KreditBee: Personal Loan App 4+

Instant Personal Loan Approval

Finnovation Tech Solutions Private Limited

    • Free

iPhone Screenshots


KreditBee is an online personal loan app trusted by 5 crore+ users. Apply for loans ranging from ₹3,000 to ₹5 Lakhs & get instant approval & repay the loan with easy EMIs

KreditBee is an instant loan app trusted by over 5 Crore Indians. Get a personal loan at attractive interest rates and enjoy a hassle-free experience. Apply for a loan and get the amount directly in your bank account in 10 minutes. Our process is 100% online, so get funds - anytime, anywhere.

~ Online personal loans from ₹3,000 to ₹5,00,000
~ Loan interest rates range between 16% to 29.95% p.a.
~ Loan Tenures of 3 to 24 months
~ APR range - 0 to 70%
~ Low transaction fees
~ Quick loans & easy EMI

Features of KreditBee personal loan app
- Fast Loan Approval and Quick Disbursal: With a 100% online process, get fast approval and quick loan disbursal.
- Easy EMIs: Repay your advance loan within 3 to 24 months.
- Paperless: Our online personal loan app requires no physical paperwork. Submit required documents online.
- Full Transparency: We maintain complete transparency with our customers.
- Convenient: Get quick personal loans anytime, anywhere.
- Languages: English & Hindi

What makes KreditBee ideal for every customer?
- Quick online loans
- Low-interest rates
- Easy application process
- Fast loan approval
- Digital processing & 10-minute loan disbursal
- Manageable EMIs to repay the online loan

Why KreditBee?
1. Quick Personal Loan for All Purposes and Needs: Low-interest loans to fulfil all types of instant credit needs including covering emergency expenses, consolidating debt, funds for travel, education, shopping, wedding, home repairs, medical bills and much more.

2. Flexible Interest Rates and Tenures: Online small loans with interest rates from 16% to 29.95% p.a., depending on your credit score. Also, get flexible tenure options of 3 to 24 months for loan repayment.

3. Transparency and Security: We only work with RBI-certified NBFCs/banks guaranteed to be transparent, safe and secure.

Our Loan Offerings
1. Flexi Personal Loan - We offer flexi personal loans with repayment tenure of 3-10 months for loan amounts of ₹3,000 to ₹66,000. Need a PAN card & proof of address to apply.

2. Personal Loan for Salaried – We offer instant personal loans to salaried individuals for flexible repayment terms of 4 to 24 months for a loan amount of ₹10,000 to ₹5,00,000. Provide PAN card, address proof & salary proof to avail of the urgent loan.

3. Business Loan - We offer Business loans ranging from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months. Apply for a loan using a PAN card & address proof.

4. Purchase Loan – Transform your shopping experience with Purchase on EMI from KreditBee. Shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of up to ₹2,00,000 into easy EMI. Need a PAN card and address proof.

Personal Loan for Salaried Individuals (Example)
■ Loan Amount: ₹400,000
■ Tenure: 24-months
■ Rate of Interest: 20% per annum
■ Processing Fee: ₹12,000 (3%)
■ Onboarding Fee for New Customers: ₹500
■ GST on Onboarding & Processing Fee: ₹2,250
■ Total Interest: ₹88,592
■ EMI: ₹20,358
■ APR: 23.33%
■ Amount Disbursed: ₹3,85,250
■ Total Repayment Amount: ₹4,88,592

a. Indian national
b. Over the age of 21
c. Steady monthly income

How to apply for an instant loan?
1. Install KreditBee loan app
2. Sign up using mobile number
3. Provide your PAN number & check eligibility
4. Upload KYC documents, including your address and get your profile verified
5. Choose your instant loan amount and tenure
6. Provide your bank details
7. Request money transfer in your bank account

Contact Us
Call: 080-44292200/080-68534522
Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru – 560008

Download the KreditBee app now to get an instant personal loan online!

What’s New

Version 1.2.8

Performance and Security enhancements
Other bug fixes

Ratings and Reviews

4.4 out of 5
24.8K Ratings

24.8K Ratings

⚡️aa. d ,

I heard lots of good feedback about this loan from friends

I applied for the loan but they are rejecting me from last one year ya i know i have not paid the one loan Emi on time from another finance app but this is not good that i will be doing same with other apps also i also i have some responsibility to maintain my CIBIL in future im from middle class family im earning gooo amount of salary. I told customer service many times that i can share all my employment details with you all you can trust me once as an exception basis im also working in finance company we also handle some exceptional customer and provide them a good resolution please connect me i can tell you where which finance company im working.

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

NS776 ,

Goons and Liars

I have a loan as well as a prepaid kreditbee card, which I have paid timely and in full, respectively. However, the prepaid card, even though I was charged for it, did not work 90% of the time and not only was it inconvenient, embarrassing but I also felt cheated. I called and emailed kreditbee support but all I got were copy paste replies and the last reply was nothing short of a threat informing me that my CIBIL can be affected and I can face problems applying for a loan in the future! I could not believe it and sent a email to their so-called nodal officer and guess who replied to it? Kreditbee support!! They have zero customer service or grievance redressal and it doesn’t matter to them what problems the customer is facing and don’t even get me started with repayments. They will start bombarding you with calls, texts and WhatsApp messages 3 days before the due date! Not just one or two messages but literally 30-40 messages/calls a day. Now, I noticed that they removed the prepaid card from my account, which they have charged me for!

In the foregoing, I can not in good conscience recommend ANYONE to avail services from these goons and bullies. I don’t know if they will fix the issues or if make my life more difficult for this review but I will NOT backdown till they refund my money or reinstate my card!!

Developer Response ,

Dear Customer, we regret the inconvenience caused. Please help us with your contact details so that we can look into it and resolve the issues at the earliest.

Team KreditBee

deepikaboricha ,

Goons app it is

My only last EMI is due and my grandma is in the hospital she had suffer from major brain stroke and only for 1 emi they are torturing me. I am not on a good condition but they continuously call us threat us they don’t know how to talk no females calls the men are very very rude they don’t know how to talk I don’t know they have their sister or mother at home. They talk like be my girlfriend all this stuff how i talk with them at this situation. Threatening like leggal team will visit pay till 4 or we will report to cibil.. i know my cibil i know how to take care i have also scared of my cibil that i will not get the loan but what I should do on this situation I can’t let go my grandma i have to help her nobody is there for her im the one who takes care.. plzz tell ur goons know how to talk with a girl atleast to have a good manner if i talk rude to them they start telling don’t play women card. Am i mad why would i do this.. all have some issues at their houses.. they don’t think that is could be with them also but no they just want to torture us.. plzz don’t buy a loan from this app.. if u have major issues take it from ur friends but don’t take it from here.. because it has large amount of emis for only 5 months..

Developer Response ,

To help us serve you better, please share your contact details with us. We are waiting for the contact details to be shared by you at We will look into the issues and reach out to you at the earliest. Regards, Team KreditBee

App Privacy

The developer, Finnovation Tech Solutions Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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