Shriram One: Loans, FD, UPI 4+
Loans, Invest, Insure & UPI
Shriram Finance Limited
Designed for iPhone
-
- Free
iPhone Screenshots
Description
Shriram One is your trusted financial partner for everyday needs. Explore our comprehensive suite of services, including loans - personal/business loans, investments - such as FD, FIP, and chits, insurance - general and life insurance. Check free credit score, scan any QR code and pay via UPI, Make prepaid mobile recharge, pay postpaid, electricity and other utility bill payments online. Discover exclusive offerings like Shriram One Gold, Shriram One Care and more. Download Shriram One now and stay empowered.
Secure UPI Payments
Shriram One UPI enables you to scan any QR to send/receive money instantly to anyone. check a/c balance, set autopay, bill reminders and more.
Bill Payments and Recharges
Recharge your mobile, DTH, pay bills such as Mobile, landline, DTH, FASTag recharges, loans, insurance premiums, broadband, cable TV, water & electricity bills
Loans
We offer customized loan solutions. Shriram One can be your favorite loan app - obtain a personal loan to support your dreams or get a business loan to fuel your entrepreneurial ambitions. Apply now
Quick Personal Loan App
Get the financial boost you need with a Personal Loan. Avail Personal Loan of up to ₹15 Lakh with this loan app. Our APR varies from 12% to 36%*. Choose from a wide range of repayment options starting from 12 to 60 months
Personal Loan Features
• Loan Amount: Up to ₹15 Lakh
• Interest Rate/Annual Percentage Rate (APR): 12%-36% p.a*
• Loan Tenure: 12 to 36 Months
• Processing Fees: Up to 3%*
• No Collateral Required
Example of how a Shriram Personal Loan works
• Loan Amount - ₹1,00,000
• Tenure - 24 months
• Interest Rate - 1% p.m. for 24 months (interest rate on reducing balance method)
• EMI - ₹4,707
• Total Interest Payable - ₹4,707 x 24 months - ₹1,00,000 = ₹12,968
• Processing Fees (excl. GST)* - ₹2,000
• Disbursed Amount - ₹1,00,000 - ₹2,000 = ₹98, 000
• Total Amount Payable - ₹4,707 x 24 months = ₹1,12,968
• Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968
The total amount payable will be ₹1,14,968 (incl. Processing Fee).
*Note: These numbers are indicative. Final interest rate & APR will depend on customer’s credit assessment
Gold, Two-Wheeler & Commercial Vehicle Loans:
• Two-Wheeler Loan: Get your dream two-wheeler with ease. Apply for a two-wheeler loan, enjoy flexible repayment options and low interest rates.
• Commercial Vehicle Loans: Get financing for your transport business and grow your fleet with Commercial Vehicle Loans.
• Gold Loan: Get fast and easy access to cash by pledging your gold with us.
Investments
Our investments are tailored to meet your needs, they offer attractive interest rates, flexible tenures and payout options with a high degree of safety
• Fixed Deposit: Secure your future and enjoy guaranteed returns and flexible tenures with Shriram FD
• Shriram Chits: A safe and convenient way to save money, earn interest, and access funds when you need them.
• Shriram One Gold: Invest in the timeless value of gold with Shriram One Gold. Buy, sell, or hold digital gold securely & efficiently
Insurance
We offer a range of insurance products. Our offerings in general insurance encompasses motor insurance - Two-wheeler, Four-Wheeler, Commercial Insurance and more. We also offer a broad range of life insurance products such as savings plans, retirement plans and more.
Rewards
Earn exciting rewards on your transactions with Shriram One's reward program, redeem them for bill payments & services.
Top-notch offerings
Check FREE credit score & find the best deals with partner programs. Book flights & hotels, groceries, travel, shopping, electronics, OTT, games, and much more.
What’s New
Version 2.3.85
- Introducing Personal Loans on Shriram One for quick, hassle-free access to funds.
- Apply online in less than 5 minutes and enjoy flexible repayment options from 12 to 60 months.
Ratings and Reviews
Responsive Customer Support
“The customer support team is highly responsive and helpful, promptly addressing any queries or issues I’ve encountered along the way.” I’ve been using this finance app for a few months now, and it’s been a game-changer for me. The interface is intuitive, making it easy to track my expenses, set budgets, and visualize my financial goals. The transaction categorization is accurate, saving me time from manual entries. Plus, the security features give me peace of mind. Highly recommend it!
Developer Response ,
Hello Janjmera, thank you for your feedback and rating! We are delighted to hear that we have met your expectations. Our team works hard to ensure our product and service are user-friendly and enjoyable. Your support motivates us to reach new heights.
Users feedback
I very recently installed this app and started making transactions using this UPI gateway. Seems to be really better than other known UPI apps. Installation and Activation took less than 3 minutes. Transactions take less than 10 seconds to complete. Very stable app. Would recommend this app for present and future generations. Thank you for the support and the App Developer.
Developer Response ,
Hi Jipson Jose, thank you for the feedback and rating. We are happy that we were able to meet your expectations. We put a lot of effort into making our product & service as user-friendly and enjoyable as possible, your support means much and encourages us to keep aiming higher.
Awesome! amazing app and easy to use
Very useful app and very easy to use. Using it almost daily now for payments.
And also invested in Fixed deposits best experience up till now, took only 5 mins to invest😊. No hassle of going to branch etc. and also getting highest interest in the market. Awesome!!!!!
Great work Shriram team.
Developer Response ,
Thank you so much for taking the time to leave us feedback. We're happy that you’re enjoying our Service. We put a lot of effort into making our product & service as user-friendly and enjoyable as possible, so we are thrilled to hear that you are enjoying it.
App Privacy
The developer, Shriram Finance Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Search History
- Identifiers
- Usage Data
- Diagnostics
- Other Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Shriram Finance Limited
- Size
- 155.2 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 1979 Shriram Finance Limited
- Price
- Free