ZestMoney 4+

Buy Now Pay Later

Zest Money

    • Free

Screenshots

Description

ZestMoney. Dream big, pay small.

A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable.
Buying with Zest gives you the freedom to shop right now and repay in parts up to 36 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores.

Why should you use ZestMoney?
● Best Pay Later App with affordable EMI tenures
● Shop on EMI with 10000+ stores
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score required


Important terms and conditions regarding personal loans offered on the ZestMoney App

ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behaviour etc. The loan repayment period can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% APR (Annual Percentage Rate) based on an individual’s credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940. EMI repayments can be made directly to ZestMoney via payment modes such as UPI, Debit card or net banking.

What’s New

Version 1.1.12

This release contains several security updates, in-app transactions and overall experience improvements.

Ratings and Reviews

3.4 out of 5
4.2K Ratings

4.2K Ratings

Ajay199114 ,

Worstest service, fake app

More than yer of thought applying for zest money give credit limit, I did not used it for then 10 months they were keep n calling plz use are limit get offers and cashback one day I used it even making all payments on time even befor due date they reported to cibil that missed my payments another issue even after making all the payment before due dates they blocked my credit limit and third thing as they promised I will get a cashback on each time when I will pay emi and in actual they are not paying back the cashback to me since 5 months multiple calls to zest support and they keep on saying you will get it 10 days or 15 days with that 5 months gone me still haven't received any cashback fir the EMIs I have paid beware guys this compwill block your limit without any reason, they will report wrong to cibil and will make your score down and they will stop paying cashback and will say it's a techinacal issue | never recommend zest money to anyone they trapp you and you will be harassed trust me.

Developer Response ,

We would like to know more about your experience. Please share the details at help@zestmoney.in along with your concern, so we can look into it.

Jazz2734 ,

Harassment By zest

More than yer of thought applying for zest money give credit limit,I did not used it for then 10 months they were keep n calling plz use are limit get offers and cashback one day I used it even making all payments on time even befor due date they reported to cibil that missed my payments another issue even after making all the payment before due dates they blocked my credit limit and third thing as they promised I will get a cashback on each time when I will pay emi and in actual they are not paying back the cashback to me since 5 months multiple calls to zest support and they keep on saying you will get it 10 days or 15 days with that 5 months gone me still haven’t received any cashback fir the EMIs I have paid beware guys this compwill block your limit without any reason,they will report wrong to cibil and will make your score down and they will stop paying cashback and will say it’s a techinacal issue I never recommend zest money to anyone they trapp you and you will be harassed trust me.

Developer Response ,

We would like to know more about your experience. Please share the details at help@zestmoney.in along with your concern, so we can look into it.

Irfan Rule ,

Waste App

More than yer of thought applying for zest money give credit limit,I did not used it for then 10 months they were keep n calling plz use are limit get offers and cashback one day I used it even making all payments on time even befor due date they reported to cibil that missed my payments another issue even after making all the payment before due dates they blocked my credit limit and third thing as they promised I will get a cashback on each time when I will pay emi and in actual they are not paying back the cashback to me since 5 months multiple calls to zest support and they keep on saying you will get it 10 days or 15 days with that 5 months gone me still haven't received any cashback fir the EMIs I have paid beware guys this compwill block your limit without any reason, they will report wrong to cibil and will make your score down and they will stop paying cashback and will say it's a techinacal issue I never recommend zest money to anyone they trapp you and you will be harassed trust me.q

Developer Response ,

Hi there! This certainly isn't the experience we want you to have with us! Kindly write to us at help@zestmoney.in to look into it and assist you further.

App Privacy

The developer, Zest Money, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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