SBM Gild Fixed Deposit & Card 4+
Short term FD credit card
ACSZ TECH PRIVATE LTD
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Replace your debit card and low interest savings account with SBM Gild FD-backed credit card.
Gild lets you spend from your fixed deposit (FD) through your linked SBM Gild credit card. Earn high interest on fixed deposits (FD) and get rewarded for your spends in digital gold at the same time.
Deposits and credit card are issued by SBM Bank (India) and is protected under deposit guarantee scheme of RBI. Gild is reported to the credit bureau as a credit card.
Gild is currently offered on VISA card network.
Key Features
Instant Account Opening
Instantly open a fixed deposit with attractive interest rates at 7.3% p.a for non-senior citizen. Deposits start from INR 20,000 to INR 5 Lakhs
No joining fees & annual fees waiver
Gild card has no joining fees and annual fees of INR 499 waived off for a spends on the card.
No eligibility, open for all
If you are an Indian citizen above 18 yrs old with valid PAN & Aadhaar then you can instantly get a Gild credit card. Gild is an ideal credit card for business owners, students, home makers, retired persons and for anyone who wants to get more returns from their money.
No waiting, instant credit card
Get an instant virtual credit card and start spending right away.
Free contactless card with metal card holder
Apply for a physical card for offline retail transactions and get a NFC card free with a metal card holder.
Gild means gold for spends
For every spend including fuel get rewarded in Petals which can be converted digital gold instantly. Digital gold is powered by SafeGold.
Low forex mark-up fee
Gild provides a low forex markup fee of 2.49% for foreign currency transactions which is 1% less than the market rates.
Manage everything on Gild App
Using the Gild App one can manage Fixed deposits, avail top-up deposits, manage credit card, block different types of transactions, view statements, pay bills, manage rewards and digital gold.
Safety & Protection
Your money is protected under RBI Deposit Insurance and Credit Guarantee Corporation (DICGC) and your payments are protected by highest safety standards of PCI-DSS
What’s New
Version 2.0.1
Dear Gild Community,
We are excited to announce that Gild is back in the play store, better and stronger than ever before! We took a brief break to work on enhancing our app's experience, and we are thrilled to share the new and improved version of Gild with you. With Gild, you can now earn rewards on your spends while also earning interest on your Fixed Deposit (FD).
Ratings and Reviews
Needs some improvement.
The app UI is good but there are some bugs and an options to set a limit of contactless payment is needed, kindly add more features or else the app is pretty good.
Extremely Unreliable - Beware!
I feel compelled to share my recent experience with the Gild app to warn potential users. The Gild app has been inexplicably absent from both the App Store and Play Store for over a month now, and this is just the tip of the iceberg when it comes to the issues I've encountered with this company. First and foremost, Gild's customer support is virtually non-existent. Despite numerous attempts to seek assistance, my Fixed Deposit (FD) has remained trapped with them for over a month. This level of unresponsiveness and negligence is completely unacceptable for a financial institution. The situation with Gild has raised serious concerns, and I strongly advise against investing your time and money in this company. There appears to be something very shady happening behind the scenes, as the lack of transparency and accountability is alarming. In response to this disheartening experience, I have taken the initiative to notify the Reserve Bank of India (RBI) about my ordeal with Gild. I believe that such actions are necessary to protect the interests of customers who have entrusted their financial matters to this app. In summary, my advice is clear: steer clear of Gild. The absence of the app from the stores, coupled with their lack of support and the inexplicable delay in processing my FD, are red flags that cannot be ignored. Protect your financial interests by exploring more reliable and trustworthy alternatives.
Pathetic - Potential Scam
Rated it 5 star, just to attract attention.
Its been a long time now, im unable to log-in into my Gild account card ending 2057 and pay the dues. Perhaps, I fear they might keep accruing the interest/bills and affecting my CiBiL.
I have written more than 4 mails, but no response. Just leaving a review here, I am not going to pay a single penny extra other my used limit. I am ready to go legal any moment. No support.
App Privacy
The developer, ACSZ TECH PRIVATE LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Identifiers
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- ACSZ TECH PRIVATE LTD
- Size
- 68.4 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © ACSZ Tech Pvt Ltd
- Price
- Free