Monexo Investor 4+

Earn 2X of Fixed deposits

Monexo Fintech

Designed for iPhone

    • 4.1 • 32 Ratings
    • Free

iPhone Screenshots


Monexo is a RBI licensed Peer-to-Peer (P2P) Lending Marketplace.
Monexo holds NBFC-P2P license from 2018. Our founders are from Banking industry with deep experience in managing large loan portfolio's of Unsecured and Secured Consumer Loan.

What is P2P Marketplace ?
P2P Marketplace (like Monexo) originates different class of borrowers after carrying out due-diligences across borrowers (a) ability (b) identity and (c) willingness.
These loans are fractionalized in units of Rs. 1,000 for our investors to participate and build a portfolio of loans earning 2X of Fixed Deposit.

Why Invest in P2P Lending Marketplace with Monexo ?
Diversification is a golden rule in investing. Monexo, enables you to diversify beyond Mutual Funds, Fixed Deposit, Bonds, Gold and Equity. With Stable returns of 2X of Fixed Deposit.

How does my money in Monexo generate income ?
Your money is invested in unsecured loans. These Borrowers repay their loans on daily, weekly, fortnightly or monthly basis. These repayment / EMI have 2 components - Principal and Interest.
The collected interest is collectively your income.

How do I understand which Loan to invest ?
Monexo groups loan in 3 risk bands:
1. Conservative Risk (C)
2. Medium Risk (M)
3. High Risk (H)

What return % can I expect across the risk bands ?
Monexo's aim is to deliver 2X of Fixed Deposit return per annum to our clients. In the current environment we look at delivering 13% p.a. return on your investment.
Please note - Higher return come with Higher Risk. RBI does not allow this as a guaranteed return product.

What are the key features on Monexo Platform ?
Monexo has various features, let us take each of them explain:
1. Monthly Income Plan (MIP): In this feature clients receive the collected interest in their bank account. If you are investing Rs. 10 lakhs - you can expect Rs. 10,000 monthly income (Rs. 120,000 per annum) for your regular expenses.
2. Auto-Invest: Here you can give instruction to Monexo system to invest on your behalf on new loans.
3. Systematic Investment Plan (SIP): Investing is a habit. We encourage you to invest every month through this automated debit instruction to pull the money for investing in new loans.

How long is my money locked-in ?
You are choosing loans to invest in with different duration / tenure. Most loans pay on a monthly frequency. Ex: If you invested in a loan Rs. 1,000 for 3 months you will receive Rs. 400 as EMI for next 3 months.

Can I withdraw before the loan term is over ?
Yes, Monexo has a redemption option for loans which have not yet completed its term. However, would you like to redeem a high return product - before you close your low return product.
Monexo P2P Marketplace is a NEW investment product to beat inflation with steady return of 2X of Fixed Deposit.
Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Monexo, and does not provide any assurance for repayment of the loans lent on it.
Monexo Fintech Private Limited ( is having a valid certificate of registration (CoR), dated 28th June 2018, issued by Reserve Bank of India under Section 45 IA of the Reserve bank of India Act, 1934.

What’s New

Version 2.30

Bug Fixes

Ratings and Reviews

4.1 out of 5
32 Ratings

32 Ratings

Vara323 ,

Easy to use but details are missing

The app is easy to use and the investments are quick to make. Of course, the web version was also easy and faster. Web version had more details like List of Loans, last payment received against each loans, repayment details. These are not available in the app. So, not able to know if any loan is delayed or defaulted. Hope, these will be added soon. Unfortunate thing is that the web version is completely not available.

r@shmadhu ,

Easy to use and understand

I’ve been getting monthly income regularly over the last 6 months .. the app is very easy to use and understand

Dilip kiddoo ,

Wonderful App

It was a wonderful experience. Customer care was very helpful.

App Privacy

The developer, Monexo Fintech, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Identifiers
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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