Real bank logos and a Net Worth fix. IMPROVED - Real brand icons for Asia United Bank (AUB), Zed, and Salmon - type the name and Boop offers the matching logo instead of a monogram. FIXED - Fixed a navigation glitch where going back from editing a transaction could bring the editor back over the wallet you tapped next - and in rare cases wedge the app until relaunch. - Net Worth counts hidden wallets and cards again - hiding a credit card no longer makes its installment debt vanish from Liabilities (net position was overstated). Hiding stays a declutter choice; use Exclude from Total to leave a wallet out of the math. Have a suggestion? Send it from Settings - Boop is built on your feedback.

Get paid by QR, keep savings out of spendable, and a faster Boop everywhere. NEW - Payment QR per wallet: upload your GCash / Maya / bank receiving QR to any wallet, then tap it to show full screen so anyone can scan and pay you. Replace or remove it anytime from the wallet's menu. - Exclude from Total now also removes a wallet from Home's In Wallets Now and Spendable - park an emergency fund without it looking like spending money. Quick toggle right in the wallet's menu. - Savings Goals: see how much to set aside per day / every 2 weeks / month to hit your goal by its date, get Withdraw back, and keep a goal as its own pot that never touches a wallet. IMPROVED - Real brand icons for Asia United Bank (AUB), Zed, and Salmon - type the name and Boop offers the matching logo. - Home loads history in pages as you scroll instead of building everything at once - long histories no longer weigh the screen down. - Smoother lists across Home, Wallets, Budgets, Calendar, Insights, and Upcoming Bills - the subtle stutters while scrolling are gone. - Taps feel snappier: haptic feedback fires without the old warm-up delay. FIXED - Backing out of a wallet no longer leaves its card unresponsive - you can reopen the same wallet right away, every time. - Deleting a wallet from its editor can no longer bounce you an extra screen back. - Steadier iCloud sync for wallets, cards, and their newest details across your devices. Have a suggestion? Send it from Settings - Boop is built on your feedback.

Credit cards that read as one bill, smarter interest, and steadier wallets - all from your feedback. NEW - Hide unused wallets instead of deleting them - history stays for Insights; unhide anytime under Hidden on Accounts. - Optional card product on credit cards (e.g. Rewards Platinum) so multiple cards from the same bank stay distinct on Home and Wallets. - Maya-style dual interest: base % p.a. on your full balance plus a boost % on the first 100,000 (or your cap). Boop posts Net base interest and Net boosted interest as two rows, with tax on both. - Interest for e-wallets: enter the advertised gross % p.a., tap 20% for PH withholding tax, and set a boost balance cap. Boop shows gross / tax / net and credits the net. - Money Owed / receivables: pick which wallet should be credited when payment arrives, then Mark Received to bump that wallet in one tap (Finance or More). - Cashback on expenses is now a percentage - enter the rate with the calculator keypad, see the amount preview, and Boop credits that share back to your wallet. IMPROVED - Upcoming Bills folds credit-card installments and card-linked subscriptions into each card's Amount Due row, so you see one bill per card instead of the same obligation listed three ways. - Expense, Income, and Transfer buttons on a wallet are evenly sized. - Your last-used category leads the row the next time you log an expense or income. - Wallet currency is a direct picker - no Different currency toggle. FIXED - iCloud sync is steadier across your devices, including the newest wallet and card details, so changes are less likely to get stuck on one iPhone. - Insights Monthly Spending bars no longer include Recently Deleted transactions (so a 40k month no longer draws like 400k+). - Selecting a category from See all collapses the grid and clearly shows the pick. - Monthly budgets with a custom reset day (e.g. every 16th) now roll into the new period on that day - they no longer stay stuck on the previous cycle for the rest of the month. - Opening a wallet no longer leaves the card under the status bar - and backing out no longer blocks tapping that same wallet again. - Budgets View all no longer counts expenses in Recently Deleted, so totals match Finance. - After typing the amount, the note field stays focused - the calculator no longer pops back over what you're typing. - Picking a category from See all now highlights and sticks; the date picker closes when you tap a day. Have a suggestion? Send it from Settings - Boop is built on your feedback.

Smoother expense logging, steadier wallets, and budgets that ignore Recently Deleted - all from your feedback. NEW - Cashback on expenses is now a percentage - enter the rate with the calculator keypad, see the amount preview, and Boop credits that share back to your wallet. - Interest for e-wallets (Maya etc.): enter the advertised gross % p.a., tap 20% for PH withholding tax, and optionally a boost balance cap (e.g. first 100,000). Boop shows gross / tax / net and credits the net. - Money Owed / receivables: pick which wallet should be credited when payment arrives, then Mark Received to bump that wallet in one tap (Finance or More). - List view for accounts on Home - tap the ... next to Accounts for a compact row per wallet. Switch back to Card view any time. - Transfer is now in the + menu, next to Add Income and Add Expense. - Shared wallets update live while you're viewing them - new transactions appear within about 30 seconds, no pull-to-refresh needed. - The iCloud Sync switch now truly pauses syncing when off - your data stays on this device. Reopen the app after flipping it to apply. - More Philippine bank and card icons auto-recognized: Zed, Salmon, Home Credit, BillEase, plus BDO, SeaBank, Asia United Bank, and Bank of Commerce. FIXED - Monthly budgets with a custom reset day (e.g. every 16th) now roll into the new period on that day - they no longer stay stuck on the previous cycle for the rest of the month. - Opening a wallet no longer leaves the card under the status bar - and backing out no longer blocks tapping that same wallet again. - Budgets View all no longer counts expenses in Recently Deleted, so totals match Finance. - After typing the amount, the note field stays focused - the calculator no longer pops back over what you're typing. - Picking a category from See all now highlights and sticks; the date picker closes when you tap a day. - Editing a recurring expense now lets you change its category and re-link it to a different wallet - and re-linking sticks. IMPROVED - Expense, Income, and Transfer buttons on a wallet are evenly sized. - Your last-used category leads the row the next time you log an expense or income. - The amount on New Expense / New Income is centered, without the extra keyboard icon. Have a suggestion? Send it from Settings - Boop is built on your feedback.

Share Wallet, rebuilt around a link that just works - plus a data safety net, credit card statement cycles, a cleaner Home, and fixes for savings goals and iCloud sync. NEW - Share Wallet now creates a plain share link you can send over Messages, WhatsApp, email - anything. Whoever taps it joins the wallet. No more blank screens or invite bubbles stuck loading - Shared wallets get a 'Show share link' button to copy or re-send the link any time - Before Clear All Data or deleting a profile runs, Boop saves a CSV backup to Files (Boop > Backups) - restore it any time from Import & Export - Tap a credit card's statement cycle to see and edit the transactions inside it - Set a credit card's statement closing day right when you create it, not just in Edit FIXED - Clear All Data now erases only the profile you're in and removes everything in it - investments and custom budgets no longer linger, and other profiles stay untouched - Switching profiles now refreshes every screen instantly, and each device keeps its own selection - Sharing a wallet with a long transaction history no longer fails - the initial upload now runs in batches instead of hitting CloudKit's single-request limit - A share attempt that was interrupted halfway no longer blocks future attempts - Boop cleans up the leftover and starts fresh - Adding funds to a savings goal now opens the keypad every time - the Add Funds button no longer stays greyed out - Deleting a wallet or card now returns you to Accounts instead of a blank, deleted screen - Fixed a sync issue that could quietly stall iCloud updates on some accounts IMPROVED - Home now shows only income and spending; transfers between your own wallets stay on each wallet's screen - Redesigned savings goal cards with clearer progress and a full-width Add Funds button - If sharing can't start, Boop now explains why in plain words: signed out of iCloud, no internet connection, or iCloud storage full Have a suggestion of your own? Send it from Settings - Boop is built on your feedback.

Shared wallets that actually sync, plus time deposits and easier auto-log. FIXED - Share Wallet now works end-to-end: invites open in Boop, and income or expenses either of you logs upload within seconds over iCloud - pull down on the wallet to refresh instantly. No backend account needed NEW - Transfer straight into a time deposit or MP2 from any wallet - Boop tops up the investment and keeps the record on the source wallet - Auto-Log Settings (Settings > Auto-Log Settings) lists every wallet with a switch - flip one on to make it the auto-log destination, no more digging through Edit Wallet - Bank texts for money coming in can now log as income too instead of only being skipped - turn it on in the setup guide - Tapping a day in Insights > History now shows that day's income, spent, and net - not just the monthly total IMPROVED - Wallet screens: the card and Expense/Income/Transfer buttons stay pinned below the nav bar instead of scrolling under it, with cleaner separated toolbar buttons - Savings-interest wallets show exactly when the next interest post lands, so it's clear when it's just waiting on the next period - Large investment values no longer squeeze against the ticker or wrap awkwardly Have a suggestion of your own? Send it from Settings - Boop is built on your feedback.

Quick fixes from user reports, plus unified finance forms and per-record currency. NEW - New Debt, Money Owed, Recurring, Goals, and Invoices now share the same guided cards, currency menu, help tips, and calculator keypad as New Expense - Goals and Recurring rules remember their own currency, with wallet conversion when you fund, pay, or auto-record FIXED - Invoice line items now accept cents - a rate like 5.43 stays 5.43 instead of ballooning into a bigger number - Money Owed to You now has a currency picker, just like Debts - track loans in any currency - Searching Boop in Spotlight again shows Log Expense (quick background log) beside Add Income - New Debt now lets you pick currency before saving - same as Money Owed Have a suggestion of your own? Send it from Settings - Boop is built on your feedback.

Built from your feedback. NEW - Savings interest posts automatically - wallets with a rate earn an Interest income entry every period you chose (daily, semi-monthly, monthly, bi-monthly, or yearly) - Rearrange wallet folders - tap the circled dots on any folder and choose Move up or Move down - Debts, savings goals, budgets, money owed to you, categories, and tags now sort alphabetically - suggested by a Boop user - Category chips follow the same A-to-Z order when logging expenses or income, with Other staying at the end IMPROVED - Credit card screens open and scroll smoothly - Statement Cycles shows the latest cycle, with View all for the full history - Applying a bank icon auto-matches the wallet color to the brand - BPI turns red, Metrobank blue, UnionBank orange - Finance's Credit Cards rows show each card's own logo instead of a generic symbol - Color swatches stay perfectly round when selected FIXED - Calendar Income and Spent totals no longer count transfers between wallets, and transfer rows show neutral - moving money isn't earning or spending - Deleting a transaction from the Insights calendar now removes it immediately - Custom card payments work even when nothing is due this cycle, so you can correct a card's balance any time Have a suggestion of your own? Send it from Settings - Boop is built on your feedback.

Smarter credit cards and faster income logging. FIXED - Add Income from the menu or a Shortcut now opens the income screen every time - no more landing on Expense by mistake - Credit cards no longer appear when picking a wallet for income - Card payments no longer show as green income in your transaction feed - only real earnings glow green now - Home account cards now match the richer wallet-card style used in Wallets, so your account colors feel consistent across the app NEW - Spotlight and Shortcuts can open Boop straight to New Income or New Expense IMPROVED - Finance summary cards and Home finance tiles now use the same saturated wallet-card style as Accounts, so the app feels consistent across tabs - Wallet and investment action buttons (Expense, Income, Transfer, Add Contribution, Withdraw) now match the same bold card style - Settings and the Tip Jar use the native close button, and the Tip Jar layout no longer clips - Overdue badges on Finance credit card rows no longer wrap or cut off the amount due - Calculator keypad redesigned with clearly separated keys, press feedback, and a hide-keypad key beside equals - After paying a credit card statement, charges in the open cycle show as an upcoming statement - not a red amount due - until the statement actually closes

Budgets that tell the truth: FIXED - Deleting an expense now updates the budget's spent total everywhere immediately. No more "over budget" scares from transactions you already deleted. NEW - Refund a budget: fronted a group bill? When friends pay you back, log the income and tag it to that budget - your wallet gains the money and the budget's spent goes back down. Refunds appear inside the budget as green entries. IMPROVED - Boop now uses Apple's native Liquid Glass tab bar by default, with true minimize-on-scroll. Prefer the morphing top toolbar? Settings > Preferences.

Smarter credit cards, richer reports, and one clean design language. NEW - Reports on the Finance tab: compare this period with the last, with expense and income breakdowns by category - Year Forecast and History are now one tap away on the Finance tab - Installments: set the financed principal so Available Credit matches your card issuer to the cent - Add Expense from Spotlight jumps straight to the new-expense screen - Settings now opens as a full screen instead of a sheet FIXED - Paying a credit card now defaults to the Amount Due on your statement, not your full outstanding balance - Custom payment amounts save exactly what you enter - Paid statements roll forward - cards no longer linger as due on the Finance tab - Tip Jar spacing, with an easier-to-tap close button IMPROVED - One design language: solid, readable cards across Home, Wallets, and Finance - Smoother navigation with a morphing top toolbar and a tab bar that minimizes as you scroll

Native Liquid Glass toolbars and smoother navigation. IMPROVED - The top-right buttons on Home, Wallets, and Finance now use iOS 26's native Liquid Glass toolbar, so Profiles and Settings stay anchored in the same place as you switch tabs - Wallets now has a trash button for quick access to Recently Deleted - Smoother app launch with no layout jump - Cleaner, more consistent navigation across the app

Navigation polish and reliability fixes. FIXED - Edit Transaction and other detail screens no longer have the floating header blocking Save or native toolbar buttons on iOS 26 - App Tracking Transparency prompt now appears when the app is active, including on iPad IMPROVED - iOS 26 Liquid Glass navigation hides the morphing header on pushed screens so wallet detail, Insights, and Edit Transaction use clean native navigation

A big round of new features and a more polished, consistent app. NEW - Create your own budget categories right from the New Budget screen - Exclude any expense from your category budgets while still tracking it as spending - Invoices: bill by hours or quantity, set your business as the sender, and export a cleaner PDF - A dedicated Credit Cards screen where each card shows as a real card with its balance, amount due, and overdue status - Changelog in Settings so you can see what changed across versions IMPROVED - Sharper Budgets with color-coded progress bars and a percent-used readout - Clearer Savings Goals guidance and larger, easier-to-tap header buttons

Credit card statements, fixed. FIXED - Amount Due now clears once you've paid your statement and rolls to the next due date, instead of lingering on an already-paid balance - The statement breakdown (purchases, installments, subscriptions) matches the cycle and adds up to Amount Due NEW - A separate Outstanding balance shows the total you still owe on the card, distinct from what's due this statement

MP2 savings done right, smarter card payments, and a currency fix. NEW - Pag-IBIG MP2 tracking - set each year's declared dividend rate and Boop compounds them at year-end, showing exactly what you've earned - Add or withdraw MP2 contributions any time; no more units, prices, or buy/sell that don't apply to a savings program FIXED - Credit-card payments now include your linked subscriptions in the amount due, so a full or custom payment settles the whole statement instead of becoming surprise advance credit - Entering an expense in a foreign currency no longer shows a false 'No rate available' when your wallet currency matches your app default IMPROVED - Customize your Home: show or hide the 'Spendable this month' card from Settings > Home screen

iOS 26 navigation and dependable iCloud sync — your money stays in sync on every device. NEW - Liquid Glass navigation on iOS 26 — native tab bar plus a + button for Chat with Boop, scan a receipt, or log income/expense in one tap - Profile hub — switch profiles, set your preferred name, and import or export from the top-right profile button - Classic or Glass — choose your navigation style in Settings > Preferences (iOS 26+) - Live iCloud sync — changes on one device reach your others moments later via push, no relaunch needed - Sync status in Settings — see when iCloud last imported or exported your data FIXED - New device setup — a second iPhone or iPad now waits for your existing iCloud data on first launch instead of starting fresh - Shared wallets — updates flow reliably to everyone you shared with; edits sync both ways again - Duplicate Personal profiles and extra starter Cash wallets from multi-device setups merge and clean up automatically - Active profile selection syncs across devices via iCloud IMPROVED - Cleaner headers on Home, Wallets, and Finance; Scan Receipt from the Add menu opens the camera immediately - Custom icons on wallet folders persist and sync across devices UNDER THE HOOD - Major reduction in iCloud sync errors and wasted network traffic

Bug fixes and improvements: - Up-to-date exchange rates: converted balances and investment values now use today's rate, refreshed automatically on launch. No more stale conversions (like an old peso-to-dollar rate) sticking around. - Deleting transactions now sticks: fixed a bug where a deleted transaction could still show inside a wallet or credit card and keep affecting the balance. Deletions apply everywhere instantly now. - Smoother credit-card payments: paying your card now covers the full amount due, including subscription charges, instead of stopping at purchases or turning the extra into surprise "advance credit."

A safety net for your data, plus more control: - Recently Deleted: deleted something by mistake? It now goes to Recently Deleted (Settings > Security & data) instead of vanishing for good. Restore transactions, budgets, goals, debts, money owed, recurring rules, and investments with one tap. Items are kept for 30 days. - Fund goals from a wallet: adding to a savings goal can now deduct the money from a wallet (logged as an expense), and you can withdraw from a goal back into a wallet (logged as income). Leave the toggle off to just track the goal. - Safer Demo Mode: it now creates a separate 'Demo' profile and switches to it, so your real data is never touched. Leaving demo mode deletes the demo profile entirely. - More apps: a new section at the bottom of Settings featuring my other apps - RunSplit (interval running coach), EMOM Timer, and YAT (a GPS alarm for commuters). - Behind the scenes: the Settings banner now serves correctly, plus reliability fixes.

Small but handy updates: - Money Owed can now optionally deduct the loan from a wallet, so your balance drops when you lend cash out (and goes back up when they pay you). Prefer to just track who owes you? Leave the new 'Deduct from a wallet' toggle off - it remembers your choice. - Fixed: wallet color coding now matches between the Home screen and the Wallets tab - a teal wallet looks teal in both places instead of washing out to grey on Home.

Thanks for the continued feedback! - Local pricing: tips and the one-time Remove Ads unlock are now priced in Philippine pesos (and fairly localized for every other store). - You can support Boop right from Home and Wallets now - a small, optional banner. Tipping or buying Remove Ads turns it off everywhere, or switch it off anytime in Settings. No payment ever required. - Fixed: on the Pay Installment screen you can now tap anywhere on a wallet row to pick it, and bank logos show there too.

Quick follow-up to 1.31. - Fixed the wallet picker on the Pay Installment screen: the whole row is now tappable, not just the icon and name. Tapping anywhere - including the empty space on the right - selects that wallet. - Bank brand logos now render reliably in that picker too. Thanks for the detailed bug report - keep it coming.

More community-requested features on top of the big v1.31 update. INCOME DISTRIBUTION - Insights now has an Income distribution donut right beside the Expense one - see exactly where your money comes from, with the same This month / This year / Last 12 months toggle. - Tap any income source to see its month-by-month trend. MONEY OWED, GROUPED BY PERSON - 'Money owed to you' now rolls every split and IOU up under one person by default, so the same friend's separate entries collapse into a single ledger row with the running total. Tap to see every entry, or switch back to 'By transaction' anytime. FORECAST: SCHEDULED-ONLY BASIS - Year Forecast has a new Basis toggle. 'Scheduled only' counts just your real actuals and active recurring rules - so income or expenses that don't start until later (say December) stay out of every earlier month instead of being smeared across the year by the rolling average. 'Smart' keeps the original blended projection. MORE BANK LOGOS - Added 25+ brands incl. US banks and fintech: Chase, Bank of America, Wells Fargo, Citi, Capital One, Amex, Discover, Ally, Chime, SoFi, Venmo, Cash App, Robinhood, Coinbase, Revolut, Monzo, N26 - alongside the existing PH line-up. 58 brands render their real logo, sourced from each brand's current App Store icon. ALSO IN 1.31 - Bank logos render edge-to-edge on every wallet card, picker, and finance row, plus a 'Detect bank icons' tool to retro-match existing wallets. - Category trends: tap any category to see its 6 / 12 / 24 month movement. - Hide default categories; 100 SF Symbols for custom icons. - Budgets: per-subcategory breakdown card and correct month-by-month spent totals. - Year Forecast up to 50 years with combined 1y / 3y / 5y / 10y / All totals. - Debt: projected payoff date callout. - Custom split percent (incl. 100%) and a link from each receivable back to its source transaction. Thanks to the testers and the Facebook group - keep the feedback coming.

Big batch of features and fixes from the Facebook group reports - thank you all. NEW - Tap any category on Insights to see its month-by-month movement. New trend view shows 6 / 12 / 24 month bars, average per active month, peak and lightest months, plus a green / red chip telling you if the category is trending in your favour. - The Insights category breakdown card now has a Month / Year / 12m toggle, so you can see how spending splits across categories for the period you actually care about, not just the current month. - Year Forecast now reaches 50 years out, useful for retirement and long-term planning. Recurring rules still respect their end dates so projections stop when they should. - Bank icon suggestions. Type GCash, BPI, BDO, Metrobank, GoTyme, Maya, Landbank, RCBC and 25+ more PH banks / e-wallets and Boop offers the matching brand icon in one tap. - 'Owed since' dates on Money Owed. Backdate the day someone borrowed from you - shown on the list, the detail header, and printed on the share-able receipt. - Clearer tag vs subcategory chips on Add Transaction. Subcategories now wear a hierarchy arrow and inherit the category color; tags lead with a tag glyph in the tag's color. - Global subcategories. On Settings -> Categories & Tags, tap any category to expand it and add subcategories (Groceries -> Supermarket, Wet Market, Convenience). FIXED - Credit card Amount Due now reflects the cycle that just closed, not the lifetime outstanding. Upcoming Bills shows the right bill for each individual due date instead of duplicating the same total across multiple months. - Upcoming Bills hero total converts each row's native currency to your display currency before summing. A PHP card and an AUD card no longer add as raw numbers. - CSV import now recognizes 20+ date formats, infers income vs expense from the sign of the amount, accepts TSV and semicolon-delimited files, and reads UTF-16 / Windows-1252 encodings used by some Excel exports. Thank you for the detailed bug reports - keep them coming.

New ways to set up budgets, a hide option for the Smart Insights tip, debt due dates that actually move, a Year Forecast that respects end dates, and clearer savings interest. NEW - Copy budgets month to month. From the Budgets screen, tap + and choose Copy from last month, or Copy to next month after the current list is set up. Categories that already exist in the destination are skipped so re-tapping is safe. Spent resets to zero each month. - Hide Smart Insights tip. Settings -> Home screen -> Smart Insights tip lets you remove the one-line tip card above Net Total. The full Smart Insights screen still works for everyone - the heuristic engine runs on every iPhone, no Apple Intelligence required. FIXED - Year Forecast now respects start and end dates on recurring rules. A salary that ends Jan 1, 2027 no longer keeps projecting through the rest of 2027. - Debt due dates now advance. When you mark a scheduled debt payment as paid, the debt card shows the next upcoming installment date instead of the original start date. Past-due rows also show an OVERDUE pill instead of being mislabeled as TODAY. - Savings interest never changed your balance, but the UI made it look like money was being added (+2.30/day next to your total). Estimates are now labeled clearly and use neutral styling. - Edit Wallet now edits your current balance (what you see on the card), not just the starting balance. Transaction history stays linked. - Settings ad slot: consent gating, layout fixes, and Show ads toggle sync. Thank you for the reports in the Facebook group.