OneScore: Credit Score Insight 4+

Credit Score & Report (No ads‪)‬


    • Free

iPhone Screenshots


OneScore is the best app to check your free credit score (फ्री क्रेडिट स्कोर) & understand your credit report. No Spam, No Ads - ever!

Now check & track your CIBIL score along with your Experian credit score with OneScore. Download the latest version of OneScore to check your CIBIL score now!

Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.

OneScore helps you understand your credit score for free & monitor it regularly. We give you insights on what makes up your score & alert you when something changes in your report. Using OneScore does not hurt your score (but not using it may!).

We understand that your credit score is a key piece of personal information. Don’t worry, unlike other apps that spam you with loan offers, we do not use this information for sourcing loans for financial institutions. None of your information is shared with any third parties or institutions.

No Ads, No Unnecessary App Permissions & Trusted for life!

Inconsistent email ids across accounts? Using too much of your credit card limits? Someone enquiring in the Bureau on your behalf? We will highlight all small & large aspects of your score to help you decide if you wish to act upon or change them to improve your score.

There are 4 credit bureaus in India - Experian, Equifax & CRIF High Mark. OneScore shows your CIBIL credit score & Experian credit score & helps you keep track of both of them individually.

Key Features

◼ Free Credit Report: Track your score on the go & understand the factors that impact your score. Your score will be updated every month.

◼ Now OneScore shows your CIBIL score along with Experian score.

◼ Credit Score Insights: OneScore will analyze & highlight any aspects that need your attention.

◼ Credit Score Planner: Use our planner to get useful insights on how to improve your score.

◼ Ad Free: No pesky calls for loans. No spam & unnecessary app permissions. And best of all, no tedious advertisements.

◼ Safe & Secure: Totally Safe & Secure. None of your information is shared with any third party or institution.

Credit Score(क्रेडिट स्कोर) Basics

◼ Credit score is calculated based on the data that is provided by the lending institutions to the bureaus.

◼ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your balances.

◼ Credit is scored on a scale that ranges from 300 to 900. The higher the number, the better off you are. Get started on your credit journey here!

◼ Keeping a good credit score is beneficial while applying for a job. Employers check credit scores to check how responsible the candidate is before hiring.

Who can enroll on OneScore?

Anybody with a loan or credit card can get OneScore & check their फ्री क्रेडिट स्कोर. You need to be over the age of 18 with a valid PAN card number that can be matched to a credit profile from the Experian credit bureau.

What info do I need to have handy when I sign up?

To sign up, we'll ask you for some basic personal information such as your mobile number, email ID & name. Next, we will authenticate you with a One Time Password (OTP) sent to your registered mobile number. In case we are not able to find your credit report, we may ask you for some additional information such as your PAN Number, Date of Birth.

Will using OneScore hurt my credit score?

It won’t. You can use all OneScore features without affecting your credit score.

Proudly Made with love in India.

What’s New

Version 3.14.19

The all-new OneScore is here to dejargonise the world of credit. You will now be able to track, analyse & manage your credit accounts on a single app. Learn just the right credit moves to up your score and stay in charge of your credit accounts.

Personalised feed to stay on top of your credit management
Customised insights for better credit usage
Simplified credit report with factor-wise summary
Manage loans and credit cards - all in one tab
Guided credit education

Ratings and Reviews

4.4 out of 5
2.6K Ratings

2.6K Ratings

Sourav_Datta ,

Five stars for the app; zero star for customer support

This app is no doubt a great app, works with absolute smoothness, no bugs. But their customer support is a nightmare. Firstly, getting connected to a representative is totally a good luck. Secondly, if connected to a representative, they take more than the time required to answer your queries. Also, their Twitter handle doesn't reply most of the times. Only, if it is an appreciation tweet, you will get reply very quickly. Else, any complaint tweet will go unanswered, or even unseen. They seriously need to look after their support system.

Developer Response ,

Hey Sourav, we have noted your feedback and shall make sure that you are provided with the best service that you rightfully deserve as we are nothing without our Fam. Thanks for reaching out and safe rides ahead!

Vishesh Bansal ,

The Best app to look at your credit score

I’ve been using OneScore for almost 3 months now, and it is one of the best Credit score apps I’ve ever seen. The ease of use is amazing, the tips to increase Credit Score are wonderful, making you more credit aware. Also the best part is no ads, so I’m not constantly bugged with them.

Developer Response ,

Hi there, we live for the days when we see such amazing responses from our users. These ratings that you have left will get us to the moon with the help of those lovely stars. There are "no faults in our stars"! - Ahi

Joycemon ,

Good idea but needs improvement!!

Just Experian score available but non from the others. Also, OneCard application is not available at the moment. Many of the card limits are not available in order to view it as consolidated limit across all cards. Interface is very though very minimalist and nice, would love to see more detailed analysis on the score and possible changes in the score if I apply for another card or increase my card limit or cancel a card etc

Developer Response ,

Thanks for the valuable feedback, I'll share the same with our team for enhancing OneScore experience. OneCard is being rolled out in phases, android application is already out, and currently we are working on releasing the iOS version of the app. - Swapnil

App Privacy

The developer, Fplabs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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