Zapcash - Quick Loans
Instant Personal Loan App
Free · Designed for iPad. Not verified for macOS.
Apply for a personal loan through a fast, secure and transparent digital journey. Check eligibility, view available offers and complete your application online.
Zapcash – Instant Personal Loan up to ₹1,00,000
Enjoy quick personal loans at low interest rates through a hassle-free, 100% digital process.
Receive the approved loan amount directly in your bank account—fast, securely and completely online.
Whether you need funds for medical emergencies, travel, education or personal expenses, Zapcash makes borrowing simple and transparent.
Regulatory & Lending Information
Zapcash is a digital loan facilitation platform that partners with an RBI-registered Non-Banking Financial Company (NBFC), Weekline Investment and Trading Company Ltd. [RBI Registration No.: 14.01001], to provide personal loans to eligible customers.
Loans are provided in accordance with the guidelines issued by the Reserve Bank of India under the Digital Lending Guidelines.
Safe & Responsible Lending
Why Choose Zapcash?
• Instant personal loans up to ₹1,00,000
• Direct disbursal to your bank account
• 100% paperless and digital process
• Transparent charges with no hidden fees
• Apply instantly in a few simple steps
• Secure and encrypted platform
• Instant decision with minimal documentation
Eligibility
• Age: Minimum 18 years
• Employment Type: Salaried or Self-Employed
• Minimum Monthly Income: ₹18,000 or above
• Mobile Number: Aadhaar-linked mobile number for verification
• Citizenship: Indian resident with valid KYC documents
Loan Details
• Loan Amount: ₹5,000–₹1,00,000
Sanctioned by Weekline Investment and Trading Company Ltd., an RBI-registered NBFC
• Interest Rates: 12%–30% per annum
• Loan Tenure: 6–60 months
• Processing Fee: Up to 5.1% of the principal amount + GST
• Quick & Direct Transfer: Funds are disbursed by our NBFC partner directly to your bank account
• No Collateral Required: Get a loan without pledging any security
• Foreclosure and Part-Prepayment Available
• Maximum APR: 32.15%
• Late Payment Charges: As per the loan agreement
Interest rates and loan terms may vary depending on the applicant’s credit profile, eligibility and risk assessment.
Representative Loan Example
Loan sanctioned by Weekline Investment and Trading Company Ltd.: ₹1,50,000 for 3 years
• Processing Fee: ₹6,195
3.5% + GST + ₹500 Stamp Duty
• Interest Rate: 22% p.a.
Calculated on the reducing principal balance
• EMI: ₹5,730 per month
• Total Payable: ₹2,06,280
• Total Interest Paid: ₹56,280
• Annual Percentage Rate (APR): 25.14%
Fees & Charges
Fees and charges are applied by the NBFC partner.
• EMI Bounce Charge—1st Day: 4% of Principal Overdue* or ₹500, whichever is lower
• Penal Charges—2 to 180 Days: 36% p.a. on Principal Overdue, plus GST if applicable
*Rounded to the nearest rupee.
How to Apply on the Zapcash App
1. Download the Zapcash App
2. Sign up using your mobile number
3. Verify your PAN and basic details
4. Complete the 100% digital KYC process
5. Select your loan amount and tenure
6. Review and accept the loan agreement
7. Receive the funds directly in your bank account
Customer Support
Email: care@zapcash.in
Phone: 8503090309
Grievance Officer
Name: Prashant Kabra
Email: grievance@zapcash.in
Phone: 7665466546
Privacy Policy: https://www.zapcash.in/privacy-policy
Experience a smoother and more convenient loan application journey. Check your eligibility, explore available loan offers, complete verification, and apply securely.
The developer, Corta News, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Omnistack Innovation Private Limited
- Size
- 72.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © 2026 OMNISTACK INNOVATION PRIVATE LIMITED