iPhone Screenshots


As one of India’s first online loan providers, LazyPay offers its users a limit of up to Rs. 1 lakh! Get approved for an instant personal loan at zero collateral. You can borrow as low as Rs. 10,000 from your limit, at personal loan interest rates ranging from 15% to 32% per annum for 3 to 24 months and use it freely for travel, family functions, electronics, medical expenses & more!

EMI Calculation:
For a loan amount of Rs. 10,000 availed for 6 months, at an interest rate of 18%* per annum, the EMI will be around Rs. 1755. We will charge a processing fee of Rs. 200 on the loan amount.
* Interest rate varies

With over 1.5 million+ active users, LazyPay has been able to meet the daily needs for credit across India. Completely digitally driven, with an easy application process and no bank visits; you get access to funds for all the things you’ve been saving up for with easy personal loans!

Every user who need personal loan can check their eligibility in minutes with no commitment, apply for a credit limit & use it in the form of a personal loan, for interest-free shopping on different apps & websites or to convert large purchases into Instant EMIs at affordable interest rates.

Understanding your LazyPay Credit Limit
- Signing up for LazyPay is simple, in just 3 steps!
- Once you’ve completed your personal loan online apply setup, you get a unique Credit Limit on your instant loan app, which you can use freely for any personal need.

LazyPay Personal Loans
With quick approvals & secure online processing, getting a personal loan via LazyPay is super convenient! Keep your documents handy, to complete sign up using the instant loan app.

What Documents do I need for Personal Loan application?
Keep these documents handy to speed up the sign-up process for instant personal loan
1. Identity proof
2. Address proof
3. Bank Details
4. Selfie
5. Photo of your signature

How do I apply for a LazyPay Personal Loan?
We’ve made it super easy for you, instant personal loan application in just 3 steps:

1. Quick Sign-up in App - Using mobile number & PAN you can check your limit in seconds
2. Complete Application - Keep your documents handy to complete the process
3. Get Your Money - Now you can withdraw up to Rs. 1 lakh as instant personal loan online

Experience the LazyPay Advantage
1. Easy Digital Sign-up - Check your eligibility for a limit in minutes, with just a few details
2. Credit Available On The Go - Get up to Rs. 1 lakh online loan on set-up & use freely anytime, anywhere!
3. Secure Process - We maintain the highest level of security, rest assured all your information is safe with us
4. Minimal Documentation - With just your PAN, Aadhaar & photograph; you can get access to funds
5. Credit Available for A Lifetime - When you make timely repayments, your credit is once again available to use for all the things on your wish-list!

LazyPay Cardless EMIs
LazyPay also offers a Cardless EMI facility using which you can shop online. With a convenient payback period and affordable interest rates, you can convert all their high-value purchases into pocket-friendly EMIs!

Interest-free shopping via LazyPay
Pay in one go using LazyPay! Available as a checkout option on 100+ apps & websites - you can select ‘Pay Later via LazyPay’ and pay in One Tap!

You will receive a consolidated bill (of all your purchases during the period) on the 1st and 16th of every month, and you can choose any convenient payment mode to pay us back.

So, you get a 15-day interest-free period to shop, go for movies, order in some lip-smacking meals & we’ll keep track of all these small purchases and send you reminders about your LazyPay Bill via SMS, Email & WhatsApp so you never miss your due-date!

Security & Privacy
Data security & privacy is given top priority at LazyPay. We comply with the highest security standards & protocols.

Need Help?
You can reach out to us at wecare@lazypay.in or raise your query here: https://rewards.lazypay.in/contact-us/

What’s New

Version 2.6.0

• Bug fixes to ensure a smoother in-app experience

Ratings and Reviews

4.8 out of 5
11.4K Ratings

11.4K Ratings

Ricky pandit ,

Hats off/ great team of lazy pay

You know guys.i can’t die with hunger because I am having LazyPay my father’s pocket when I need money for food .just Ineed to login fp/zomato/swiggy/ n I ll get my food love u team . But yaar There is one big issue with your customer service team there was no response from last 1.5 month I have raised multiple tickets/mail but till now no reply ‘’ wrong email is updated in my account so I have requested for correction. And what you have Shown pictures in App Store for KYC page n for loan but in my app nothing like that .i am able to avail loan service . For KYC I have clicked multiple time in your add but after clicking just opened my app nothing else . I am using latest version in iOS . I hope you guys will take seriously this feedback and will work on it. And please add Uber eat n any cab app

Developer Response ,

Hey Ricky, we are glad to know that you are loving being #Lazy with us :) On the other hand, we are sorry for the minor issues that you have been facing. We request you to share your allotted case ID with us here and we shall take over your issue further and resolve the same for once and all.

SANJU_1991 ,

Superb app

It’s an amazing app.. From past 5 months I’m using LazyPay and 100% of my Swiggy payments are paid through LazyPay.. And no charges on any payments except only if you pay after due date,only Rs:10/- is charged perday.. Apart from that your account is not blocked even though your due date is over .. Will get grace 15 days time.. And as you spend more and pay timely they will increase our credit limit.. Do do download and use this app..

Developer Response ,

Hey Sanju, we appreciate your kind words :) Keep transacting and #BeLazy ;)

hhhhjggbn ,

Good for Swiggy,Tomato, BookMyShow etc...Don’t Map for autopay

I am using pat 1 yr and frequently using for food and movie ticket purchase. I never delay any payment till now.
I got an offer for personal loan and I shared all of my bank details. Instead of PL they took my confirmation for Auto deduction of payments and I came to know that post submitting all the details.
They won’t provide any PL and they will make us fool and they will add auto pay without our concern.
Except this I have a good experience with them.

Developer Response ,

Hey, we're sorry about this. Kindly help us with your registered contact details and our team will get this checked for you now.


PayU Payments Private Limited
157.1 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© 2019 PayU Payments Private Limited


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

More By This Developer

You May Also Like