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Everyone with a loan or credit card has a credit score, and staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, and even paying for your education. It makes sense to not only track your credit score but also take necessary steps to improve it.

OneScore (ISO 27001 Certified Credit Score & Report App) helps you understand your credit score for free and monitor it regularly. OneScore gives you insights on what makes up your score and alerts you when something changes in your report. Using OneScore does not hurt your Credit Score & Report (but not using it may!).

We understand that your credit score is a key piece of personal information. Don’t worry, unlike other apps who spam you with loan offers, we do not use this information for sourcing loans for financial institutions. None of your information is shared with any third parties or institutions.

No Spam, No Ads, No Unnecessary App Permissions and Trusted for life!

Inconsistent email ids across accounts? Using too much of your credit card limits? Someone enquiring in the Bureau on your behalf? We will highlight all small and large aspects of your score to help you decide if you wish to act upon or change them to improve your score.

Credit Scores in India are provided by Experian, CIBIL, Equifax, and CRIF. OneScore currently shows the Experian credit score.

Key Features:

◼ Free Credit Score & Report: Track your score on the go and understand the factors that impact your score. Your score will be updated every month.

◼ Credit Score Insights: OneScore will analyze and highlight any aspects that need your attention.

◼ Score Planner: Use our planner to get useful insights on how to improve your score.

◼ Ad Free Score: No pesky calls for loans. No spam. No unnecessary app permissions. And the best of all, no tedious Advertisements.

◼ Safe and Secure: Totally Safe and Secure. None of your information is shared with any third parties or institutions.

Credit Score Basics:

◼ A credit score is calculated based on the data that is provided by the lending institutions to the bureaus. These include banks like Axis, HDFC, ICICI, IDFC and SBI as well as NBFCs like Bajaj Finance, Magma, Tata Capital, Home Credit, Muthoot, and others.

◼ A credit score indicates your creditworthiness to potential lenders such as banks and mortgage lenders. It indicates how responsible you are likely to be in paying off your balances. It depicts your likelihood to repay debt.

◼ Keeping a good credit score is beneficial while applying for a job. Employers check credit scores to check how responsible the candidate is before hiring.

◼ Credit is scored on a scale that ranges from 300 to 900. The higher the number, the better off you are. Get started on your credit journey here!

Who can enroll on OneScore?

Anybody with a loan or credit card can get OneScore and check their credit score. You need to be over the age of 18 with a valid PAN card number that can be matched to a credit profile from the Experian credit bureau.

What info do I need to have handy when I sign up?

To sign up, we'll ask you for some basic personal information such as your mobile number, email ID and name. Next, we will authenticate you with a One Time Password (OTP) sent to your registered mobile number. In case we are not able to find your credit report, we may ask you for some additional information such as your PAN Number, Date of Birth.

Will using OneScore hurt my credit score?

It won’t. You can use all OneScore features without hurting your credit score.

What will OneScore do with my Credit Score data?

Unlike many other apps, OneScore will NOT spam you with calls for loans or third-party products.

What’s New

Version 3.5.13

We're excited to announce OneCard - India's Best Metal Credit Card. Join the waitlist & be one of the first to get your hands on OneCard.

Ratings and Reviews

4.7 out of 5
370 Ratings

370 Ratings

Phsfboys ,

Should I Uninstall ?

So, I have reached a score of 861 in 1 month from 749.

Your alto suggested it is impossible. But, impossible happened.

So, now what ? There is no additional features or suggestions or hacks to keep a healthy credit score.

Expand the app so it has some use forever at whatever the credit score customers have otherwise they will be forced to uninstall the app soon after reaching a goal they have in mind.

Suggestion :Try to retain installations for longer.

Great app ! Highly recommended for new card users to build a healthy score ! :)

Chandra Sekhar Varanasi ,


Simple Superb Application in recent times I have come across, I have installed the application in fraction of secs and fast with ease to go through do & don’t .. I may approach respective banks for necessary corrections in my records to have a better score going further..

Cheers Team .. Great Job .. Keep Going

Shreyasht ,

Superb app! Must download for first time home buyers.

This app will let you know what you need to do to get your credit score right.

First time home buyers check your credit score and take steps to improve it.

Developer Response ,

Hi Shreyasht, we are happy to know that you found our app useful. Please help us by spreading the word amongst your friends. If you have any feedback or suggestions, please write to us at support@fplabs.tech. We would love to hear from you!


FPL Technologies Private Limited
36.4 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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