PLANET by L&T Finance 4+

PLANET by L&T Finance- The app helps manage your existing loan in a convenient, and easy manner. Home for your finance needs, PLANET by L&T Finance app by L&T Finance helps seamlessly manage your account including monthly EMI payments, loan-related documents for Two-Wheeler Loans, Consumer Loans, Home Loans, Small and Medium Business Loans, Farm Equipment Loans and Micro Loans. PLANET by L&T Finance stands for Personalized Lending & Assisted NETworks of you, our valued customer, helping enable your aspirations. There is a lot you can do with this financing app. Manage your loan account, track your service requests in real-time and make EMI payments in a few simple clicks.


Key Features:
● All your loan relationships at a glance- View all your loan relationships with L&T Finance at a glance
● Secure transactions enabled by four-digit PIN & biometric login- Transact with peace of mind
● Option to download all loan documents- All the services and documents you need, are now at your fingertips. Documents like NOC, Interest Certificate, repayment schedule and more are available whenever you need
● Profile Details- View and update your profile and bank mandate details. Personalize your profile with a photograph
● Payment reminders & notifications- You don’t have to worry about missing your payment. Just allow notifications and get payment and due date reminders.
● Know your loan details- Anytime access to information such as disbursed amount, tenure, outstanding amount, etc
● Transaction History- Keep a track of all your transactions with us
● Multiple payment modes- Choose the payment mode you are comfortable with
● Special offers- Customized offers to suit your finance needs


Highlights of Personal Loans:
Finance Amount: ₹50,000 to ₹25Lakh
Repayment Tenure: 12 to 60 months
Rate of Interest / Annual Percentage Rate (APR): 10% to 20%
Processing Fees: 0% to 2%

E.g. of Personal Loan
For ₹1,00,000/- borrowed at Interest rate* of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹1000, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,14,572.
*Interest rate and processing fees varies as per the products


Get started:
1. Download the app from the app store/play store
2. Open the app
3. Allow permissions or skip for later
4. Choose your language
5. Registration will be required when you log on for the first time
6. Enter your registered mobile number
7. Verify your mobile number with an OTP and set the PIN of your choice
8. You can now log in to your account For any feedback, mail us at ltfs-mobileapp@ltfs.com”