Pick your own bank or icon for every account — no more guessing from the name. Fixed: loans no longer get wrongly flagged as past-due after adding an existing loan with a lump sum already paid off. Fixed: Fixed Deposit and PPF maturity dates now calculate correctly when you pick a category and type. Clearer New Investment forms — example text no longer looks pre-filled, and Save tells you exactly what's missing. New colored monogram badges for recognized banks on your accounts. Add Transaction now has a dedicated Merchant field, kept separate from Notes. Premium: automate transaction logging from the Shortcuts app — extract details from a notification or message, no bank linking, nothing leaves your device. Fixed: CSV/QIF import misreading two-digit-year dates (like "03 Oct 26").

FinyxFin 3.1 — see what's coming, not just what happened. Cash Flow Forecast: A new Planning tool that projects your balance days or weeks ahead using your upcoming bills, income, and transfers — see if and when you might run low before it happens. AI Outlook for your forecast: On devices with Apple Intelligence, get a short AI-written summary of what's driving your projection and when your balance is lowest. Market News: Investments now has a built-in news reader — headlines from Yahoo Finance by default, or any RSS feed you add — each story links back to the original publisher. More accurate account balances: Fixed a case where editing a transaction's status or date could leave its old amount still counted in your balance. Fewer edge-case crashes: Fixed rare crashes in custom recurring bill schedules and interest-only loan calculations.

Goal Reservations — a clearer way to save toward several goals from one account. Reserve a portion: Link a savings account to a goal and set exactly how much of it is reserved — so one account can fund several goals without overlap. See what's free: Every account now shows how much is reserved and how much is still Unallocated. No more double-counting: Goal progress reflects what you've actually set aside, not the whole account balance. Stay on track: Get a heads-up if your goals reserve more than an account holds. Smooth upgrade: Your existing goals keep the exact same progress — nothing changes overnight.

• Introducing the all-new Rewards & Financial Journey experience in FinyxFin. • Track your financial progress through a redesigned Journey system with Clarity scoring, Momentum insights, milestone progression, and cinematic achievements. • Progress through Ember → Flame → Phoenix → Radiant as you build stronger financial habits over time. • Earn new rewards for streaks, perfect weeks and months, consistent reviews, goal progress, loan payments, and financial comebacks. • New Momentum and Next Unlock views help you understand what to focus on next and how close you are to upcoming milestones. • Featured Moments and Personal Bests now highlight meaningful achievements in a calmer, more premium experience. • Rewards activity is now organized into a cleaner timeline view with reduced visual clutter and improved navigation. • Added detailed Clarity breakdowns with actionable insights and smarter progress tracking across the app. • Refined animations, materials, spacing, and card styling for a more polished and immersive experience across iPhone, iPad, and Mac. • Improved reliability with safer iCloud syncing, migration-safe upgrades, locale-aware calendar handling, and expanded localization support.

Smarter, faster transaction entry — now powered by intelligent paste & detection. • Paste & Detect Copy a bank, or receipt message and instantly create a transaction. Amount, merchant, date, account, and category are filled automatically. • Smart Parsing Engine Understands receipts, SMS alerts, and free-form text. Supports Indian & international formats and multiple currencies. • Auto Account Detection Recognizes card last-4 digits or account names and selects the correct account automatically. • Auto Category Mapping Popular merchants like Swiggy, Zomato, Uber, Amazon, Netflix, Starbucks, and more are categorized instantly. • “Detected from…” Badge See exactly what source was used before saving. Includes duplicate detection to prevent repeated entries. • Quick Add via Share Sheet Share any message into the app and get a fully pre-filled transaction in seconds. • Improved Mac Experience Drag & drop and clipboard paste now work reliably across Messages, Mail, and web content.

Adds AI-powered insights (on-device using Apple local LLM) with an option to turn them off, plus minor improvements and fixes.

Improves purchase reliability and fixes issues affecting subscription activation.

Improves purchase reliability and fixes issues affecting subscription activation.

Improved international support with better handling of number formats and currencies. Enhanced accuracy in calculations and formatting across the app. Bug fixes and performance improvements. We’d love your feedback as we continue improving FinyxFin.

A smoother, more reliable experience — plus a better way to share your thoughts. Built-in Feedback • You can now send feedback directly from the app • Share ideas, report issues, or request features — quickly and easily Smarter Sync, Less Guesswork • New real-time sync indicator keeps you informed across iPhone, iPad, and Mac • Sync now behaves more intelligently during initial setup and data updates Reliability Improvements • Fixed issues where data could fail to sync or appear incorrectly on new devices • Improved handling of multi-book data to keep everything organized and consistent • Resolved edge cases around transactions and bill updates for better accuracy Better Experience • More accurate sync status — what you see now truly reflects what’s happening • Cleaner UI with a subtle, auto-hiding sync indicator • Overall improvements to stability and performance

Faster, smarter transaction entry • Scan receipts to automatically capture transaction details and save time. Improved multi-currency support • Convert currencies seamlessly across transactions, bills, goals, loans, and investments. • View exchange rate details and transparency info in Settings. Better organization with Books • Easily access and manage your Books directly from Settings. • Quickly switch your active Book for better financial separation. Apple Watch improvements • Add new transactions directly from your watch. • Check pending bills at a glance with new widget support.

This update introduces powerful improvements to multi-book management and adds built-in currency conversion across the app. Currency Conversion (New) • Convert amounts instantly across transactions, bills, goals, loans, and investments • Choose between automatic exchange rates or manual entry • Clear, transparent daily reference rates with provider details Books Improvements • Easier access to Books from Settings • New default Book name: Personal • Improved clarity when managing multiple Books (Personal, Work, different currencies) • Better active Book visibility and switching experience UI & Experience • Better readability in widgets, especially on transparent backgrounds

• Investments module is now fully available and no longer in beta • Improved dashboard performance and smoother scrolling • Better transaction categorization and merchant rules • UI improvements across several screens • Various bug fixes and stability improvements

This update includes bug fixes and improvements. • Improved performance of the Category Mapping screen. • Added new management options for individual investment records. • General bug fixes and stability improvements.

Fixes an issue with the App Store rating link. Minor bug fixes and improvements.