Stable Money: Earn 9.10% on FD 4+

Stable Alpha Technologies Private Limited

    • 4.5 • 438 Ratings
    • Free

iPhone Screenshots

Description

Welcome to Stable Money - Your reliable partner in the world of smart FD investments!
We are excited to introduce the all-new Stable Money Fixed Deposit App, India’s first FD booking platform that requires no bank account. Now, you can book your FD online in under 3 minutes with a completely paperless process and without any hassle. Moreover, you can compare the interest rates of multiple FDs using the Stable Money App and get suggestions based on your investment goals. Stable Money is here to simplify your investment journey and sustain the best returns over a longer period.

One App For All Your FDs - Features of Stable Money

• Explore FDs from 200+ Banks and choose the FD that suits your goals
• Compare a wide range of FDs and find the best fit
• Check FD rates from a variety of banks and NBFC's fixed deposits
• No bank account required
• Easy online FD booking in under 3 minutes
• 24/7 friendly customer support

Give Your FD a New Innings with Stable Money

• Track Your Earnings - You can track all your FD investments and watch your money grow daily.
• Smart Recommendations - Confused about which FD to book for your long or short term goals? With Stable Money, you get smart recommendations for your investments.
• FD Breaking - At Stable Money, we help you identify if your FDs are underperforming and provide data-backed recommendations to decide whether you should remain invested or break your FD.
• FD Comparison - Compare 200+ Fixed Deposits and choose one based on your goals.

How to Book FD on Stable Money App?

Step 1 - Download the Stable Money app
Step 2 - Register with your mobile number
Step 3 - Enter your Name and Email ID
Step 4 - Choose from a wide range of FDs offered by Banks & NBFCs
Step 5 - Select the amount and tenure based on your goals
Step 6 - Complete your KYC using your Aadhaar and PAN Card
Step 7 - Add a nominee and review your details
Step 8 - Make the payment and receive the confirmation message

Why Choose Stable Money?

→ Safety & Trust: We prioritise your security. With industry-leading safety measures, we ensure that your hard-earned money and personal data are always safe.
→ Simplified FDs: We make FD booking easy. With a user-friendly interface and simplified procedures, even beginners can start saving and growing wealth effortlessly.
→ Financial Freedom: Achieve your financial goals with Stable Money. Whether you're saving for a dream holiday, a new home, or a secure future, we're here to help.

Download the Stable Money Fixed Deposit App today and embark on your journey to smart saving and financial freedom. Join the community of happy investors who make their money work for them.

What is a Fixed Deposit?

A fixed deposit is a financial investment option that allows you to deposit a certain amount of money with a bank or financial institution for a fixed period.

How is a Fixed Deposit Calculated?

Several key factors come into play when calculating interest earned on fixed deposits:
• Principal Amount
• Interest Rate
• Tenure
• Compounding Frequency

Here’s the formula:

Interest = (P * R * T)/ 100
P - Principal amount invested
R - Rate of interest (%)
T - Tenure

Ms Pragya invested Rs 100,000 for 10 years at an interest rate of 5% per annum
Simple Interest = (Rs 100,000 * 5 * 10 years)/100 = Rs 50,000
The principal amount invested is Rs 100,000
The rate of interest (%) is 5% per annum
The tenure of the investment made is 10 years
Maturity Value = Principal amount + Simple Interest
= Rs 100,000 + Rs 50,000
= Rs 150,000

At Stable Money, we aim to help individuals grow their wealth stably and securely through fixed-income assets. We focus on sustaining the best returns over longer periods, typically ranging from a few months to several years. During this time, your money earns a predetermined interest rate, which is higher than the rates offered by regular savings accounts.

What’s New

Version 1.9.12

This update streamlines performance for a faster experience.

Ratings and Reviews

4.5 out of 5
438 Ratings

438 Ratings

snklp.ktr ,

Neat and clean UI. Smooth navigation

I was told about this app by one of my fellow colleagues. It came handy at the right time as I was looking to open multiple FDs but wanted one reliable platform to keep a track on my deposits. Stable Money checks all the boxes, the process of opening the fd is smooth. The app sometimes can be a bit slow in processing the data but its fine as long as my money and data is secure.

Aj110894 ,

Actual experience on liquidity of your fd

Why do we book fd? Basic purpose it it has stable returns and its risk free and easy to liquidate in case of emergency. I have relied on stable money to use it in case of emergency. It been more than a day, i am not even able to raise liquidity required. Ticket that i have raise was last day morning and they reverted back in night saying we are looking into it.
Don't keep your emergency fund money here, it will not help you in emergency, you have to hold your emergency for 1 or 2 or maybe more days, which is happening in my case.

FYI- they only allow you to liquidate the fd during 10AM to 11pm and it takes a day or 2 to get it credited in bank account.

View to reality ,

Good fd

I recently downloaded the app, as my friend suggested. I tried to book a small amount of FD to check how it works and if I can trust it. Overall, it has been a great experience - from booking an FD to withdrawing. However, the OTP at times gets delayed, but can be ignored. Nice work the UI/UX, user friendly interface. Booked my 2nd FD and would recommend other to get the most out of it

Developer Response ,

Hey there, thanks so much for your kind words. Your feedback and love encourages us to get better by the day and improve our app further.

We also note your feedback and will pick this up internally to solve at the earliest.

Please thank your friend on our behalf as well, who introduced you to us :-)

App Privacy

The developer, Stable Alpha Technologies Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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