Smart - All In One Calculator
Plan Calculator & Agent Tools
Free · In-App Purchases
Now with New Jeevan Dhara-II, Health Shield and New Cancer Cover — quotes, reports, presentations and proposal forms on your iPhone.
Smart - All In One Calculator is a professional toolkit for life-insurance agents and financial advisers in India. Prepare clear plan illustrations, compare options for your clients and run your day — all from your iPhone or iPad.
Includes free tools and optional Premium features, as described below.
PLAN PRESENTATIONS
• Plan-wise benefit illustrations with maturity, survival and death benefits, bonus projections and surrender values
• ULIP illustrations with fund value projections, charges and partial withdrawals
• Annuity and pension illustrations with supported annuity options
• Shareable PDF reports and single-page summaries in English, Hindi, Malayalam, Tamil and other Indian languages
PREMIUM PRESENTATIONS (Premium)
• Print-ready and social-share PDF designs for General, ULIP and Annuity plans
• Focus-based storytelling: education, marriage, retirement, wealth and more
• Add your own cover and summary pages, rename plans, hide sections and brand your reports
PRODUCT MIX & MAGIC MIX
• Combine several plans into one solution for a family and see the combined cash flow
• Monthly income ladder, IRR summary and member-wise reports
• Magic Mix suggests ready combinations for common client goals
AGENT TOOLS
• MDRT planner, earnings calculator and club planner
• Revival and late-fee calculator, Smart Underwriter medical requirements
• Income tax calculator, age calculator, date backing, BMI
• Bank IFSC lookup and branch search
• Postal savings scheme calculator
• Need analysis for life, education, marriage and retirement goals
• Quick presentations, plan videos and a forms library
CLIENTS & LEARNING
• Client records with policy details, schedules and reminders — stored locally on your device
• Proposal and policy-servicing forms filled from your client data
• IC 38 exam preparation with chapter notes, flash cards and practice tests
• Posters and a Magic Poster editor for your social media
PREMIUM SUBSCRIPTION
Premium removes ads and unlocks Premium Presentations, turns Magic Mix suggestions into editable Product Mix presentations, and adds five-section earnings planning, automatic ULIP NAV updates, premium posters and full PDF customisation.
• Yearly or 6-month auto-renewing subscription, billed to your Apple Account
• The price is shown in your local currency before you confirm
• Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period
• Manage or cancel any time in Settings → your name → Subscriptions
The app can be used without a subscription.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Additional Terms: https://ifundatechnologies.com/terms-of-use/
Privacy Policy: https://ifundatechnologies.com/smart-all-in-one-calculator-privacy-policy/
IMPORTANT
Smart - All In One Calculator is an independent app by iFunda Technologies Private Limited. It is not affiliated with or endorsed by LIC or any government entity, and it does not sell insurance. Illustrations and projections are estimates, not guarantees of future returns or benefits. Actual benefits depend on the policy terms and applicable insurer declarations. Always refer to official policy documents.
Support: support@ifundatechnologies.com
Three new plans, with everything you need to present them:
• New Jeevan Dhara-II (892): quote all 11 options — regular or single premium, single or joint life — with the premium in every mode, the lifelong pension, benefit illustrations, PDF and Premium Presentation. The Options Planner compares every option side by side, and the Deferment Planner shows the pension for every deferment period.
• Health Shield (907): cover the whole family in one plan, each member with their own daily benefit and optional riders, with both premium modes side by side. Reports, client PDF, single pager and Premium Presentation, plus a searchable reference of covered surgeries, day-care procedures, waiting periods and exclusions.
• New Cancer Cover (908): quote the premium, show a dated claim illustration and share the client PDF, single pager or Premium Presentation. It also joins Product Mix under its own Health chip, with Section 80D tax columns.
Also new:
• Fill the Cancer Cover and Health Shield proposals in the app — every family member, medical history and ACR — and download the completed forms.
• Faster proposal entry: plan search, quick entry for the newest plans, Form 443 and Form 360 for infants.
• New proposal forms and brochures in the Library, and Insights for all three plans.
• Commission for the new plans in the Earnings Calculator.
• Premium restores straight from your iPhone, plus clearer reports and stability improvements.
The developer, iFunda Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- IFUNDA TECHNOLOGIES PRIVATE LIMITED
- Size
- 186.5 MB
- Category
- Business
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Yearly ₹ 799
- Premium 6 Months ₹ 499
- Copyright
- © 2026 IFUNDA TECHNOLOGIES PRIVATE LIMITED