KreditBee: Personal Loan App 4+

Instant Personal Loan Approval

Finnovation Tech Solutions Private Limited

    • Free

iPhone Screenshots


KreditBee is an online personal loan app trusted by 5 crore+ users. Apply for loans ranging from ₹3,000 to ₹5 Lakhs & get instant approval & repay the loan with easy EMIs

KreditBee is an instant loan app trusted by over 5 Crore Indians. Get a personal loan at attractive interest rates and enjoy a hassle-free experience. Apply for a loan and get the amount directly in your bank account in 10 minutes. Our process is 100% online, so get funds - anytime, anywhere.

~ Online personal loans from ₹3,000 to ₹5,00,000
~ Loan interest rates range between 16% to 29.95% p.a.
~ Loan Tenures of 3 to 24 months
~ APR range - 0 to 70%
~ Low transaction fees
~ Quick loans & easy EMI

Features of KreditBee personal loan app
- Fast Loan Approval and Quick Disbursal: With a 100% online process, get fast approval and quick loan disbursal.
- Easy EMIs: Repay your advance loan within 3 to 24 months.
- Paperless: Our online personal loan app requires no physical paperwork. Submit required documents online.
- Full Transparency: We maintain complete transparency with our customers.
- Convenient: Get quick personal loans anytime, anywhere.
- Languages: English & Hindi

What makes KreditBee ideal for every customer?
- Quick online loans
- Low-interest rates
- Easy application process
- Fast loan approval
- Digital processing & 10-minute loan disbursal
- Manageable EMIs to repay the online loan

Why KreditBee?
1. Quick Personal Loan for All Purposes and Needs: Low-interest loans to fulfil all types of instant credit needs including covering emergency expenses, consolidating debt, funds for travel, education, shopping, wedding, home repairs, medical bills and much more.

2. Flexible Interest Rates and Tenures: Online small loans with interest rates from 16% to 29.95% p.a., depending on your credit score. Also, get flexible tenure options of 3 to 24 months for loan repayment.

3. Transparency and Security: We only work with RBI-certified NBFCs/banks guaranteed to be transparent, safe and secure.

Our Loan Offerings
1. Flexi Personal Loan - We offer flexi personal loans with repayment tenure of 3-10 months for loan amounts of ₹3,000 to ₹66,000. Need a PAN card & proof of address to apply.

2. Personal Loan for Salaried – We offer instant personal loans to salaried individuals for flexible repayment terms of 4 to 24 months for a loan amount of ₹10,000 to ₹5,00,000. Provide PAN card, address proof & salary proof to avail of the urgent loan.

3. Business Loan - We offer Business loans ranging from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months. Apply for a loan using a PAN card & address proof.

4. Purchase Loan – Transform your shopping experience with Purchase on EMI from KreditBee. Shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of up to ₹2,00,000 into easy EMI. Need a PAN card and address proof.

Personal Loan for Salaried Individuals (Example)
■ Loan Amount: ₹400,000
■ Tenure: 24-months
■ Rate of Interest: 20% per annum
■ Processing Fee: ₹12,000 (3%)
■ Onboarding Fee for New Customers: ₹500
■ GST on Onboarding & Processing Fee: ₹2,250
■ Total Interest: ₹88,592
■ EMI: ₹20,358
■ APR: 23.33%
■ Amount Disbursed: ₹3,85,250
■ Total Repayment Amount: ₹4,88,592

a. Indian national
b. Over the age of 21
c. Steady monthly income

How to apply for an instant loan?
1. Install KreditBee loan app
2. Sign up using mobile number
3. Provide your PAN number & check eligibility
4. Upload KYC documents, including your address and get your profile verified
5. Choose your instant loan amount and tenure
6. Provide your bank details
7. Request money transfer in your bank account

Contact Us
Call: 080-44292200/080-68534522
Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru – 560008

Download the KreditBee app now to get an instant personal loan online!

What’s New

Version 1.2.9

Performance enhancements
Other bug fixes

Ratings and Reviews

4.4 out of 5
26K Ratings

26K Ratings

SonLeo2 ,

Total unethical and against RBI rules, Gundas hafta walas are running this App

This App and the people running this app are typical roadside Gundas or hafta walas. Its not even a week that I cannot repay the loan due to March Account and upcoming elections the salarys are late they start bombarding with threatening messages to my Family numbers through Wattsapp some Suraj claiming to be a field officer but under Truecaller coming as some Kajol will be coming to take the amount by cash since its been so long that I havent paid my loan and also will be service charging for late amount, its total hafta wasooli type of attitude against RBI rules and regulations. Have to give a complaint letter to RBI. They think we dont know the Guidelines set by RBI for Banks and private online loan providers? And also once the app has to be updated they have no option for changing your registered mobile number. To log in to the App you have to give your registered mobile to where you will be getting an OTP but in my case I am longer using that number and now cannot log in to the App and they have no alternative method for entering or changing the registered number. Overall this app is run by Gundas who dosent care about laws and guidelines and the App they created are full of flaws. Never take loan from this app I wouldnt have even given a 1 star 👎🏻

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

NS776 ,

Goons and Liars

I have a loan as well as a prepaid kreditbee card, which I have paid timely and in full, respectively. However, the prepaid card, even though I was charged for it, did not work 90% of the time and not only was it inconvenient, embarrassing but I also felt cheated. I called and emailed kreditbee support but all I got were copy paste replies and the last reply was nothing short of a threat informing me that my CIBIL can be affected and I can face problems applying for a loan in the future! I could not believe it and sent a email to their so-called nodal officer and guess who replied to it? Kreditbee support!! They have zero customer service or grievance redressal and it doesn’t matter to them what problems the customer is facing and don’t even get me started with repayments. They will start bombarding you with calls, texts and WhatsApp messages 3 days before the due date! Not just one or two messages but literally 30-40 messages/calls a day. Now, I noticed that they removed the prepaid card from my account, which they have charged me for!

In the foregoing, I can not in good conscience recommend ANYONE to avail services from these goons and bullies. I don’t know if they will fix the issues or if make my life more difficult for this review but I will NOT backdown till they refund my money or reinstate my card!!

Developer Response ,

Dear Customer, we regret the inconvenience caused. Please help us with your contact details so that we can look into it and resolve the issues at the earliest.

Team KreditBee

Krishna Rao CA ,

Beware. They will torture you

Beware of Kreditbee. They will torture you. They will ruin your credit. I took a loan of 15,000 INR from them and paid it off In time. Despite paying it off on time, they reported to CIBIL that it is 89 days overdue. I filed a dispute with CIBIL. CIBIL informed that only lender can correct it. I contacted Kreditbee. They never reply to emails. They do not give a straight answer over the phone. I followed up more than 50 times. Finally they replied that they will look into it but they never really did. After following up for another 8 months and complaining about their practices to the banking institutions with which Kreditbee partners, finally they agreed that the loan is paid off and they said they will send a request to CIBIL and other credit reporting agencies to make corrections. They asked me to wait 10-15 days for these changes to reflect on the credit report. It has been 14 months since their email. The account is still show that it is under dispute. Never trust these people. They will screw up your credit report forever. They are the worst kind of loan sharks. Beware. Stay away. I took time and detailed my experience. Hope this will stop people from taking loans from this unethical company.

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

App Privacy

The developer, Finnovation Tech Solutions Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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