YNAB 4+

Spend, save, and give joyfully

You Need A Budget LLC

    • 4.5 • 91 Ratings
    • Free
    • Offers In-App Purchases

Description

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

What’s New

Version 24.7.1

What’s new in iOS 24.7.1

You know what they say—April showers bring May flowers! And while this April release may only contain a sprinkling of behind the scenes fixes, our team is diligently watering the seeds of some colorful, exciting, blooms to come!

Ratings and Reviews

4.5 out of 5
91 Ratings

91 Ratings

GourabDey ,

Excellent app to break paycheck to paycheck cycle

YNAB is the app which i was looking for since 3-4 yr and finally my search for the app ended here. It has all the functionalities which i wanted in an app starting from budgeting to expense tracking including future expenses. It’s helped me to break the “Paycheck to paycheck” cycle. Highly recommended one.

Only thing I felt it’s lacking is the chart and report in mobile app. I have to use the web application for pulling the report.

Aranya Khurana ,

Brilliant App but…

This app is amazing! It’s allowed me to track and change my spending and saving habits and most importantly brought in so much transparency to my personal finances.

I only wish this app’s subscription was cheaper and accurately reflected and respected the currency of my country’s purchasing power and cost of living (especially given that it’s an app that puts spending and saving at its heart).

Developer Response ,

Hi Aranya, thank you for this fabulous review! We really appreciate it, and we're glad that YNAB has improved your financial life. Thank you for the feedback on pricing as well. As a budgeting company we don't consider matters of pricing lightly, but as a small US\-based company, we don't currently have the scope to offer different price points.

Sethuramasamy ,

YNAB stands out as the ultimate tool for effectively managing finances.

Since 2020, I have faithfully utilized YNAB without fail. This practice has instilled discipline in me, allowing me to have a clear understanding of my expenses and overall financial situation. Thanks to YNAB, I am able to effectively plan for my future goals.

App Privacy

The developer, You Need A Budget LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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