PLANET by L&T Finance-Loan app 4+

L&T Financial Services

    • Free

iPhone Screenshots


Welcome to PLANET by L&T Finance, a trusted NBFC loan app with 80 lakhs+ users. As one of India's most reliable finance loan apps, we ensure a quick and secure experience. As part of the L&T group, a trusted financial service, we make loans easier for you. Discover simplicity with PLANET for instant loan approvals.

What makes PLANET by L&T Finance stand out:

● Find your loan needs under one roof
● Track and manage your loans
● Fulfil your dreams with personal loans from our instant personal loan app
● Access your transaction history anytime and be in control of your loan finance
● Get documents like Welcome Letter, Statement of Account, Repayment Schedule, Interest Certificate, NOC Kit and more with just a few taps

● View and update your profile and bank mandate details anytime, add a personal touch with a photograph

● Pay your EMIs using a Debit Card, BHIM UPI, Wallets and Netbanking
● Secure transactions enabled by a four-digit MPIN & biometric login
● Select your preferred language from the list and discover the app’s features

Your standard finance tool:

● Instant Loan Features: If quick solutions are what you're after, our instant loan app ensures rapid processing & credit score checks, leading to faster disbursements. Banking on our efficient system, we ensure you don't have to wait long for your funds. You may access your loan details anytime.

● A financial push: Want to get a new bike or TV? With PLANET by L&T Finance, acquiring a bike loan, a TV loan or a personal loan is very convenient. Dubbed as the definitive "bike loan app", we streamline the process, making it straightforward and user-friendly.

● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is your all-in-one app for all loan types. Whether you need personal loans, two-wheeler loans (2 wheeler loan app), micro loans, or any other loan aid - we've got a broad spectrum of financial solutions tailored just for you.

Highlights of our Personal Loan services:

● Finance Amount: ₹50,000 to ₹25Lakh
● Repayment Tenure: 12 to 60 months
● Rate of Interest / Annual Percentage Rate (APR): 10.5% to 26% reducing
● Processing Fees: 0% to 3%

For example

● Loan Amount: ₹ 10,00,000/-
● Rate of Interest: 12% p.a. on reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
● Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)
● In this case, the following will be the actual loan details
● Net disbursement amount - ₹ 9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 27,225/-
● If the customer has opted for any insurance product, value of such insurance product will be added to the loan and the EMI will increase accordingly.

● Privacy Policy URL -

*T&C Apply

PLANET by L&T Finance rise as a one stop solution for all your financial needs specializing in reliability and efficiency. Our commitment to serving your needs, be it through our personal loan app feature or the comprehensive suite of services, sets us apart. Join PLANET by L&T Finance family and enjoy a seamless journey towards achieving your financial goals. We want to be your very own "loan dene wala app" and an honest finance partner.

Get started with 7 easy steps to install the app:
1. Download & open the app
2. Allow permissions as per your wish
3. Select your preferred language from the list and discover the app’s features
4. First time users are required to register
5. Enter your registered mobile number
6. Verify your mobile number with an OTP and set the PIN of your choice
7. Log in to your account and avail the offers

For feedback, mail us at

What’s New

Version 1.4.8

- Have concerns while availing services on PLANET app? No issues, we are listening! Just "Raise your concerns" from the PLANET app's Services page if you are facing any issues on the PLANET app.

- File your ITR from anywhere from the PLANET app.

Ratings and Reviews

4.3 out of 5
2.1K Ratings

2.1K Ratings

Asn# ,

Scam by L&T finance

Worst agents, they demand to pay first EMI and then GST also, they don’t do disbursement inspite of multiple reminders they don’t respond. Umesh Kumar and Sonu Mohd Jasim khan are frauds as my cibil was slow they did charge for everything also, they didn’t disburse the amount still. They aren’t returning the money. Not sure if they are genuine a new scam from L&T financial services. I would request to process my loan amount or refund the money that they have taken it. I do have screenshots also sent to them.

Developer Response ,

Dear Sir, we apologize for the inconvenience caused to you. Kindly share your contact details on or call us on 7264888777 to help us serve you better. Regards, Team L&T Finance.

daniyalmuheet ,

Application process is not moving ahead

I entered all the details of my identity and cell number email and so on after entering pan number and click submit with check box it gets refreshed comes back on the same page again and again ..kindly help me with this

Developer Response ,

Dear Customer, request you to share your details with us at or call us on 7264888777 . We will get in touch with you to address your concern. Regards, Team L&T Finance.

AtulyaG ,

Worst Communication & Services

L & T Finance one of the worst service provider, beware while taking any loan from L&T, I got money in 24 hours in the bank but EMI are not getting deducted timely still money in the account & you are stated getting lots of SMS & calls for recovery due to this I have foreclosed my loan till the date no action has taken by team, they has very poor internal communication. Also very bad customer service at call centre & at branch too. Please go with nationalised banks for loan such NBFC are really cheat with customers, having very very bad sales after service, no one is ready to take initiative to help you out. Beware

Developer Response ,

Dear Sir, We apologize for the inconvenience caused to you. Kindly share your contact details on or call us on 7264888777 to help us serve you better. Regards, Team L&T Finance.

App Privacy

The developer, L&T Financial Services, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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