Zenmoney is more than just an expense tracker. It’s your personal finance assistant and smart money analyst. It helps you see the full picture, brings clarity to your financial life, and supports your long-term well-being.
Rely on accurate data. When everything is transparent, you can make calm and confident decisions, focused on your real goals and priorities.
Track spending and income automatically
Zenmoney connects all your bank accounts and cards in one place, supporting over 3,300 banks worldwide. It automatically imports and categorises transactions across cards, cash, investments, savings, and even crypto accounts. There’s no need for manual entry — you get a clear, complete picture of your finances at a glance.
You can also customise categories to match your personal needs and enjoy a detailed overview of your spending and income without any routine.
Analyse your spending and understand your habits
Zenmoney helps you see where your money goes each month and compare your spending across different periods. It highlights trends: which categories are growing, which are shrinking, and what impacts your overall budget the most.
You also get a clear balance of income vs expenses, so you can easily spot if your spending starts to outpace your earnings.
The app tracks your savings progress and shows how your reserves change over time — including how many months you could live without income, helping you build a stronger financial cushion.
Get personalised insights with a AI-powered assistant
Zenmoney features an AI assistant that helps you understand your current financial situation, set goals, and create custom analytical charts — even those not included in standard reports.
It can also analyse and compare spending across categories, generate insights for custom time periods, find old transactions, and suggest expenses you might want to optimise. With this personalised support, you gain a deeper understanding of your finances and make more confident decisions.
Plan your budget and stay on top of future spending
With Zenmoney, you can plan your essential expenses or create a full monthly budget. Choose whichever works best for you. You can schedule future calendar payments or set spending limits for specific categories and goals, and the app calculates your overall budget automatically.
You’ll also see how much disposable income is left for spontaneous spending, and easily decide how much to put into virtual saving pots for each goal.
The AI forecasts future spending based on your habits and history and highlights regular payments, upcoming bills, and subscriptions. All of them appear in a simple bill calendar, helping you avoid late fees and stop paying for subscriptions you no longer use.
Bring Zen to your finances
Zenmoney helps you get a clear view of your finances, plan thoughtfully, and feel at ease with your money.
Instead of a traditional “home bookkeeping” approach, Zenmoney acts as your personal finance assistant. It remembers what matters to you, reminds you about upcoming payments, helps you understand spending patterns, and shows how much you can safely spend or save.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
La migliore app per gestire le finanzeUso ZenMoney da molti anni e la trovo semplicemente impeccabile: intuitiva, precisa e completa. Tiene tutto sotto controllo in modo chiaro, dai conti ai budget, con statistiche utilissime e sincronizzazione perfetta. Un’app affidabile che migliora davvero la gestione del denaro. Consigliatissima
Супер! Много лет пользуюсь
Heroic Hamstee
Может быть интерфейс и не блещет красотой и идеальным UX как некоторые другие приложения, но по функционалу просто топ! А если вы всерьез решили отслеживать свои доходы и расходы, и при этом имея разные карты и валюты, а еще и учет долгов – именно это приложение для серьезной работы. Интеграции с иностранными банками уже давно появились, и продолжают появляться новые банки.
Inutile: troppe poche banche
Beppe84R
Se l’obiettivo è te ne traccia mai automatica delle spese è assolutamente inutile: sono troppe poche le italiane che si possono inserire. Manca la possibilità di inserire la Postepay, CREDEM, ING, tutti i crediti cooperativi e i banchi popolari
Перестало работать
Dmitrybarsov
После обновления 4 дня назад, приложение перестало открываться
Improved the add-transaction form: the transaction type is now visible right away, without an extra tap, and the keyboard now has an “=” button.
We’ve also added an Inbox task for replacing merchants with brands. No need to search for these transactions manually anymore.
For ideas and questions, join our chat: https://t.me/zenmoneychat_en
Versione 26.5
Lo sviluppatore, Zenmoney OU, ha indicato che le procedure per la tutela della privacy dell’app potrebbero includere il trattamento dei dati descritto di seguito. Per scoprire di più, consulta l’informativa sulla privacy dello sviluppatore .
Dati collegati a te
I seguenti dati possono essere raccolti e collegati alla tua identità:
Acquisti
Informazioni finanziarie
Informazioni di contatto
Contenuti dell’utente
Identificativi
Dati sull’utilizzo
Dati non collegati a te
I seguenti dati possono essere raccolti ma non vengono collegati alla tua identità:
Diagnosi
Le procedure per la tutela della privacy potrebbero variare, ad esempio in base alle funzionalità che utilizzi o alla tua età. Scopri di più
Accessibilità
Lo sviluppatore non ha ancora indicato le funzioni di accessibilità supportate dall’app. Scopri di più
Informazioni
Dimensioni
241 MB
Categoria
Finanza
Compatibilità
Richiede iOS 11.0 o versioni successive.
iPhone Richiede iOS 11.0 o versioni successive.
iPod touch Richiede iOS 11.0 o versioni successive.
Mac Richiede macOS 12.0.0 o versioni successive e un Mac con chip Apple M1 o versioni successive.
Apple Vision Richiede visionOS 1.0 o versioni successive.
Zenmoney OU si identificata come operatore commerciale per questa app e ha confermato che il prodotto o il servizio è conforme alla legge dell’Unione europea.
