdown • Security fix: transaction alerts no longer appear over the lock screen • Visual polish: consistent card styling across the app

Improved iCloud sync reliability — all expenses, including group splits, now sync correctly across devices. Smarter sync status in Settings so you always know your data is up to date. Fixed split calculation rounding and general bug fixes.

- iCloud Sync — your expenses, splits, budgets, and settings now sync automatically across all your Apple devices - Seamless device setup — sign in with Apple on a new device and your data restores automatically - Mark individual people as paid in group splits with one tap - Streak recovery — see your previous streak history even after losing a streak - Settle Up redesigned — mark as settled works for cash, UPI, or any payment method - Bug fixes and performance improvements

- Mark individual people as paid in group splits — tap the circle next to their name and balances update instantly - Settle Up redesigned — "Mark as Settled" is now the primary action, works for cash, UPI, or any payment method - Scan & Record — scan any UPI QR code to instantly log the expense with pre-filled details - Removed UPI payment requirement from splits and notifications — everything works without a UPI ID now - "Paid by" now shown on expense details for split transactions - Settled friends show a green checkmark on the dashboard - Bug fixes and performance improvements

Critical bug fix for data preservation

• iCloud Sync: Your expenses now sync across all your devices automatically • Interactive Widgets: Tap the + button on your home screen widget to log expenses instantly • Siri Shortcuts: Say "Log expense in Ruply" to add expenses hands-free • Smart auto-categorization: Ruply learns your merchants and pre-fills categories • Streak milestone badges: Earn badges at 7, 14, 30, 50, 100, and 365 days • Recurring expense detection: Ruply suggests tracking repeated payments automatically • Enhanced search with amount range and source filters • Scheduled dark/light mode • Copy expenses for Google Sheets • Bug fixes and performance improvements

This is a big one. SPLIT EXPENSES WITH FRIENDS • Add friends and groups to track shared expenses • Split bills equally, by percentage, or custom amounts • Share via WhatsApp — your friend opens Ruply and the split imports automatically • See who owes you and settle up directly SCAN & PAY WITH UPI • Scan any QR code and pay via your preferred UPI app • The expense is logged automatically — zero extra steps SETTLE UP WITH UPI • Pay friends or request money directly from the split screen • Works with GPay, PhonePe, Paytm, BHIM, CRED & more IMPORT BANK STATEMENTS • Drop a PDF bank statement and Ruply extracts all transactions • Review, categorize, and add months of expenses in seconds AI CHAT — ASK MONEY • "How much did I spend on food this month?" • Ask questions about your spending in plain English REDESIGNED ONBOARDING • Streamlined from 12 steps to 5 — get started in under a minute SMARTER HOME SCREEN • Tools organized into categories: Expense Tools, Insights, Planning • Contextual tips that teach features at the right moment OTHER IMPROVEMENTS • Daily expense logging streak with rewards • Spending map to see where your money goes • Voice input for hands-free expense entry • Smart clipboard import (no more annoying paste dialogs) • What's New screen after every update

- Improved bank SMS parsing — supports more date formats from HDFC, SBI, ICICI, and other Indian banks - Fixed SMS parsing failures caused by invisible characters when pasting from Messages - Transfer SMS (e.g. "debited from X & credited to Y") no longer incorrectly rejected - Added support for ₹ symbol, NACH mandates, and auto-debit SMS formats - Better error messages when SMS parsing fails — now tells you exactly what went wrong - HDFC ERGO and other insurance payments now correctly categorized - Bug fixes and stability improvements

- Home screen & lock screen widgets — see today's spend, budget remaining, and your streak at a glance - EMI Tracker — manage all your loans and monthly obligations in one place - Budget Envelopes — goal-based budgeting for trips, festivals, or any savings target - Spending Map — see where you spend on a real map with clustered pins - Money Story — Spotify Wrapped-style monthly spending recap - Custom Categories — create your own categories with custom emoji, hide ones you don't use - Daily Streak with calendar heatmap — build a habit of tracking expenses - Customizable dashboard — rearrange and pin your favourite quick actions - Edit EMIs and Envelopes after creation - Improved bank SMS parsing for more date formats (dd-MM without year) - Now supports iOS 17.6 and above — more devices can install Ruply - Bug fixes and stability improvements

• Spending Map — See where your money goes on an interactive map with category pins, top spending locations, and transaction breakdowns • Improved location search — Live Apple Maps search when adding expense locations • Custom categories in recurring expenses — Your custom categories now work everywhere • Better SMS parsing — Improved detection for more bank SMS formats and date patterns • Bug fixes and performance improvements

What's New in 1.0.2 • Interactive Analytics — Tap any category in the pie chart to see detailed breakdowns, top merchants, budget progress, and recent transactions • Smarter Loading — Money Story now shows real-time progress percentage while generating your financial narrative • Seamless Reinstall — Returning users are automatically detected via iCloud. No need to re-onboard after reinstalling • SMS Parser Fix — Fixed an issue where bank SMS messages containing company names like "PVR INOX Limited" failed to parse • Full-Width Insights — Analytics insight cards now display correctly across all month tabs • Filtered Categories — The transaction filter screen now only shows categories you've enabled • Polished Onboarding — Improved spacing and layout on the category selection and budget setup screens

- Interactive analytics: Tap any category on the pie chart to see detailed breakdown, top merchants, budget progress, and recent transactions - iCloud sync: Your data now automatically backs up and syncs across devices - Redesigned onboarding with clearer guidance and feature highlights - Improved Money Story loading with progress indicator - Recurring expenses: Track subscriptions, rent, and bills that repeat on a schedule - UI consistency improvements across all screens - Bug fixes and performance improvements