INDIE: Savings, FD, Loan & UPI 17+

Welcome to a smart and intuitive ‘you-first’ digital banking app, INDIE. Your one-stop shop for all things money and banking. Want to open a new savings account (सेविंग्स अकाउंट)? Track your expenses and analyse your spending? Make money transfers and UPI payments? Park your emergency fund in a fixed deposit to earn high interest? Borrow funds instantly to meet unanticipated expenses? Do it all in just a few clicks on INDIE. No need to visit a physical bank branch anymore – INDIE brings banking to your fingertips.

This revolutionary digital banking app has been designed to help you stay on top of your finances at all times. With a user-friendly interface, cutting-edge security features, and a wide range of banking solutions, INDIE is your digital bank (बैंक).

Why INDIE?

Zero-balance account: Enjoy a savings bank account (बैंक अकाउंट) with no minimum balance requirement. INDIE’s zero-balance savings account (सेविंग्स अकाउंट) offers a hassle-free banking experience. That’s not all. You can open a savings account in just a few minutes from anywhere and with minimal paperwork!

High interest rates: Grow your savings over time with the best interest rates out there. Earn an interest rate of up to 6.75% p.a. on your savings account (सेविंग्स अकाउंट) and 7.5% p.a. on your fixed deposits.

Flexibility and liquidity: Link your FD to your INDIE savings account (सेविंग्स अकाउंट) to maintain liquidity at all times. Any time your bank account (बैंक अकाउंट) balance runs low, you can make payments directly from your FD.

Instant credit line: Activate a credit line of up to ₹5 lakh instantly and borrow money any time, multiple times! With your INDIE line of credit, you have instant access to funds and are charged interest only on the amount withdrawn. Get the best features of a personal loan (पर्सनल लोन) and a credit card (क्रेडिट कार्ड) combined in your line of credit. The interest rates are between 11.99% and 28% and may vary on case-to-case basis. Here’s an example to understand the calculation.

Example:

Amount withdrawn: ₹10,000
Tenure: 3 months
Rate of interest: 13% p.a.
Processing tee: ₹200
Total interest: ₹228
EMI: ₹3406
APR: 27.69%
Amount disbursed: ₹10,000
Total Repayment Amount: ₹10,228

Online payments: With your INDIE bank account (बैंक अकाउंट), make online payments seamlessly through various modes – IMPS, NEFT, RTGS, and UPI payments. Manage your money like a pro and stay on top of all bills and dues.

Invest in multiple securities: Build your investment portfolio by investing in stocks, IPOs, ETFs, and more all from a single platform. Get real-time market updates and access advance charting and drawing tools to make informed investment decisions.

Loyalty program: Enjoy a transparent rewards-based loyalty program. Pick three of your favourite brands and earn up to 3% reward points or INDIE Gems on them. Redeem these Gems instantly as cashback or vouchers.

MoneyMate: As a digital bank (बैंक), INDIE offers services and features that go beyond the traditional banking services. You can track and explore your spends across categories like shopping, groceries, etc., and set monthly budget goals. Receive alerts when you’re close to reaching your budget limit and stick to your budget better. With INDIE’s MoneyMate, get a better handle on your finances and make money management easier than ever before.

How to get started?

Simply download the INDIE app from the App Store. Sign up by entering your basic details like name, phone number, and email address and submit your KYC documents. Finish your video-KYC process and begin exploring and enjoying all the features and services of your new revolutionary digital banking app.

Get in touch with us

Contact Number: 1860 267 2626
Email ID: indie@indusind.com

Timings

Service Desk Timings: 8 am to 8 pm – All 7 Days
Video KYC Desk Timings: 9 am to 7 pm – All 7 Days