Jupiter: UPI & Credit Cards 4+

Name: Jupiter: UPI & Credit Cards
Rating: 4.7 (35367 reviews)
Author: Amica Financial Technologies Private Limited

Save & Invest

Amica Financial Technologies Private Limited

- 4.7 • 35.4K Ratings

- Free

iPhone Screenshots

Description

Get the lifetime free 3-in-1 credit card and switch between shopping, travel, and dining for 2% cashback. Scan any QR and pay with this credit card online, in-store, or with UPI. Track your UPI and credit spends to get monthly Insights. Get the Edge CSB Bank RuPay Credit Card exclusively on Jupiter. Apply now & claim a welcome voucher worth ₹250 from brands like Amazon, Swiggy, Myntra, & more!

Jupiter Money, the 1-app for everything money!

Jupiter brings you instant account opening in 3 minutes (Savings Account is opened with Federal Bank). Jupiter is the easiest, personalised money management app that helps you take control of your finances. Track spends, pay bills, save for goals, and invest & grow your money!

Earn 5X Rewards on your spends* with UPI & Debit card spends
→ Zero balance savings account
→ Open digital bank account online
→ Your money is insured up to Rs. 5 Lakh by DICGC
→ 24x7 Chat Support
→ Jupiter offers fast & secure UPI payments with BHIM UPI
→ Track expenses with spend categories
→ No hidden fee, charges
→ Get a Mini Loan up to Rs. 1.5Lakh
→ Get a Personal Loan up to Rs. 5Lakh
→ Get high interest (up to 7.50%) p.a. with Fixed Deposits
→ Auto-invest daily, weekly, or monthly with zero commission Mutual Funds
→ Buy once or auto-save regularly in 99.99% purest 24K Digital Gold
→ Track your Loans and never miss an EMI payment
→ Track all bank accounts in 1 place
→ Make 20+ Bill Payments online

Upgrade to the most rewarding corporate Salary Account online:

→ Get a Zero Balance Salary Account
→ Earn up to 5% cashback on spends*
→ Get Personal Loans of up to ₹5,00,000*
→ Get advance on your salary with Mini Loans up to Rs. 1,50,000 at 0% interest
→ Save up to ₹3500 every month on Forex charges

How to manage money and do money right?

-Track spends by Category
-Pay with your Jupiter UPI ID for online payments

Mutual Funds on Jupiter: The smarter way to invest online!

- Earn up to 1.5% extra returns with 0-commission Direct Mutual Funds
- Invest once, or auto-invest daily, weekly, or monthly
- Start small with SIPs starting at just ₹10
- Enjoy 0-Penalty on missed Mutual Fund SIPs

24K 99.99% Purest Digital Gold on Jupiter

- Buy & sell anytime
- Invest once, or auto-save daily, weekly, or monthly

Lending partners:
Amica Finance Pvt Ltd
Kisetsu Saison Finance (India) Pvt.Ltd

> The minimum period for loan repayment is 3 months. The maximum period for loan repayment is 12 months.

Annual Interest rate (monthly reducing rate): 16-28%
Maximum APR: Up to 36%

The APR is calculated using several factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

> Example:
Loan amount: Rs. 1,00,000
Interest - 16% p.a
Tenure - 12 months
Processing Fee - Rs. 2,360 (Including GST)
Disbursal amount - Rs. 97,640
EMI - Rs. 9,073
Total Interest - Rs. 8,877
Total amount payable - Rs. 1,08,877

For queries & support: support@jupiter.money

Jupiter uses the following permissions to secure your account:
Location: To detect any suspicious activity in your account (required by NPCI for UPI transactions)
Contacts: To help securely send money to friends and family with UPI
Camera: To scan QR codes and to verify your identity with a photo
Phone: To link your number to your account on Jupiter
Send and read SMS: To verify your number, register UPI, and help track transactions and bill payments

Disclaimers:
Jupiter is a marketplace which offers different products including loans, investment, co-branded cards in partnership with the different regulated entities. Jupiter itself is not a bank and doesn't hold or claim to hold a banking license. The Savings Account, Fixed Deposit, co-branded VISA debit and credit card are issued by Federal Bank. All funds in the account are insured up to approved limits by DICGC. The Edge CSB Bank credit card is issued by CSB Bank and exclusively available on Jupiter.

18 Jul 2024

Version 3.0.9

People categorise their spends differently. For some every food order, every cab ride is the same. Others are more specific. Unfortunately, a bug was stopping users from manually changing categories for already categorised spends. Now, they can reassign categories instantly.
To test the new update our admin recategorised a few spends:
Food delivery order ---> Food & drinks
Food delivery order on a Monday ---> Personal care
Food delivery order for sister ---> Charity

4.7 out of 5

35.4K Ratings

Brilliant application, brilliant customer centricity!

I have been using Jupiter for almost 4 months now and I switched to making most of the transactions through Jupiter. Did not rate it till now because I was enjoying the platform for quite some time but like most customers, rated it but did not review it, did not think about the app developer till now, being very open about it. What made me write this review was an Email that I received from the Jupiter team a couple hours back, stating that they will be undergoing maintenance tomorrow for 12 hours, being a banking platform, that could affect the end customers in a lot of ways and they made sure that the customers were aware of it, beforehand, on a week-off, when people love to spend. Here are some features that I loved: - Saving money in POTS - Very clear instructions about the Rewards programme(usage - based and not coupons) - Tracking and Categorising the money you spend - You can calculate your Net worth and credit score regularly through the application - A very clean UI which is amazing to use - Amazing support, amazing customer centricity(Best Feature) Would recommend it to anyone and everyone. 10 stars and a lot of love.

Hello, patron! Thank you very much for the stellar feedback and the perfect ratings. Going above and beyond for our customers gives us great pleasure, and it is one of our top priorities. Thank you once again for making our day. We'll do everything we can to keep it going. Take care and have a wonderful day ahead of you. 😊
-Devjyoti

App not working

I am using jupiter more than a year. When I changed my mobile, I tried to login into the app, it says incorrect MPIN. And I tried to rest the MPIN. The Debit card option is only available option, but when I filled all the details using debit card it says something went wrong. I called to customer care they told me to wait for 3 days. Now it is more than two week, I am still not be able to use app. I need transaction history very urgently. Also I am using CSB edge Rupay credit card too. I have to pay the bill but I can’t as The only option available to pay this card bill is using Jupiter app. I am very disappointed.

Scamming people under disguise of “policies”

I Made an account on the app gave my adhaar and pan details and before Landing on the dashboard it made me transfer 5000 and also gave me an option to pay 245 for a physical debit card. After all the payments were done, it prompted me to complete my vKYC. On clicking the link it showed, cant complete the process as I am outside India which was not true. Raised a ticket of this issue and got this reply “we cant process your request because of some policy that even I dont have info about”. I escalated the matter then got a call where they explained that federal bank does not operate in my location and they got my location when I tried to join vKYC call which is a very lame excuse as they already had my aafhaar and pan info. I asked them to close my account and refund the amount that I have paid for the debit card but their excuse was they can only initiate a refund through jars which is a feature that I can access only after I complete my vKYC. They had my adhaar my pan and they claim they didnt know my location before joining the link. This is absolutely disgusting service from Jupiter’s end. Probably the worst neo bank service I have used.

The developer, Amica Financial Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

Identifiers
Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Information

Provider

AMICA FINANCIAL TECHNOLOGIES PRIVATE LIMITED

Size

138.3 MB